Common use of WHAT WE COVER Clause in Contracts

WHAT WE COVER. If you have to interrupt the stay covered by this policy, we undertake to reimburse the unused "open- air accommodations" (excluding file costs, insurance premium and all taxes) together with any costs for cleaning the rental, which you cannot ask the service provider to reimburse, replace or offset should you be forced to leave and return the rented pitch to the hotelier due to: • Serious illness or accident or death of yourself, your legal or de facto spouse, your ascendants or descendants to the 2nd degree, fathers- and mothers-in-law, sisters, brothers, brothers- and sisters-in-law, sons- and daughters-in-law, your legal guardian or any person who usually lives under your roof, the person accompanying you during your stay and identified by name and insured under this policy. • Serious illness or accident or death of your professional replacement and name when the policy was taken out, the person responsible during your stay for looking after your underage children or any disabled person of whom you are the legal guardian and who lives under the same roof as you, whether you are the legal guardian. • Serious damage from fire, explosion or water or caused by the forces of nature at your business or private premises, where your presence is required without fail to take the necessary precautionary measures. • Theft in your business or private premises provided that it is significant enough to require your presence.

WHAT WE COVER. If you have to interrupt the stay covered by this policy, we undertake to reimburse the unused "open- air accommodations" (excluding file costs, insurance premium and all taxes) together with any costs for cleaning the rental, which you cannot ask the service provider to reimburse, replace or offset should you be forced to leave and return the rented pitch to the hotelier due to: •  Serious illness or accident or death of yourself, your legal or de facto spouse, your ascendants or descendants to the 2nd degree, fathers- and mothers-in-law, sisters, brothers, brothers- and sisters-in-law, sons- and daughters-in-law, your legal guardian or any person who usually lives under your roof, the person accompanying you during your stay and identified by name and insured under this policy. •  Serious illness or accident or death of your professional replacement and name when the policy was taken out, the person responsible during your stay for looking after your underage children or any disabled person of whom you are the legal guardian and who lives under the same roof as you, whether you are the legal guardian. •  Serious damage from fire, explosion or water or caused by the forces of nature at your business or private premises, where your presence is required without fail to take the necessary precautionary measures. •  Theft in your business or private premises provided that it is significant enough to require your presence.

WHAT WE COVER. If you have to interrupt the stay covered by this policy, we undertake to reimburse the unused "open- open-air accommodations" (excluding file costs, insurance premium and all taxes) together with any costs for cleaning the rental, which you cannot ask the service provider to reimburse, replace or offset should you be forced to leave and return the rented pitch to the hotelier due to: • Serious illness or accident or death of yourself, your legal or de facto spouse, your ascendants or descendants to the 2nd degree, fathers- and mothers-in-law, sisters, brothers, brothers- and sisters-in-law, sons- and daughters-in-law, your legal guardian or any person who usually lives under your roof, the person accompanying you during your stay and identified by name and insured under this policy. • Serious illness or accident or death of your professional replacement and name when the policy was taken out, the person responsible during your stay for looking after your underage children or any disabled person of whom you are the legal guardian and who lives under the same roof as you, whether you are the legal guardian. • Serious damage from fire, explosion or water or caused by the forces of nature at your business or private premises, where your presence is required without fail to take the necessary precautionary measures. • Theft in your business or private premises provided that it is significant enough to require your presence.

WHAT WE COVER. If you have to interrupt the stay covered by this policy, we undertake to reimburse the unused "open- open-air accommodations" (excluding file costs, insurance premium and all taxes) together with any costs for cleaning the rental, which you cannot ask the service provider to reimburse, replace or offset should you be forced to leave and return the rented pitch to the hotelier due to: • Serious illness or accident or death of yourself, your legal or de facto spouse, your ascendants or descendants to the 2nd degree, fathers- and mothers-in-law, sisters, brothers, brothers- and sisters-in-law, sons- and daughters-in-law, your legal guardian or any person who usually lives under your roof, the person accompanying you during your stay and identified by name and insured under this policy. • Serious illness or accident or death of your professional replacement and name when the policy was taken out, the person responsible during your stay for looking after your underage children or any disabled person of whom you are the legal guardian and who lives under the same roof as you, whether you are the legal guardian. • Serious damage from fire, explosion or water or caused by the forces of nature at your business or private premises, where your presence is required without fail to take the necessary precautionary measures. • Theft in your business or private premises provided that it is significant enough to require your presence. • cosmetic treatment, health cure, voluntary termination of pregnancy, in vitro fertilisation and its consequences; • depressive, mental or psychological illness without hospitalisation of less than three days; • epidemics or pandemics.