Balance Transfers. These are from balance transfers you make with your account. Each balance transfer may be kept track of separately on your statement and may be treated as its own Balance Category.
Balance Transfers. The DPR for transactions posting as Purchases and Balance Transfers is equal to 1/365th of its corresponding APR. Rate for "Advances": The DPR and corresponding APR for transactions posting to the Account as Advances is equal to 1/365th of its corresponding APR.
Balance Transfers which will result from balance transfers that you request by any means, including balance transfer checks or similar instruments (including electronic form or otherwise); and “Special Offers” which will result from use of your card or your account number to take advantage of special, introductory or promotional offers that we identify to you from time to time. Each Special Offer may be considered a separate Balance Category.
Examples of Balance Transfers in a sentence
The Interest Charge on Cash Advances begins from the date you obtained the cash advance, or the first day of the billing cycle in which it is posted to your Interest Rates We calculate how much interest you owe each billing cycle by applying a daily periodic rate (a “DPR”) to the average daily balance for Purchases, Cash Advances, Balance Transfers and any transactions subject to a special offer APR.
By doing so, you authorize the person to use your Account to the same extent you can, including but not limited to making Purchases, Cash Advances, Balance Transfers and allowing others to use your Account.
Balance Transfers, Checks and Cash Advances do not have an interest- free period and if these balances are not paid in full by paying your New Balance or Interest Saving Balance by the due date and time, you will lose your interest-free period on new purchases.
You agree that we may rely on information provided to us by merchants and the applicable payment network to define transactions as Purchases, Balance Transfers or Cash Advances.
Authorized Users cannot make changes to the Credit Limit on the Credit Card Account, cannot execute Balance Transfers on the Credit Card Account, and are not responsible for paying the Balance owing on the Credit Card Account.
More Definitions of Balance Transfers
Balance Transfers result from balances transferred from Other Accounts to Your Account by any means; and “Special Offers” result from use of Your card or Your Account number to take advantage of Introductory Rates or other special or promotional offers that We may make available to You. Each Special Offer may be considered a separate Balance Category. The amount and length of any Introductory Rate are described in the Disclosure.
Balance Transfers you may request us to transfer to your Account a balance that you owe to another creditor and, if we approve your request, we will pay the other creditor directly. We are not responsible for any person or entity refusing to accept the Card for Purchases or Cash Advances. We may limit the number or dollar amount of Purchases, Cash Advances and/or Balance Transfers that may be made or obtained with a Card or the Account. Neither we nor our agents will be responsible or have any liability for refusing to authorize any transaction, even if you have credit available. Illegal and Online Gambling Transactions You agree not to use your Account for any transaction that is illegal where you live or where the transaction takes place. You must find out if a transaction is legal before you make it. You also agree not to use your Account for any Internet or online gambling transaction, even if it is legal. We may refuse to authorize any illegal, Internet or online gambling transaction. If we do authorize the transaction, you agree to pay us for it unless an applicable law says you may not. Promise to Pay You promise to pay us for all Purchases, Cash Advances and Balance Transfers on your Account, whether made by you or anyone whom you allow to use your Account. You also agree to pay any and all Interest Charges, fees and all other amounts owed under this Agreement. If you have a joint Account, each of you is individually responsible for all amounts owed under this Agreement. Any one of you may give us any notice under this Agreement. If you give us different notices or make different requests, we may choose which one to honor. We will not be liable to you or anyone else because we choose to honor a notice or request from any one of you. Refunds and Adjustments You agree that, for any refund, adjustment, or credit allowed by any seller or other person or entity, you will not accept cash, but only credit to the Account, which will appear on your monthly billing statement. Monthly Billing Statements We will send you a billing statement at the end of each monthly billing cycle if the Account then has a credit or debit balance of more than $1, a finance charge has been imposed, or we are required to do so by applicable law. You must review each billing statement as soon as you get it, and tell us immediately about any errors or questions you have as provided in “Your Billing Rights” Notice that appears at the end of this Agreement. If you do not notify us as provided in that...
Balance Transfers. You may transfer balances from other accounts or loans with other credit card issuers or other lenders to your Card, or other Balance Transfers we allow. But you may not transfer balances to your Card from other accounts with us. If a portion of a requested Balance Transfer will exceed your available credit limit, we may process a partial Balance Transfer up to your available credit limit. A Balance Transfer will be processed by payment drawn on the account and made by us directly to the other credit card issuers or other lenders.
Balance Transfers. A Balance Transfer means a transfer of funds to another creditor initiated by us at your request. A Balance Transfer does not include a transaction that is otherwise a Cash Advance. You may use your Account for balance transfers. The applicable APR and balance transfer fees are listed in the Important Terms of Your Credit Card Disclosure. The transferred amount will post to your C&N credit card account at the time the funds are transferred. Balance transfers will not automatically close your other account(s). To do so, please contact each creditor directly. If you have a dispute with a creditor and pay that balance by transferring it to your new account, you may lose certain dispute rights. Balance Transfers may not be used to pay off or pay down any account issued by Citizens & Northern Bank.
Balance Transfers. All rates and offers are subject to change. The interest rates applicable to purchases or cash advances and for prior promotional/intro balances remain unchanged. Balance transfers are treated as cash advances, so interest accrues from the date the transfer is posted to your account. Balance transfers of other SECU loans are not eligible for promotions. SECU may stop offering promotional/intro rates for new balance transfers at any time and without prior notice. You agree to allow 30 days to process your request, pay the amount(s) authorized, and transfer the balances to your SECU credit card Account. You may transfer up to your available credit, not to exceed your credit limit authorized by SECU. Please continue to make minimum payments on your other credit card(s) until the balance(s) have been transferred. Any overpayments must be refunded by the other institution. Payment of the amount(s) authorized by you may or may not satisfy any outstanding balance(s) on the designated account(s). SECU is not responsible for any remaining balance or additional charges with regard to such accounts, or for any charges resulting in any delay in the payment and transfer of balances. SECU reserves the right to refuse multiple transfers from the same credit card. At expiration of the promotional/intro rate period, the “APR for purchases,” currently 7.75%, will apply to any remaining balance.
Balance Transfers. We may permit you to transfer the balance of an account that you owe to another creditor to your account with us. If we approve a balance transfer, finance charges will be calculated and will accrue according to the same method as for cash advances. Method for Computing the Balance for Purchases: Average Daily Balance (Including New Purchases). Minimum Payment: Your Minimum Payment Due is 1.00% of Your total New Balance, or $10.00, whichever is greater, plus any outstanding unpaid fees and charges, all prior unpaid payments, and any amount by which You have exceeded Your applicable credit limit. If Your total New Balance is less than $10.00, then Your Minimum Payment Due is the amount of the total New Balance.
Balance Transfers means where the funds are credited to another debit card account held by you which is not a J Trust Royal account.