Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is received. A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. For Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the Merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, rules, and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 14 contracts

Samples: Prepaid Card Agreement, Globex Online Account & Prepaid Mastercard® Terms and Conditions, Cheetah Money Prepaid Mastercard® Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 5 contracts

Samples: Terms and Conditions, Prepaid Card Agreement, Prepaid Card Agreement

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is received. A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. For Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the Merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or ~~un-~~un- permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we we, including European Payment Solutions B.V, shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, rules, and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 2 contracts

Samples: Payment Services Agreement, Payment Services Agreement

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is received. A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. For Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the Merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we we, including European Payment Solutions B.V, shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, rules, and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 2 contracts

Samples: Payment Services Agreement, Payment Services Agreement

Use of the Payment Services. ~~5.1.~~ 5.1 You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. ~~5.2.~~ 5.2 You can use the Payment Services up to the amount of the Available Balance for Transactions. ~~5.3.~~ 5.3 If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. ~~5.4.~~ 5.4 The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. ~~5.5.~~ 5.5 Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: ~~i. For~~ 5.6 for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ~~ii.~~ 5.7 A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; ~~5.6.~~ 5.8 Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7.~~ 5.9 We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8.~~ 5.10 In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9.~~ 5.11 We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10.~~ 5.12 Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11.~~ 5.13 Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or ~~older. All other Additional Cardholders must be 18 years of age or older. It~~ olderIt is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: ~~i. you~~ 5.14 You providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ~~ii. the condition that the~~ 5.15 The Secondary Card must only be used by that person; ~~iii. you~~ 5.16 You continuing to hold the Account and the Card with which the Secondary Card is associated; ~~iv. you~~ 5.17 You informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; ~~v. us~~ 5.18 Us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12.~~ 5.19 You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13.~~ 5.20 You or any Additional Cardholder may ~~ask~~ request from us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. ~~5.14.~~ 5.21 You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15.~~ 5.22 Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16.~~ 5.23 You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17.~~ 5.24 You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity. 5.25 Where the monthly fee fails to be collected due to insufficient funds on the virtual account or physical card, the card/account will be placed on a deposit only status. A notification will be sent to you if this fail has occurred.

Appears in 2 contracts

Samples: Prepaid Mastercard Terms and Conditions, Prepaid Mastercard Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. PFS will not be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 2 contracts

Samples: Prepaid Financial Services Prepaid Mastercard Terms and Conditions, Prepaid Financial Services Prepaid Mastercard Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. PFS will not be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 2 contracts

Samples: Prepaid Financial Services Prepaid Mastercard Terms and Conditions, Prepaid Financial Services Prepaid Mastercard® Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us , except for SEPA Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. For Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the Merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer and Direct Debit is provided to and received by us at the time it is issued by you via the Account;; Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor Rewire Holding LTD (Xxxxxx.xxx) will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, rules, and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 2 contracts

Samples: Prepaid Mastercard Terms and Conditions, Prepaid Mastercard Terms and Conditions

Use of the Payment Services. ~~5.1~~8.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. ~~5.2~~8.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. ~~5.3~~8.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. ~~5.4~~8.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. ~~5.5~~8.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; ~~5.6~~iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 8.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor ICFS will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 8.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~8.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible ~~and~~ and, in any ~~event~~ event, as required by applicable law. ~~5.8~~8.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~8.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~8.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~8.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~8.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~8.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. ~~5.14~~8.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~8.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~8.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~8.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 2 contracts

Samples: Prepaid Card Agreement, Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor EEPS One Card will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 2 contracts

Samples: Prepaid Card Agreement, Prepaid Card Agreement

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. For Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the Merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer and Direct Debit is provided to and received by us at the time it is issued by you via the Account;; Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor Rewire Holding LTD (Xxxxxx.xxx) will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, rules, and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 2 contracts

Samples: Prepaid Mastercard Terms and Conditions, Prepaid Mastercard Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor Xxxxx will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Prepaid Card Agreement

