Common use of PENSION AND SAVINGS BENEFIT PLANS Clause in Contracts

PENSION AND SAVINGS BENEFIT PLANS. A. Current Employees, 2009 New Hires, 2012 New Hires, 2015 New Hires and 2018 New Hires shall be eligible to participate in the benefit plans, programs and policies identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 14, 2018, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees 2009 New Hires, 2012 New Hires, 2015 New Hires, 2018 New Hires AT&T Retirement Savings Plan x x AT&T Legacy Bargained Program (ALB) of the AT&T Pension Benefit Plan x Bargained Cash Balance Program #2 of the AT&T Pension Benefit Plan x *Reprinted From 2018 AT&T CWA Agreement By and Between Certain Business Operating Units and Divisions of AT&T Corp Article 19 – Benefit Plans, Programs, and Policies

PENSION AND SAVINGS BENEFIT PLANS. A. (A) Current Employees, 2009 New Hires, 2012 New Hires, 2015 New Hires and 2018 2015 New Hires shall be eligible to participate in the benefit plans, programs and policies identified in the chart below by an “xX”, with the plan terms, conditions and provisions which were in effect on April 1411, 20182015, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees, Excluding Appendix F* Current Employees in Appendix F*, 2009 New Hires, 2012 New Hires, 2015 New Hires, 2018 New Hires AT&T Savings and Security Plan X AT&T Retirement Savings Plan x x AT&T Legacy Bargained X Midwest Program (ALB) of the AT&T Pension Benefit Plan x X Bargained Cash Balance Program #2 of the AT&T Pension Benefit Plan x *Reprinted From 2018 AT&T CWA Agreement By and Between Certain Business Operating Units and Divisions of AT&T Corp Article 19 – Benefit Plans, Programs, and PoliciesX * Unless a Surplus Appendix F Employee.

PENSION AND SAVINGS BENEFIT PLANS. A. Current Employees, 2009 New Hires, 2012 New Hires, 2015 New Hires and 2018 2022 New Hires shall be eligible to participate in the benefit plans, programs and policies identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 149, 20182022, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees 2009 New Hires, 2012 New Hires, 2015 New Hires, 2018 2022 New Hires AT&T Retirement Savings Plan x x AT&T Legacy Bargained Program (ALB) of the AT&T Pension Benefit Plan x East Program of the AT&T Pension Benefit Plan x* Bargained Cash Balance Program #2 of the AT&T Pension Benefit Plan x *Reprinted From 2018 AT&T CWA * Employees covered under the 2020 Memorandum of Agreement By and Between Certain Business Operating Units and Divisions – Transition of AT&T Corp Article 19 – Benefit Plans, Programs, and PoliciesEast Employees to Legacy T (“Prior East Employees”)