Hospital and Medical Insurance. The University shall make available health insurance to the employees covered by this agreement to the same extent and in the same manner as is available to other University employees, such as Faculty and the Executive, Administrative and Professional Staff employees. It is the University's goal to have the same health insurance plans offered uniformly to all University groups and employees.
Hospital and Medical Insurance. The employer agrees to provide full family medical insurance coverage for three hundred sixty-five (365) days with the Qualified High Deductible Health Plan PPO (QHDHP). In addition, the district agrees to provide a “buy-up” option to the Twin PPO Plan. The parties agree that there shall be no change to the Plan Designs of either the QHDHP or the Twin PPO. The employer agrees that there shall be no increase to any deductible, co-pay, or co-insurance. The employer shall not be responsible, nor is it grievable, for any changes to the benefits that are the result of legislation (Affordable Care Act, etc.) or any base certificate changes made at the insurance carrier level that are not district specific (examples include drug formulary changes, etc.). The QHDHP calls for a $2000/$4000 deductible provision, co-pays for certain services may still apply. The Twin PPO calls for a deductible of $250 per individual and $750 per family per year, with benefits paid at 100% after the deductible is met; where indicated by the certificate of coverage, co-pays for certain services may still apply. All aforementioned benefits are based on employees being treated by Participating Providers of the current plan. Employees seeking treatment with Non-Participating Providers are subject to out of network benefits described in the QHDHP and Twin Plan certificate of coverage. If, during the term of this Agreement, the employer determines that it is necessary to change to a different carrier, the following requirements shall be satisfied.
a. Prior to the selection of a new carrier, the District will form a committee consisting of equal representation from the professional staff, the non- professional staff, the administration, and the Board to review available medical insurance plans and options.
b. Any new carrier considered must supply the Association and bargaining unit members with data on costs, benefits, and the administration of the plan.
c. Discussions and/or orientation meetings shall be held with employees concerning the plan and its benefits.
d. The new medical insurance benefits, contracted for by the employer, will contain essentially equal benefits to the present plans. Employees, participating in the QHDHP medical insurance plan, shall contribute 7% for each year of the contract. In addition, employees choosing the Twin PPO will pay 26% of the cost of the insurance for each year of the contract. These contributions by employees towards the cost of medical insurance s...
Hospital and Medical Insurance. All benefits plans coverages, terms, conditions, and specific eligibility requirements shall be governed by the actual terms and conditions of the benefits plans as amended from time to time. Any descriptions in this Agreement are provided for the purpose of general information. The overall level of benefits shall not be decreased during the life of the agreement except by mutual agreement.
1. The Employer shall pay 100% of the premiums for the following plans:
a) Medical Services Plan of BC;
b) Extended Health Plan ▪ $25 annual deductible ▪ 100% coverage for prescription drugs and other eligible expenses ▪ $700 annual coverage per each covered paramedical practitioner ▪ $600 Vision Care every 24 months
c) Dental Plan: ▪ Plan A (basic services) – 100% coverage ▪ Plan B (major services: crown’s, bridges, etc) – 70% coverage ▪ Plan C (orthodontics) – 50% coverage to a lifetime maximum of $5,000 Maximums Apply: For further details and maximums, refer to the group benefit plan
2. Long Term Disability Plan as follows: a) 66% coverage to a $2,500 per month maximum;
Hospital and Medical Insurance. The Agency shall pay the full cost of the billed premiums for all permanent Employees for the following plans:
Hospital and Medical Insurance. The Employer shall pay one hundred percent (100%) of the current premiums of Liberty Health for semi-private care. In case of absence for illness, the Employer contribution will be paid for the period the employee draws sick leave benefits, weekly indemnity, long term disability benefits or Workplace Safety Insurance Board benefits.
Hospital and Medical Insurance. The Employer shall pay an amount equal to 95% of the premiums of the following plans or equivalent plans:
(1) Great-West Life Assurance Company (non-deductible)
(2) Great-West Life (non-deductible) in accordance with the current Ontario Dental Association rates.
Hospital and Medical Insurance. The Corporation shall contribute one hundred percent (100%) of the premiums of the existing plans for all continuous full-time employees. All forms to be covered by the Corporation for job related and employee benefit entitlement, providing the employee complies and qualifies under the term and condition of the benefit package.
Hospital and Medical Insurance. Each teacher shall have the right to select one (1) of the following plans, namely: $10/$20RX, and MESSA ABC Plan 1; $1,250/$2,500 in network deductible; $0 OV; ABC RX. Effective July 1, 2013, bargaining unit employees will have the choice between MESSA Choices II, $500/$1000 in network deductible; $20 OV; $10/$20RX, and MESSA ABC Plan 1; $1,250/$2,500 in network deductible; $0 OV; ABC RX. The District will hold an additional open enrollment by December 1 of each year of this Agreement for bargaining unit employees choosing to change MESSA plans. This plan change will become effective on January 1 of the new year.
Hospital and Medical Insurance. 22.01 For Full-time employees, the Association shall:
a) Pay one hundred (100)% of a Group Insurance Plan providing for life insurance for employees and dependants, weekly indemnity benefits, long term disability benefits, health guard benefits and vision care benefits as outlined in the plan documents.
b) Be entitled to substitute for the current group insurance plan any comparable plan provided that all benefits of the substitute plan are equal or better than the existing plan and the Association shall give notice of the change in plan to all eligible employees.
c) Contribute to the pension plan presently in effect for all eligible employees; contributions to be made in accordance with the provision of the plan.
d) Pay fifty (50) % of the costs of a Group Dental Plan, the other fifty (50) % to be paid by the employee, called “Type A - Basic Services’ by the current carrier and outlined in the documents.
22.02 See section 19.09 22.03 Part-time employees shall be provided with $10,000 life insurance accidental death and dismemberment, the premiums for which shall be paid by the employer. To be eligible, part-time employees must be employed by the employer for a period of 2 years, and must also have worked an average of 20 hours per week in the 52 weeks ending December 31 of each year. Eligibility will be determined annually as of January 15.
Hospital and Medical Insurance. The TPA shall contribute one-hundred percent (100%) of the premiums of the Great-West Life Insurance Plan for semi-private hospital care and the Great-West Life Insurance Extended Health Care Plan, and the Great-West Life Insurance Dental Plan, or the equivalent thereof, for all employees. The TPA undertakes to continue its present practice with respect to contributions to the plans covered by this Article on behalf of employees receiving payments under the Long Term Disability Insurance Policy and/or while receiving compensation paid by the Workplace Safety & Insurance Board concerning an injury suffered while an employee is in this bargaining unit. Effective the 1st of the month following thirty days from signing of the collective agreement, the ODA fee guide will lag one year behind the prevailing fee guide. A “Mail-order” drug company will be available to employees.
