Common use of Trip Curtailment Clause in Contracts

Trip Curtailment. In the event of an Insured Person having to cancel the Covered Trip after its commencement consequent upon the Insured Person having to return to Hong Kong necessitated by the followings: 1) death, Serious Bodily Injury or Serious Sickness of the Insured Person, Insured Person's Immediate Family Member, Close Business Partner or Traveling Companion who is a resident in Hong Kong; or 2) sudden occurrence of strike by the employees of a Public Common Carrier, Hijack, unanticipated outbreak of natural disasters, adverse weather conditions, epidemic, riot or civil commotion or Terrorism at the planned destination, which prevent the Insured Person from continuing with his/her scheduled Covered Trip; or 3) serious damage to the Insured Person's and/or the Traveling Companion's principal home Hong Kong; or 4) unexpected issuance of a Black Alert at the planned destination which prevent the Insured Person from continuing with his/her scheduled Covered Trip. the Company will, subject to the Terms of this Policy and the Amount of Benefit stated in the Schedule, pay for the loss of travel fare and/ or accommodation expenses forfeited by the Insured Person and/or additional traveling and/or accommodation expenses which have been paid in advance and for which the Insured Person is legally liable.