Part II – THIRD PARTY LIABILITY.
4.2.1. The Insurer indemnifies the Insured against loss incurred as a result of any claim for civil liability made against the Insured, based on the insured vehicle exploitation that caused death, bodily injury and/or property damage of any third party. The indemnification is paid to the concerned person (or his/her legal representative) in accordance to the terms and conditions of this Agreement.
4.2.2. If the insured event has been confirmed, the following shall be subject to payment within the limit of the sum insured (Insurer’s liability limit), according to the terms and conditions hereunder:
4.2.2.1 ) In case of full destruction of third party(ies)property –market or restoration value of the lost property taking into consideration the specific character of demolished property, deducting the value of devaluation and the remained fragments (which still can be used);
Part II – THIRD PARTY LIABILITY. 4.2.1. If accident is provoked by the insured vehicle that caused death, bodily injury or any property loss inflicted to the third party, the Insurer shall pay the costs of liability covered hereinto the person (or his/her legal representative) covered under the terms and conditions of this Wording.
4.2.2. If the insured event has been confirmed, the following shall be subject to payment within the limit of the sum insured (Insurer’s liability limit), according to the terms and conditions hereunder and written agreement made by and between the parties:
4.2.2.1. reasonable expenses incurred to protect life, health and/or property of the third party or expenses incurred for loss reduction;
4.2.2.2. costs related to claims of the third party no matter connected with court proceedings, or - not, as well as the costs related to examining the circumstances of occurrence of the insured event and volume of loss, if they have been agreed upon with the Insurer in writing (such costs shall be paid within 20% insurance limit set forth in the Insurance Policy);
4.2.2.3. reimbursement to be paid to the accident victim pursuant to the enforced court decision;
4.2.2.4. indemnification of loss inflicted to the third party without court decision, if the amount of such compensation has been agreed upon with the Insurer in writing, and if the accident victim confirms in writing that he/she has no claim or complaint in connection with the insured event;
