Regulation & Law. 21.1. The Payment Services, Card and Account are payment services and not deposit, credit or banking products and are not covered by the Financial Services Compensation Scheme.
21.2. This Agreement shall be governed by and interpreted in accordance with the laws of England & Wales, and any dispute or claim in relation to this Agreement shall be subject to the non- exclusive jurisdiction of the English courts. However, if you reside outside of England and Wales you may bring an action in your country of residence.
Regulation & Law. 21.1. The Payment Services, Card and Account are payment services and not deposit, credit or banking products and are not covered by the Deposit Guarantee Scheme.
21.2. This Agreement shall be governed by and interpreted in accordance with the laws of Ireland, and any dispute or claim in relation to this Agreement shall be subject to the non-exclusive jurisdiction of the Irish courts. However, if you reside outside of Ireland you may bring an action in your country of residence.
Regulation & Law. 21.1. The Payment Services, Card and Account are payment services and not deposit, credit or banking products and are not covered by the Deposit Guarantee Scheme.
21.2. This Agreement (other than Appendix A) shall be governed by and interpreted in accordance with the laws of Ireland, and any dispute or claim in relation to this Agreement shall be subject to the non-exclusive jurisdiction of the Irish courts. However, if you reside outside of Ireland you may bring an action in your country of residence.
21.3. The terms of Appendix A shall be governed by Spanish law as further detailed in Appendix A.
21.4. In the event of any conflict between the terms of this Agreement and Appendix A, this Agreement will govern unless otherwise required by applicable law.
Regulation & Law. 22.1. The Payment Services, Card and Account are payment services and not deposit, credit or banking products and are not covered by the Financial Services Compensation Scheme.
22.2. This Agreement shall be governed by and interpreted in accordance with the laws of England & Wales, and any dispute or claim in relation to this Agreement shall be subject to the non-exclusive jurisdiction of the English courts. However, if you reside outside of England and Wales you may bring an action in your country of residence. Card Fee and Card Activation €25.00 Monthly Service Charge per active card €2.65 Batch Load €0.30 Load by Debit Card €1.20 Load by Credit Card 2.10% Payzone Load UK ONLY €1.95 Post Office Load UK ONLY €1.95 Lost Replacement Card €10.00 Stolen Replacement Card €10.00 ATM Domestic SEPA/EU Region 0.30% plus 1.30 ATM International 0.00 - 250.00 1.00% plus 1.80 ATM International 251.00 and above 1.00% plus 2.05 ATM Balance Inquiry €0.45 Pin change at ATM €0.45 POS domestic SEPA/EU Region €0.15 POS International 0.70% plus 0.45 per transaction Decline Fee €0.25 Reversal Fee €5.00
Regulation & Law. 23.1. The Payment Services, Card and Account are payment products and not deposit, credit or banking products, as such they are not covered by the Financial Services Compensation Scheme.
23.2. To the fullest extent permitted by law and without affecting your legal rights as a consumer,
Regulation & Law. 22.1. The Payment Services, Card and Account are payment services and not deposit, credit or banking products and are not covered by the Financial Services Compensation Scheme.
22.2. This Agreement shall be governed by and interpreted in accordance with the laws of England & Wales, and any dispute or claim in relation to this Agreement shall be subject to the non- exclusive jurisdiction of the English courts. However, if you reside outside of England and Wales you may bring an action in your country of residence. Card Fee (including activation)** €1.25 Monthly Service Charge per active card €2.00 Batch Load €0.50 Load by Debit Card €1.50 Load by Credit Card 2.30% Payzone Load UK ONLY €2.35 Post Office Load UK ONLY €2.35 Lost Replacement Card €10.00 Stolen Replacement Card €10.00 Replacement of Lost PIN or Closing of Account with Return of balance €10.00 Online balance enquiry / Transaction History / Statements Free ATM Domestic SEPA/EU Region 0.50% plus 2.30 ATM International 0.00 – 250.00 1.00% plus 2.85 ATM International 251.00 and above 1.00% plus 2.85 ATM Balance Inquiry €0.75 Pin change at ATM €0.75 POS domestic SEPA/EU Region €0.23 per transaction POS International 0.9% plus 0.65 per transaction Decline Fee €0.45
Regulation & Law. 20.1. To the fullest extent permitted by law and without affecting your legal rights as a consumer, this Agreement and any dispute or claim arising out of or in connection with it or its subject
Regulation & Law. 21.1. To the fullest extent permitted by law and without affecting your legal rights as a consumer, this Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by, and construed in accordance with, the laws of England & Wales and the courts of England & Wales shall have exclusive jurisdiction in relation to the same. However, if you reside outside of England and Wales you may bring an action in your country of residence.
Regulation & Law. 22.1. The Payment Services, Card and Account are payment services and not deposit, credit or banking products and are not covered by the Financial Services Compensation Scheme.
