WHAT WE EXCLUDE. In addition to the exclusions appearing in the section "Which general exclusions apply to all of our covers?", we do not cover interruptions following: • cosmetic treatment, health cure, voluntary termination of pregnancy, in vitro fertilisation and its consequences; • depressive, mental or psychological illness without hospitalisation of less than three days; • epidemics or pandemics. WHAT WE EXCLUDE Apart from the exclusions appearing in the section “Which general exclusions apply to all our covers?", we cannot intervene or compensate if the immobilisation is due to: • running out of fuel or using the wrong fuel; • puncture; • losing, mislaying, theft or breakage of keys other than breakage of the key in the vehicle's steering anti-theft system; • repeated breakdowns of the same type caused by failure to repair the vehicle after our agents have initially intervened during the month preceding the event; • air conditioning problems and breakdowns; • unless stated otherwise in the policy, damage to bodywork that does not result in immobilisation of the vehicle; • consequences immobilising the vehicle for servicing; • Failures of alarm systems not fitted as standard. Our cover excludes reimbursements of: • fuel costs; • personal items and effects left in and/or on the vehicle; • customs and surveillance costs other than those previously agreed on by the assistance service; • goods and animals being carried; • vehicle repair and towing costs, spare parts; • all costs other than coverage of a replacement vehicle within the limits provided for in the Schedule of Cover. Immobilisation of the following vehicles is excluded from replacement vehicle cover: • motorcycles under 125 cc; • mopeds, scooters; • luggage trailers of a gross vehicle weight of more than 750 kg; • non-standard trailers and all trailers other than those intended for carrying luggage, as well as boat trailers and vehicle-carrying trailers; • registered motorised quadricycles driven without a licence; • vehicles intended to carry people for money such as driving-school cars, ambulances, taxis, hearses and hired vehicles; • vehicles designed to carry goods and animals. should comply with the following weight and dimensions: • Maximum weight: Less than 10 kilograms Maximum dimensions: the sum of the length, width and height of the parcel must not exceed 150 centimetres. Under no circumstances can the Insurer be held liable for: • delays attributable to the transport providers selected to deliver t...
WHAT WE EXCLUDE. The Cancellation cover does not cover the impossibility of leaving linked to border closures, the physical organisation, accommodation conditions or safety of the destination. Apart from the exclusions appearing in the section “WHICH GENERAL EXCLUSIONS APPLY TO ALL OUR COVERS?, the following are also excluded: • Any event, illness or accident that has already been noted, relapse, aggravation or hospitalisation between the date of purchase of the stay and the date the insurance policy was taken out, • Any circumstance detrimental enjoyment, to mere • Pregnancy and in all circumstances, voluntary termination of pregnancy, childbirth, in vitro fertilisation and their consequences, together with the complications due to the state of pregnancy beyond the 28th week, • Forgotten vaccination, • Default of any kind, including financial, of the carrier making it impossible to fulfil its contractual obligations, • Too little or too much snow, • Any medical event of a mental, psychological or psychiatric nature, and which has not given rise to hospitalisation for more than three consecutive days after taking out this policy, • Pollution, local health situation and natural disasters covered by the procedure referred to in Law 82-600 of 13 July 1982 as well as their
WHAT WE EXCLUDE. In addition to the exclusions provided for in the General Provisions, interruptions consequent upon the following are not covered: cosmetic treatment, cure, voluntary termination of pregnancy, in vitro fertilisation and its consequences; a depressive, mental, or psychological illness without hospitalisation or hospitalisation for less than three days; epidemics.
WHAT WE EXCLUDE. In addition to the general exclusions shown in the paragraph “Which general exclusions apply to the contract?” in the chapter “SCOPE OF THE CONTRACT” the following are also excluded: • any item covered by national, European and international regulations concerning hazardous products, including among others those defined in the rules of the International Civil Aviation Organization (ICAO); • all items containing explosives, munitions, gas, solid and liquid flammable materials, oxidising, toxic and/or infectious substances, corrosive or radioactive substances, lithium batteries; • all items which, due to their nature, their packing or their packaging may present a risk to staff, third parties, the environment or the safety of transport vehicles, or which may damage other items being transported, machines, vehicles or assets belonging to third parties; • counterfeit items and/or those contravening applicable laws and regulations; • narcotics or other illegal substances; • firearms; • items requiring transportation under controlled temperature conditions; • publications or audiovisual media banned by any applicable law or regulation; • animals, whether alive or dead; • any content, which, if shipped by post, would be likely to adversely affect human dignity, integrity or respect for the human body, including funerary relics and ashes; • banknotes, negotiable instruments, payment cards or metal coins having the status of legal tender intended for circulation in France, and precious metals; • gemstones, natural pearls, identity documents and any other valuable items; • items whose transportation constitutes a commercial operation and those intended for sale; motorised equipment, automotive accessories, gardening equipment, items containing liquids, furniture; • household or IT equipment and accessories, hi-fi equipment, musical instruments.
