REQUIREMENTS WHERE LOSS OR DAMAGE TO AUTOMOBILE. Where loss of or damage to the automobile occurs, the insured shall, if the loss or damage is covered by this contract,
REQUIREMENTS WHERE LOSS OR DAMAGE TO AUTOMOBILE. (1) Where loss of or damage to the automobile occurs, the Insured shall, if the loss or damage is covered by his contract,
(a) promptly give notice thereof in writing to the Insurer with the fullest information obtainable at the time;
(b) at the expense of the Insurer, and as far as reasonably possible, protect the automobile from further loss or damage; and
(c) delivery to the Insurer within ninety days after the date of the loss or damage a statutory declaration stating, to the best of his knowledge and belief, the place, time, cause and amount of the loss or damage, the interest of the Insured and all others therein, the encumbrances thereon, all other insurance, whether valid or not,
(2) Any further loss or damage accruing to the automobile directly or indirectly from a failure to protect it as required under subcondition 1 of this condition is not recoverable under this contract.
(3) No repairs, other than those that are immediately necessary for the protection of the automobile from further loss or damage, shall be undertaken and no physical evidence of the loss or damage shall be removed:
(a) without the written consent of the Insurer; or
(b) until the Insurer has had a reasonable time to make the examination for which provision is made in statutory condition 5.
REQUIREMENTS WHERE LOSS OR DAMAGE TO AUTOMOBILE. (1) Where loss of or damage to the automobile occurs, the Insured shall, if the loss or damage is covered by this contract,
(a) promptly give notice thereof in writing to the insurer with the fullest information obtainable at the time;
(b) at the expense of the Insurer, and as far as reasonably possible, protect the automobile from further loss or damage; and
(d) deliver to the Insurer within ninety days after the date of the loss or damage a statutory declaration stating, to the best of his or her knowledge and belief, the place, time, cause and amount of the loss or damage, the interest of the Insured and of all others therein, the encumbrances thereon, all other insurance, whether valid or not, covering the automobile and that the loss or damage did not occur through any willful act or neglect, procurement, means or connivance of the insured.
(2) Any further loss or damage accruing to the automobile directly or indirectly from a failure to protect it as required under subcondition (1) of this condition is not recoverable under this contract.
(3) No repairs, other than those that are immediately necessary for the protection of the automobile from further loss or damage, shall be undertaken and no physical evidence of the loss or damage shall be removed,
(a) without the written consent of the insurer; or
(b) until the insurer has had a reasonable time to make the examination for which provision is made in statutory condition 5.
REQUIREMENTS WHERE LOSS OR DAMAGE TO AUTOMOBILE a. Where loss of or damage to the automobile occurs, the Insured shall, if the loss or damage is covered by this contract:
(1) promptly give notice thereof in writing to the Insurer with the fullest information obtainable at the time;
(2) at the expense of the Insurer, and as far as reasonably possible, protect the automobile from further loss or damage; and
(3) deliver to the Insurer within ninety days after the date of the loss or damage a statutory declaration stating, to the best of his knowledge and belief, the place, time, cause and amount of the loss or damage, the interest of the Insured and of all others therein, the encumbrances thereon, all other insurance, whether valid or not, covering the automobile and that the loss or damage did not occur through any willful act or neglect, procurement, means or connivance of the Insured.
b. Any further loss or damage accruing to the automobile directly or indirectly from a failure to protect it as required under subcondition (1) of this condition is not recoverable under this contract.
c. No repairs, other than those that are immediately necessary for the protection of the automobile from further loss or damage, shall be undertaken and no physical evidence of the loss or damage shall be removed:
(1) without the written consent of the Insurer; or
(2) until the Insurer has had a reasonable time to make the examination for which provision is made in Statutory Condition 5.
d. The Insured shall submit to examination under oath, and shall produce for examination at such reasonable place and time as is designated by the Insurer or its representative all documents in his possession or control that relate to the matters in question, and he shall permit extracts and copies thereof to be made.
e. The Insurer shall not be liable for more than the actual cash value of the automobile at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to that actual cash value with proper deduction for depreciation, however caused, and shall not exceed the amount that it would cost to repair or replace the automobile, or any part thereof, with material of like kind and quality but, if any part of the automobile is obsolete and out of stock, the liability of the Insurer in respect thereof shall be limited to the value of that part at the time of loss or damage, not exceeding the maker’s latest list price.
f. Except where an appraisal has been made, the Insurer, instead of making payme...
REQUIREMENTS WHERE LOSS OR DAMAGE TO AUTOMOBILE a. Where loss of or damage to the automobile occurs, the insured shall, if the loss or damage is covered by this contract,
i. Promptly give notice thereof in writing to the Insurer with the fullest of information obtainable at the time;
ii. At the expense of the Insurer, and as far as reasonably possible, protect the automobile from further loss or damage; and
iii. Deliver to the insurer within ninety days after the date of the loss or damage a statutory declaration stating, to the best of his knowledge and belief, the place, time, cause and amount of the loss or damage, the interest of the insured and of all others therein, the encumbrances thereon, all other insurance, whether valid or not , covering the automobile and that the loss or damage did not occur through any willful act or neglect procurement, means or connivance of the insured.
b. Any further loss or damage accruing to the automobile directly or indirectly from a failure to protect it as required under sub condition
a. of this condition is not recoverable under this contract.
