Security Procedures and Instructions. If your Account is an account used primarily for business or commercial purposes, the following provisions are applicable: You agree that your use of Account Number or Online User ID, together with your Online PIN, constitutes our Security Procedures. You confirm that you have assessed the Security Procedures for Business Online and Mobile Banking and have determined that these features, in combination with your own security measures, are adequate for your Account(s). You acknowledge that the primary purpose of the Security Procedures for Business Online and Mobile Banking is to verify the authenticity of instructions we receive through or in connection with the Service, and whether such Instructions are submitted by your authorized representatives or otherwise on your behalf. Unless we permit you to establish a different security procedure, you agree that the Security Procedures for Business Online and Mobile Banking are commercially reasonable verification of instructions, payment orders and other electronic funds transfers. If we permit you to establish a different security procedure, you agree that procedure is a commercially reasonable method of verifying instructions, payment orders and other electronic funds transfers. You agree that, if we accept an instruction, payment order or other electronic funds transfer in good faith and in compliance with our Security Procedures for Business Online and Mobile Banking, the instruction, payment order or other electronic funds transfer is effective as your order or transfer, as the case may be, whether or not authorized by you. The Security Procedures do not detect and are not intended to detect errors in the content of any instructions, payment orders, or other electronic funds transfers and you acknowledge that no procedure for the detection of errors in the content of instructions, payment orders, or other electronic funds transfers has been agreed upon by you or us. You acknowledge that you are solely responsible for the content, accuracy, and completeness of all instructions, payment orders, or other electronic funds transfers. We do not have joint agreements for our Service. If you are an individual or sole proprietor, you are the only member under this Agreement. However, any of the Accounts to which you have access through our Service may be jointly owned with, or joint obligations with, others. When your Service is linked to one or more joint Accounts, we may act on the verbal, written or electronic i...
Security Procedures and Instructions