WHAT WE EXCLUDE. The Cancellation guarantee does not cover the impossibility of leaving linked to the material organization, accommodation conditions or security of the destination. In addition to the exclusions common to all guarantees, the following are also excluded: Any event, illness or accident that has already been observed, relapse, aggravation or hospitalization between the date of purchase of your stay and the date of subscription of the insurance contract, Any circumstance that is only a mere inconvenience, Pregnancy, including its complications beyond the 28th week and, in all cases, voluntary termination of pregnancy, childbirth, in vitro fertilization and their consequences, Forgotten vaccination, Default of any kind, including financial, of the carrier making it impossible to fulfil its contractual obligations, The lack or excess of snow, Any medical event for which the diagnosis, symptoms or the cause thereof are of a mental, psychological or psychiatric nature, and which has not given rise to hospitalization for more than 3 consecutive days after subscribing this Contract, Pollution, local health situation, natural disasters covered by the procedure referred to in Law No. 82.600 of 13 July 1982 as well as their consequences, meteorological or climatic events, The consequences of criminal proceedings to which you are subject, Any other event occurring between the date of subscription of the insurance contract and the date of departure for your trip Any event occurring between the date of purchase of the trip and the date of purchase of the insurance contract. The absence of hazard, An intentional and/or reprehensible act under the law, the consequences of alcoholic states and the consumption of drugs, any narcotic substance mentioned in the Public Health Code, drugs and treatments not prescribed by a doctor, Due to the simple fact that the geographical destination of the trip is not recommended by the French Ministry of Foreign Affairs, Due to an act of negligence on your part, Any event for which the responsibility could fall to the travel agency in application of the Tourism Code in effect, Failure to present, for any reason whatsoever, documents essential to the stay, such as passport, identification card, visa, travel documents, vaccination record, except in case of theft within the 48 hours preceding departure of the departure of the passport or identity card, TELE-CONSULTATION BEFORE DEPARTURE For any request for info...
WHAT WE EXCLUDE. In addition to the exclusions appearing in the section “WHAT ARE THE GENERAL EXCLUSIONS APPLICABLE TO ALL OF OUR COVER PACKAGES? we cannot intervene if the cancellation results from: sickness requiring psychiatric or psychotherapeutic treatment, including nervous breakdowns not having required hospitalisation for at least 3 days at the time of cancellation of the trip/travel forgetting to be vaccinated Complications due to pregnancy occurring after the 6th month of pregnancy and under all circumstances pregnancy, abortion, childbirth, in vitro fertilisations and their consequences non-presentation of identity card or passport, regardless of the reason diseases or accident that are established for the first time, or that are the subject of relapse or worsening, or of hospitalisation between the date of purchase of your trip or travel and the date the insurance contract was taken out strikes and action taken by agents of the organiser of the trip and/or the subscriber, and/or having started before the effective date of the contract or for which public notice had been given before this date defaulting of any kind, including financial, by the organiser of your trip, or by the carrier, preventing them from meeting their contractual obligations. In addition, we never intervene if the person who causes the cancellation is hospitalised at the time of booking of the trip/travel or of taking out the contract. . FOR WHAT AMOUNT DO WE INTERVENE? We intervene for the amount of the cancellation expenses incurred at the date of the event that can lead to application of the cover, pursuant to the General Sales Conditions of the travel organiser, with a maximum and an excess as indicated in the table of the amounts of cover. The insurance premium is never refundable..
WHAT WE EXCLUDE. In addition to the general exclusions in section 8.5, the following are excluded: damage that you have caused intentionally as a physical person or as a legal or de facto director of a company if you are a legal entity, damage resulting from the use of motor vehicles, sailing boats and motor boats, or from the practise of aerial sports, material damage to any sail or motor powered land vehicle (motorcycles, boats, hire cars or other vehicles), damage resulting from any professional activity, the consequences of any property claim or injury claim suffered by you, your spouse, your ascendants or descendants, intangible damage except when the consequence of covered property damage or physical injuries, in which case the cover is as shown in within the limit indicated in the Table of Coverage Amounts, all measures taken at your own initiative without our prior agreement, accidents resulting from the practise of the following sports: bobsleigh, rock- climbing, skeleton, mountaineering, competition luge riding, all air sports, as well as those resulting from participation in or training for matches or competitions.
