Related Practices. A. This insurance does not apply to any damages, loss, cost or expense sustained at any time by any person, whether or not sustained in the course of employment by any insured, arising out of any employment- related act, omission, policy, practice or representation directed at such person, occurring in whole or in part at any time, including any:
Related Practices. This insurance does not apply to financial injury arising out of any dishonest, criminal, fraudulent or malicious conduct committed by or with the consent or knowledge of the insured.