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is received. A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. For Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the Merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 2 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, rules, and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Prepaid Card Agreement

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is received. A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. For ~~Payments and ATM Transactions~~Payments, at the time we receive the payment order for the Transaction from the Merchant acquirer ~~or ATM operator, and~~ and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 16 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, rules, and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Adidas Prepaid Mastercard Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is received. A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. For Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the Merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible ~~and~~ and, in any ~~event~~ event, as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, rules, and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Terms and Conditions

Use of the Payment Services. ~~5.1.~~ 5.1 You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. ~~5.2.~~ 5.2 You can use the Payment Services up to the amount of the Available Balance for Transactions. ~~5.3.~~ 5.3 If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. ~~5.4.~~ 5.4 The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. ~~5.5.~~ 5.5 Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account;. ~~5.6.~~ 5.6 Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7.~~ 5.7 We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8.~~ 5.8 In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9.~~ 5.9 We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10.~~ 5.10 Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. 5.11 Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16.~~ 5.12 You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17.~~ 5.13 You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. ~~If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4.~~ The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. ~~5.5~~5.4. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is received. A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the Merchant acquirer or ATM operator, and ii.~~ A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; ~~5.6~~5.5. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.6. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.7. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.8. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.9. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your ~~Card or~~ Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.155.10. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.11. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, rules, and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.12. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Terms of Service

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor NewB will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Prepaid Card Agreement

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor PFS will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Prepaid Mastercard Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor iizipay B.V. will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Prepaid Mastercard Terms and Conditions

Use of the Payment Services. ~~5.1.~~ 5.1 You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. ~~5.2.~~ 5.2 You can use the Payment Services up to the amount of the Available Balance for Transactions. ~~5.3.~~ 5.3 If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. ~~5.4.~~ 5.4 The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. ~~5.5.~~ 5.5 Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: ~~i. For~~ 5.6 for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ~~ii.~~ 5.7 A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; ~~5.6.~~ 5.8 Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7.~~ 5.9 We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8.~~ 5.10 In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9.~~ 5.11 We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or ~~un-~~un- permitted use of the Payment Services. ~~5.10.~~ 5.12 Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11.~~ 5.13 Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or ~~older. All other Additional Cardholders must be 18 years of age or older. It~~ olderIt is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: ~~i. you~~ 5.14 You providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ~~ii. the condition that the~~ 5.15 The Secondary Card must only be used by that person; ~~iii. you~~ 5.16 You continuing to hold the Account and the Card with which the Secondary Card is associated; ~~iv. you~~ 5.17 You informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; ~~v. us~~ 5.18 Us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12.~~ 5.19 You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement.be ~~5.13.~~ 5.20 You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. ~~5.14.~~ 5.21 You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15.~~ 5.22 Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16.~~ 5.23 You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17.~~ 5.24 You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity. 5.25 Where the monthly fee fails to be collected due to insufficient funds on the virtual account or physical card, the card/account will be placed on a deposit only status. A notification will be sent to you if this fail has occurred.

Appears in 1 contract

Samples: Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to ~~get an electronic authorisation, they may not be able to authorise your Payment.~~get 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence ~~anti-~~anti- money laundering requirements in relation to the Additional Cardholder. ~~5.12~~0.00. ~~You~~ Xxx will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~0.00. ~~You~~ Xxx or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. ~~5.14~~0.00. ~~You~~ Xxx agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~0.00. ~~You~~ Xxx agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~0.00. ~~You~~ Xxx may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges ~~or exchange rates~~ applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of ~~a Card or~~ your Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For Payments and ATM Transactions~~A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the ~~time we receive~~ latest by the ~~payment order~~ end of the Business Day preceding the latest execution date for the ~~Transaction from~~ relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the ~~Merchant acquirer~~ relevant organisation it was intended to pay. Neither we nor Calyx Solutions will be able to do this on your behalf and cannot accept liability for any losses due to late or ~~ATM operator, and~~non-cancellation of Direct Debits. ~~ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6~~5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a ~~SEPA~~ Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your ~~Card or~~ Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the condition that the Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.13. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.14. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Current Account Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor Unicâmbio will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will ~~effect~~ affect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor Cheetah Money will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Prepaid Mastercard Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor SWIFTOO will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Prepaid Card Agreement