WHAT WE EXCLUDE. In addition to the general exclusions in section 7.6, the following are excluded: the theft of baggage, personal objects and effects left unsupervised in a public place, or stored in a room available for the shared use of several people, mislaid, lost (except by a transport company), exchanged baggage, theft not regularly witnessed and reported by an authority (police, transport company, xxxxxx, etc.), theft by your staff during the performance of their jobs, accidental damage caused by leakage of colouring or corrosive liquids or greases contained in your baggage, confiscation of property by the authorities (customs, police), damage caused by mites and/or rodents as well as cigarette xxxxx or xxxxx from a non-incandescent heat source, theft from a convertible and/or estate or other type of vehicle without a trunk; the cover still applies on condition that the baggage cover delivered with the vehicle is used, collections, professional samples, the theft, loss, mislaying or deterioration of cash, documents, books and credit cards, jewellery theft when it has not been placed in a locked safe or is not worn, the breakage of fragile objects such as porcelain, glass, ivory, pottery or marble objects, indirect damage such as loss of value and loss of use, the items listed below: any prosthesis, any kind of bracing, trailers, share certificates, paintings, spectacles, contact lenses, keys of all kinds (except your house keys and your host family’s house keys), documents recorded on tapes or film as well as professional equipment (other than laptop computers), CDs, DVDs, all multimedia equipment (PDA, etc.), GPSs, sports equipment, musical instruments, foodstuffs, cigarette lighters, pens, cigarettes, alcohol, works of art, fishing rods, beauty products, photographic films.
WHAT WE EXCLUDE. The Cancellation guarantee does not cover the impossibility of leaving linked to the material organization, accommodation conditions or security of the destination. In addition to the exclusions common to all guarantees, the following are also excluded: Any event, illness or accident that has already been observed, relapse, aggravation or hospitalization between the date of purchase of your stay and the date of subscription of the insurance contract, Any circumstance that is only a mere inconvenience, Pregnancy, including its complications beyond the 28th week and, in all cases, voluntary TELE-CONSULTATION BEFORE DEPARTURE For any request for information and useful information for the organization and smooth running of your trip, you can contact us before your trip 24 hours/day; 7 days/week. The information concerns the following areas. Health information: Health, Hygiene, Vaccination, Precautions to be taken, Main hospitals, Advice for women, Time difference, Traveling with animals. Our doctors are also available for any information you may need in the event of a trip taking place during an epidemic or pandemic. The information is communicated by telephone and is not the subject of a written confirmation or sending of documents. Information services are provided between 8:00 a.m. and 7:00 p.m. and within time frames normally necessary to satisfy the request. However, regardless of the time of the call, we welcome and note your requests as well as your contact details in order to call you back to provide you with the expected answers. REPATRIATION OR MEDICAL TRANSPORT: You are injured or suffer from an illness, including in the context of an epidemic or a pandemic, during a covered trip. We organize and take care of your repatriation to your home or to a hospital near you. Only medical requirements are taken into account to determine the date of repatriation, the choice of means of transport or place of hospitalization. The repatriation decision is taken by our medical consultant, after consulting the occasional doctor and possibly the family doctor. During your repatriation, and on recommendation from our medical consultant, we organize and pay for the transport of a person to be by your side. Any refusal of the solution offered by our medical team will render the personal assistance guarantee null and void. RETURN IMPOSSIBLE: Your flight has been canceled following measures to restrict the movement of populations in the event of an epidemic or pand...
WHAT WE EXCLUDE. The Cancellation guarantee does not cover the impossibility of leaving linked to the material organization, accommodation conditions or security of the destination. passport, identification card, visa, travel documents, vaccination record, except in case of theft within the 48 hours preceding departure of the departure of the passport or identity card, TELE-CONSULTATION BEFORE DEPARTURE For any request for information and useful information for the organization and smooth running of your trip, you can contact us before your trip 24 hours/day; 7 days/week. The information concerns the following areas. Health information: Health, Hygiene, Vaccination, Precautions to be taken, Main hospitals, Advice for women, Time difference, Traveling with animals. Our doctors are also available for any information you may need in the event of a trip taking place during an epidemic or pandemic. The information is communicated by telephone and is not the subject of a written confirmation or sending of documents. Information services are provided between 8:00 a.m. and 7:00 p.m. and within time frames normally necessary to satisfy the request. However, regardless of the time of the call, we welcome and note your requests as well as your contact details in order to call you back to provide you with the expected answers. REPATRIATION OR MEDICAL TRANSPORT: You are injured or suffer from an illness, including in the context of an epidemic or a pandemic, during a covered trip. We organize and take care of your repatriation to your home or to a hospital near you. Only medical requirements are taken into account to determine the date of repatriation, the choice of means of transport or place of hospitalization. The repatriation decision is taken by our medical consultant, after consulting the occasional doctor and possibly the family doctor. During your repatriation, and on recommendation from our medical consultant, we organize and pay for the transport of a person to be by your side. Any refusal of the solution offered by our medical team will render the personal assistance guarantee null and void. RETURN IMPOSSIBLE: Your flight has been canceled following measures to restrict the movement of populations in the event of an epidemic or pandemic taken by the local government or the airlines. If you are required to extend your stay, we will organize and cover the hotel costs (room and breakfast) as well as those of your beneficiary family members or an insured companion, up to the amo...
