Paying Interest. You have a 24 to 30 day interest-free period for Purchases provided you have paid your previous balance in full by the Payment Due Date shown on your monthly Account statement. In order to avoid additional INTEREST CHARGES on Purchases, you must pay your new balance in full by the Payment Due Date shown on the front of your monthly Account statement. There is no interest-free period for transactions that post to the Account as Advances or Balance Transfers except as provided in any Offer Materials. Those transactions are subject to interest from the date they post to the Account until the date they are paid in full.
Paying Interest. Interest will be paid by crediting your account at the end of each statement cycle (generally, one calendar month).
Paying Interest. You may choose to reinvest your interest in a renewed CD at maturity or have your interest credited to your checking, money market, or savings account at maturity. You may choose to have your interest paid by check to you each month, provided that your CD has a minimum balance of
Paying Interest. Your Payment Due Date is at least 25 days after the close of each Billing Cycle. We will not charge you any interest on Purchases or Balance Transfers if you pay your entire New Balance by the Payment Due Date each month. If you do not use your Account for Cash Advances, you will not pay interest on Purchases if you pay the Total Minimum Payment Due and the total outstanding Purchase balance by the Payment Due Date each month. If you do not use your Account for Cash Advances, you will not pay interest on Balance Transfers if you pay the Total Minimum Payment Due and the total outstanding Balance Transfer balance by the Payment Due Date each month. We will begin charging interest on each Cash Advance on the transaction date of such Cash Advance. The transaction date for access checks is the date such check is first deposited or cashed. There is no time period in which you may repay a Cash Advance and avoid the imposition of interest charges.
Paying Interest. Your Account will be subject to the Annual Percentage Rate and corresponding Periodic Rate applicable to your Xxxxxx D'Arc Credit Union Card program. You can avoid incurring Interest Charges on the balance of purchases reflected on your monthly statement and on any new purchases appearing on your next monthly statement by paying the New Balance shown on your monthly statement on or before the Payment Due Date. Otherwise, the new balance of purchases, and subsequent purchases from the date they are posted to your Account, will be subject to Interest Charges. Cash advances and Balance Transfers are always subject to Interest Charges from the date they are posted to your Account. The actual Interest Charged will be shown on your monthly statement. The Interest Charges for a billing cycle are computed by applying the monthly Periodic Rate to the “average daily balance” of purchases and cash advances (which includes balance transfers). To get the average daily balance, we take the beginning balance of your account each day, add new purchases, cash advances and debit adjustments, and subtract any payments, credits, non-accruing fees, and unpaid finance charges. This gives us the daily balance. Then we add up all of the daily balances for the billing cycle and divide the total by the number of days in the billing cycle to determine your Interest Charge. If you are charged interest, the charge will be no less than $.50.
Paying Interest. There is a grace period of twenty-five (25) calendar days on all credit purchases of goods and services. In order to avoid finance charges on new purchases, you must pay the entire New Balance shown on the statement by the Payment Due Date. If you do not pay in full the New Balance shown on the statement by the Payment Due Date, all new purchases will accrue finance charges at the monthly periodic rate from the date of the purchase until the closing date of the billing cycle. There is no grace period on cash advance transactions, which accrue finance charges from the transaction date.
Paying Interest. You may choose to reinvest your interest at maturity, have your interest credited to your Regular Checking, NOW Checking, Money Market, Statement Super Savings, or Statement Savings account at maturity, or have your interest paid by check to you each month, provided that your CD has a minimum balance of $50,000 and a minimum term of 12 months. A withdrawal of interest will reduce earnings.
Paying Interest. Interest will be paid to you at maturity in accordance with your signed Fixed-Rate Time Deposit Application, or in other written instructions you give to the Bank. Your instructions may indicate that interest will be paid to you by check, credited to another account at the Bank, or added to the principal of your TD at renewal.
Paying Interest. Interest accrues on Purchases beginning on the date a Purchase is posted to your Account. However, interest will not be imposed on Purchases we post to your Account in any Billing Cycle in which the Previous Balance shown on your Billing Statement for that Billing Cycle is zero or paid in full by the Payment Due Date during that Billing Cycle, if you
Paying Interest. When applicable, interest accrues on new transactions, and balances remaining from previous billing cycles. Interest will continue to accrue even though you have paid the full amount of any related balances because we include any accrued but unpaid interest in the calculation of each Balance Subject to Interest Rate. We will not charge you any interest on Purchases if you always pay your entire New Balance Total by the Payment Due Date. Specifically, you will not pay interest for an entire billing cycle on Purchases if you Paid in Full the two previous New Balance Totals on your account by their respective Payment Due Dates; otherwise, each Purchase begins to accrue interest on its transaction date or the first day of the billing cycle, whichever date is later. We will begin accruing interest on Cash Advances on the transaction date. New Balance Total means the total billed amount as of the Closing Date of a billing cycle, as shown on your monthly statement. Pay in Full or Paid in Full means payments and credits (excluding credits made in accordance with first-year fee limits or the Unites States Military Lending Act) in a billing cycle totaling at least your previous billing cycle's New Balance Total. Your Payment Due Date will be at least 21 days from your statement Closing Date and will fall on the same calendar day each month.