22.2. This Agreement shall be governed by and interpreted in accordance with the laws of England & Wales, and any dispute or claim in relation to this Agreement shall be subject to the non-exclusive jurisdiction of the English courts. However, if you reside outside of England and Wales you may bring an action in your country of residence. Card Fee and Card Activation €30.00 Monthly Service Charge per active card €2.75 Batch Load €0.50 Load by Debit Card €1.50 Load by Credit Card 2.30% Payzone Load UK ONLY €2.35 Post Office Load UK ONLY €2.35 Lost Replacement Card €10.00 Stolen Replacement Card €10.00 ATM Domestic SEPA/EU Region 0.50% plus €2.30 ATM International 0.00 - 250.00 1.00% plus €2.85 ATM International 251.00 and above 1.00% plus €4.05 ATM Balance Inquiry €0.30 Pin change at ATM €0.75 POS domestic SEPA/EU Region €0.23 POS International 0.90% plus €0.65 per transaction Decline Fee €0.45 Reversal Fee €5.00 Gaming Credit from EU €2,00 Gaming Credit From Non EU €2,00 + 0,65% Card Fee (IBAN creation fee) €3.00 Monthly Service Charge per IBAN €4.25 Card to Card Fee (IBAN Wireaccount to Wireaccount) €0.95 SEPA Incoming Payment €2.50 SEPA Outgoing Payment up to 10,000 €6.00 SEPA Outgoing Payment 10,001 and up €6.00 plus 0.45% SWIFT Incoming €20.00 SWIFT Incoming more than €10,001 0,45% SWIFT Outgoing up to €10,000 €45.00 GBP Account Monthly Service Fee £3.00 Incoming Fast Payment £1.00 Outgoing Fast Payment up to £1.000 £2.00 Outgoing Fast Payments £1.001 - £10.000 £5.00 Outgoing Fast Payment more than £10.001 £10.00 Internal Transfer GBP £0.50 Maximum ATM daily Withdrawal 750€ Maximum ATM amount per single withdrawal 750€ POS maximum daily spend 3000 POS maximum daily transactions 20 Max loads per day 3 ATM maximum daily Withdrawals 3 LOADING LIMITS LOADING LIMIT CONSUMER CARD KYC Initial Load Minimum 10 € Initial Load Maximum 5,000 € Min Reload Amount 10 € Max Reload Amount 10,000 € Maximum cumulative Yearly Load 120,000 € Maximum load amount per day 10,000 € Maximum Card Balance Physical KYC 10,000 € Maximum ATM daily Withdrawal KYC 750€ Maximum ATM amount per single withdrawal 750€ (dependent on bank limits) POS maximum daily spend 5000 POS maximum daily transactions 20 Max loads per day 3 ATM maximum daily Withdrawals 3 GBP Account Monthly Service Fee £3.00 Incoming Fast Paymen...
Regulation & Law. 22.1. The Payment Services, Card and Account are payment services and not deposit, credit or banking products and are not covered by the Financial Services Compensation Scheme.
22.2. This Agreement shall be governed by and interpreted in accordance with the laws of England & Wales, and any dispute or claim in relation to this Agreement shall be subject to the non- exclusive jurisdiction of the English courts. However, if you reside outside of England and Wales you may bring an action in your country of residence. (also available on our website at xxxxx://xxx.xxxxxxx.xxxx/newb/en/rates-and-limits) NewB Card Start Card (1) Validity 5 year 5 year Purchase price first card co-operant (Virtual or physical card). € 0 € 0 Additional card request for same user €10 N/A Replacement (when lost or stolen) € 10 € 10 Second card for other person: Co-operant (when this person has no card yetwith NewB) € 0 N/A Second card for other person: Non Co-operant € 10 N/A Re-issuance of card at expiry date € 0 € 0 Card Upgrade (from Start Card to NewB card) € 0 € 0 Migration from virtual to physical card € 10 € 10 Activation cost € 0 € 0 Monthly cost (from 4th month – first 3 months free) € 0 (3) € 1 Cost of non-active card per month (= no payment with the GoodPay cardduring the month) € 1 € 0 Yearly cost (2end year) € 0 € 0 PIN code reveal (digital) € 1.50 € 1.50 Close NewB Card Account (4) € 0 € 0 Cost processing Chargeback € 15 (2) € 15 (2) Online payments € 0 € 0 Payments in shops € 0 € 0 Currency Exchange (uplift) 2.15 % 2.15 % ATM in SEPA-zone € 3 € 3 ATM outside SEPA-zone € 3 N/A Currency exchange uplift 2.15% 2.15% Via SEPA bank transfer Free Free Via international (non-euro) bank transfer Free Free Via Bancontact, Maestro on value 2% 2% Via Card to Card (adults) per transaction € 0.01 € 0.01 Via Card to Card (minors) Free Free Reimbursement (Unload of card) via SEPA or Non- euro bank transfer NA NA Min. Initial loading at registration €25 €25 Minimal load amount €25 €25 Max. card balance € 10,000 € 250 Max load amount per load and/ or per day € 4,000 € 250 Max load amount per month N/A €250 Max. load amount per year (in the past 365 days). € 50,000 € 2,500 Max. transaction amount (per transaction and per day) € 5.000 € 250 Max. number of loads per day (24 hours) 3 3 Max. number ATM transactions per day 3 3 Max. ATM amount per day € 600 € 100 Max. ATM amount until the card expiry date N/A € 100
1. Transactions (in-store, online and ATM) with a Start Card are only allowed w...