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is received. A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. 5.i. For Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the Merchant acquirer or ATM operator, and ii5.ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. 11.i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii11.ii. the condition that the Secondary Card must only be used by that person; ~~iii~~11.iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv11.iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. 11.v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ask us to remove that Additional Cardholder, and in that case, you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional Cardholder and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Prepaid Card Agreement

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through ~~our website~~xxxxx://xx.xxxxxxxxxxxxx.xxx/ (Website). From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us. A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account;. 5.6. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. 5.7. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. 5.8. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. 5.9. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. 5.10. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our ~~website~~ Website to notify us of any problems you are experiencing using your Card or Account and we will ~~endeavour~~ endeavor to resolve any problem. 5.11. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to ~~authorise~~ authorize the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement~~, for which we will charge you an Additional Card Fee~~. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and ~~the Card~~ theCard with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. 5.12. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. 5.13. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. 5.14. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. 5.15. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. .Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. 5.16. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. 5.17. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity. 5.18. You agree to always have a zero or positive balance in your WestStein Mastercard account. If your WestStein Mastercard account goes into a negative balance, you promise to repay the negative balance immediately without any notice from us. We may send you reminders or take such other reasonable actions to recover the negative balance from you, for example, we may use a debt collection service or take further legal actions. We will charge you the Late Fee, as well as for any costs we may incur as a result of these additional collection efforts.

Appears in 1 contract

Samples: Payment Services Agreement

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some Merchants will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we nor Xxxxxx Exchange UK Ltd will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Prepaid Mastercard Terms and Conditions

