Balance Transfers. These are from balance transfers you make with your account. Each balance transfer may be kept track of separately on your statement and may be treated as its own Balance Category.
Balance Transfers. The DPR for transactions posting as Purchases and Balance Transfers is equal to 1/365th of its corresponding APR. Rate for "Advances": The DPR and corresponding APR for transactions posting to the Account as Advances is equal to 1/365th of its corresponding APR.
Balance Transfers which will result from balance transfers that you request by any means, including balance transfer checks or similar instruments (including electronic form or otherwise); and “Special Offers” which will result from use of your card or your account number to take advantage of special, introductory or promotional offers that we identify to you from time to time. Each Special Offer may be considered a separate Balance Category.
Examples of Balance Transfers in a sentence
You shall be jointly and severally liable for all amounts due from you under this Agreement for Purchases, Cash Advances, Balance Transfers, Interest Charges, and Other Charges.
CA Residents: Interest is compounded on unpaid Interest Charges on Purchases, Cash Advances and Balance Transfers.
Each month we will send you a monthly billing statement reflecting all Purchases, Cash Advances, Balance Transfers, Interest Charges and Other Charges pursuant to this Agreement for the prior monthly period.
As of the amendment's effective date, the change in terms will apply to the entire outstanding balance of the Account as well as Purchases made and Cash Advances and Balance Transfers received after the effective date of the amendment.
For example, we may offer you an introductory ANNUAL PERCENTAGE RATE for Purchases when you open your Credit Card account, or a promotional ANNUAL PERCENTAGE RATE for Balance Transfers.
More Definitions of Balance Transfers
Balance Transfers result from balances transferred from Other Accounts to Your Account by any means; and “Special Offers” result from use of Your card or Your Account number to take advantage of Introductory Rates or other special or promotional offers that We may make available to You. Each Special Offer may be considered a separate Balance Category. The amount and length of any Introductory Rate are described in the Disclosure.
Balance Transfers you may request us to transfer to your Account a balance that you owe to another creditor and, if we approve your request, we will pay the other creditor directly. We are not responsible for any person or entity refusing to accept the Card for Purchases or Cash Advances. We may limit the number or dollar amount of Purchases, Cash Advances and/or Balance Transfers that may be made or obtained with a Card or the Account. Neither we nor our agents will be responsible or have any liability for refusing to authorize any transaction, even if you have credit available. Charges, fees and any other debits or credits to the Account during that billing cycle, along with the unpaid balance at the end of that billing cycle (the “New Balance”), the minimum amount of your next payment (the “Minimum Payment Due”), and when your next payment is due (the “Payment Due Date”).
Balance Transfers. You may transfer balances from other accounts or loans with other credit card issuers or other lenders to your Card, or other Balance Transfers we allow. But you may not transfer balances to your Card from other accounts with us. If a portion of a requested Balance Transfer will exceed your available credit limit, we may process a partial Balance Transfer up to your available credit limit. A Balance Transfer will be processed by payment drawn on the account and made by us directly to the other credit card issuers or other lenders.
Balance Transfers. A Balance Transfer means a transfer of funds to another creditor initiated by us at your request. A Balance Transfer does not include a transaction that is otherwise a Cash Advance. You may use your Account for balance transfers. The applicable APR and balance transfer fees are listed in the Important Terms of Your Credit Card Disclosure. The transferred amount will post to your C&N credit card account at the time the funds are transferred. Balance transfers will not automatically close your other account(s). To do so, please contact each creditor directly. If you have a dispute with a creditor and pay that balance by transferring it to your new account, you may lose certain dispute rights. Balance Transfers may not be used to pay off or pay down any account issued by Citizens & Northern Bank.
Balance Transfers. We may permit you to transfer the balance of an account that you owe to another creditor to your account with us. If we approve a balance transfer, finance charges will be calculated and will accrue according to the same method as for cash advances.
Balance Transfers. All rates and offers are subject to change. The interest rates applicable to purchases or cash advances and for prior promotional/intro balances remain unchanged. Balance transfers are treated as cash advances, so interest accrues from the date the transfer is posted to your account. Balance transfers of other SECU loans are not eligible for promotions. SECU may stop offering promotional/intro rates for new balance transfers at any time and without prior notice. You agree to allow 30 days to process your request, pay the amount(s) authorized, and transfer the balances to your SECU credit card Account. You may transfer up to your available credit, not to exceed your credit limit authorized by SECU. Please continue to make minimum payments on your other credit card(s) until the balance(s) have been transferred. Any overpayments must be refunded by the other institution. Payment of the amount(s) authorized by you may or may not satisfy any outstanding balance(s) on the designated account(s). SECU is not responsible for any remaining balance or additional charges with regard to such accounts, or for any charges resulting in any delay in the payment and transfer of balances. SECU reserves the right to refuse multiple transfers from the same credit card. At expiration of the promotional/intro rate period, the “APR for purchases,” currently 7.75%, will apply to any remaining balance.
Balance Transfers to request us to transfer to the Account a balance that the Business owes to another creditor and, if we approve the Business’ request, we will pay the other creditor directly. We are not responsible for any person or entity refusing to accept the Card for Purchases or Cash Advances. We may limit the number or dollar amount of Purchases, Cash Advances and/or Balance Transfers that may be made or obtained with a Card or the Account. Neither we nor our agents will be responsible or have any liability for refusing to authorize any transaction, even if the Business has credit available. to pay any and all Interest Charges, fees and all other amounts owed under this Agreement. If more than one individual or entity applied or agreed to be responsible for the Account, each of you is individually responsible for all amounts owed under this Agreement. Any authorized representative of the Business may give us any notice under this Agreement. If authorized representatives give us different notices or make different requests, we may choose which one to honor. We will not be liable to the Business or anyone else because we choose to honor a request or notice from any authorized representative of the Business. Monthly Billing Statements We will send the Business a billing statement at the end of each monthly billing cycle. Among other information, each statement will show all Purchases, Cash Advances, Balance Transfers, Interest Charges, fees and any other debits or credits to the Account during that billing cycle, along with the unpaid balance at the end of that billing cycle (the “New Balance”), the minimum amount of the next payment (the “Minimum Payment Due”), and when the next payment is due (the “Payment Due Date”). The Business must review each billing statement as soon as it receives it, and notify us of any questions or errors within sixty (60) days of receiving the statement. If the Business does not notify us at the address provided on the statement within this time period, the Business waives any rights it may have to any questioned amount to the fullest extent permitted by law. The Business’ notice must include the following information: the names of the Business and any Authorized Cardholder involved in the questioned transaction; the account number for the Account and any Card involved in that transaction; the dollar amount of any questioned transaction or suspected error; the reference number on the statement for any questioned transaction; and a brief d...