Use of the Payment Services. 5.1. You may access your Account information by logging into your Account through our website. From here you will be able to view details on your Transactions, including dates, currencies, charges or exchange rates applied. This information is accessible at any time and can be stored and reproduced as necessary. 5.2. You can use the Payment Services up to the amount of the Available Balance for Transactions. 5.3. If the Available Balance is insufficient to pay for a Payment, some ~~Merchants~~ Xxxxxxx xx will not permit you to combine use of a Card or Account with other payment methods. 5.4. The value of each Transaction and the amount of any Fees payable by you under this Agreement will be deducted from the Available Balance. 5.5. Once a Transaction is authorised, the relevant payment order may not be withdrawn (or revoked) by you after the time it is ~~received~~received by us, except for Direct Debits, for which you may revoke the payment order up until the end of the Business Day before the day agreed for debiting the funds (see Clause 5.6). A Transaction will be deemed to have been received by us at the time you authorise the Transaction as follows: i. ~~For~~ for Payments and ATM Transactions, at the time we receive the payment order for the Transaction from the ~~Merchant~~ merchant acquirer or ATM operator, and ii. A payment order for a Transfer or SEPA Transfer is provided to and received by us at the time it is issued by you via the Account; iii. A request for a Direct Debit is deemed to be received on the agreed day (if the agreed day is not a Business Day, the request shall be deemed to have been received on the following Business Day). 5.6. Any Direct Debit will remain in effect until revoked by you at the latest by the end of the Business Day preceding the latest execution date for the relevant Direct Debit. You accept responsibility for cancelling any Direct Debit on your Account with the relevant organisation it was intended to pay. Neither we or Digipec srl will be able to do this on your behalf and cannot accept liability for any losses due to late or non-cancellation of Direct Debits. 5.7. Where a revocation of an authorised payment is agreed between us and you, we may charge a Fee for revocation. ~~5.7~~5.8. We will ensure that the amount of a SEPA Transfer is credited to the payment service provider of the payee by end of the Business Day following the time of the receipt of your payment order. If the payment service provider of the Merchant is located outside the EEA, we will effect payment as soon as possible and in any event as required by applicable law. ~~5.8~~5.9. In order to protect you and us from fraud, Merchants may seek electronic authorisation before processing any Payment. If a Merchant is unable to get an electronic authorisation, they may not be able to authorise your Payment. ~~5.9~~5.10. We may refuse to authorise any use of the Payment Services which could breach these terms and conditions or if we have reasonable grounds for suspecting that you or a third party have committed or are planning to commit fraud or any other illegal or un-permitted use of the Payment Services. ~~5.10~~5.11. Your ability to use or access the Payment Services may occasionally be interrupted, for example if we need to carry out maintenance on our Systems. Please contact Customer Services via our website to notify us of any problems you are experiencing using your Card or Account and we will endeavour to resolve any problem. ~~5.11~~5.12. Where applicable, you may apply to us for up to 3 Secondary Cards, for use by Additional Cardholders on your Account. Additional Cardholders, for whom you are legally responsible, must be 13 years of age or older. All other Additional Cardholders must be 18 years of age or older. It is your responsibility to authorise the Transactions incurred by each Additional Cardholder on the relevant Secondary Card and to ensure that the Additional Cardholder keeps to the provision of this Agreement. You are responsible for their use of the Secondary Card and for paying any amounts they add to your Account even if the Additional Cardholder does not keep to the provisions of this Agreement. We accept no responsibility or liability of any kind whatsoever for use of any Secondary Card by any Additional Cardholder for Transactions not authorised by you. If you successfully register and request one, we will send you a Secondary Card in the name of the Additional Cardholder with a copy of this Agreement, for which we will charge you an Additional Card Fee. Upon receipt of the Secondary Card, you may give the Secondary Card to the Additional Cardholder for their use, subject to: i. you providing them with the copy of this Agreement (by using the Secondary Card the Additional Cardholder consents to the terms of this Agreement, which will then bind you and the Additional Cardholder in relation to the use of the Secondary Card); ii. the ~~condition that the~~ Secondary Card must only be used by that person; iii. you continuing to hold the Account and the Card with which the Secondary Card is associated; iv. you informing the Additional Cardholder that you have retained the Primary Card and that you are still able to use the Account; v. us obtaining such further information and documentation in order to enable us to comply with all applicable Customer Due Diligence anti-money laundering requirements in relation to the Additional Cardholder. ~~5.12~~5.13. You will remain responsible for the use of the Payment Services, and for any Fees and charges incurred by the Additional Cardholder(s), and you will continue to be regarded as the holder of any funds already or subsequently loaded on the Account. The use of a Card in relation to which an Additional Cardholder has been registered will be regarded as confirmation that you have provided the Additional Cardholder with this Agreement. ~~5.13~~5.14. You or any Additional Cardholder may ~~ask~~ us to remove that Additional Cardholder, and in that ~~case,~~ case you must cut the relevant Secondary Card in half. ~~5.14~~5.15. You agree that we may give information about your Account to each Additional ~~Cardholder~~ Cardholders and restrict what Additional Cardholders can do in relation to your Account. ~~5.15~~5.16. Except as required by law, we shall not be responsible, and you will be solely responsible, for compiling and retaining your own copy of the data in your Account and your activities in connection with this Agreement. Upon the termination of this Agreement for any reason, we shall have no obligation to store, retain, report, or otherwise provide any copies of, or access to, the Transaction data or any records, documentation or other information in connection with any Transactions or the Account. ~~5.16~~5.17. You agree to only use the Payment Services for lawful purposes and to adhere at all times to all laws, ~~rules,~~ rules and regulations applicable to the use of the Payment Services, including the terms of this Agreement. ~~5.17~~5.18. You may not use the Payment Services to receive or transfer any funds on behalf of any other natural person or legal entity.

Appears in 1 contract

Samples: Terms and Conditions

Common use of Use of the Payment Services Clause in Contracts