FDIC Insurance Coverage definition

FDIC Insurance Coverage. Balances on deposit in the Bank Deposit Sweep Programs, together with any other of your deposits at the Program Banks (including certificates of deposit), are insured by the FDIC, an independent agency of the U.S. government, up to a maximum amount in accordance with the rules of the FDIC. Deposits (including principal and interest) at each of the Program Banks are eligible for federal deposit insurance up to $250,000. Different ownership categories of accounts are separately insured. Please see the "Deposit Insurance - General Information" section below for further information. You must aggregate all of your deposits (including certificates of deposit) at the Program Banks, whether maintained through or outside of the Bank Deposit Sweep Programs, for purposes of determining FDIC coverage. If your total funds on deposit at any Program Bank exceed the applicable FDIC insurance limit, the FDIC will not insure your funds in excess of the limit. Please note that you, and not the Clearing Agent or your Introducing Firm, are responsible for monitoring the total amount of your deposits at the Program Banks in order to determine the extent of FDIC insurance coverage available. If you expect to have total deposits at the Program Banks that exceed FDIC insurance coverage limits, you should carefully consider whether you should arrange for the direct investment of amounts exceeding such coverage. In the event that federal deposit insurance payments become necessary, payments of principal plus unpaid and accrued interest will be made to you by the FDIC. However, there is no specific time period during which the FDIC must make insurance payments available. Furthermore, you may be required to provide certain documentation to the FDIC before insurance payments are made. If you have additional questions about FDIC insurance, please contact your financial professional. You may wish to seek advice from your own attorney concerning FDIC insurance coverage of deposits held in more than one capacity. You may also obtain publicly available information by contacting the FDIC, Office of Consumer Affairs, by letter (000 00xx Xxxxxx, X.X., Xxxxxxxxxx, X.X. 00000), by phone (000-000-0000 or 000-000-0000 (TDD)), or by accessing the FDIC website at xxxx.xxx.
FDIC Insurance Coverage. Balances on deposit in the Bank Deposit Sweep, together with any other of your deposits at the Program Banks, are insured by the FDIC, an independent agency of the U.S. government, up to a maximum amount in accordance with the rules of the FDIC. Deposits (including principal and interest) at each of the three Program Banks are eligible for federal deposit insurance up to $250,000. Balances in the Bank Deposit Sweep in excess of
FDIC Insurance Coverage. Balances on deposit in the Bank Deposit Sweep, together with any other of your deposits at the Program Banks, are insured by the FDIC, an independent agency of the U.S. government, up to a maximum amount in accordance with the rules of the FDIC. Deposits (including principal and interest) at each of the three Program Banks are eligible for federal deposit insurance up to $250,000. Balances in the Bank Deposit Sweep in excess of Differences Between The Bank Deposit Sweep And Money Market Funds: The Money Market Funds available as Cash Sweep Vehicles are registered with the SEC pursuant to the Investment Company Act of 1940. The Bank Deposit Sweep consists of interest-bearing deposit accounts at the Program Banks, each regulated by bank regulatory agencies under various federal banking laws and regulations. Deposits in the Bank Deposit Sweep are eligible for FDIC insurance as described above. The Money Market Funds purchase high quality, short-term securities in seeking to maintain their net asset value of one dollar per share. There is no guarantee that this net asset value per share will always be maintained and you may lose money by investing in Money Market Funds. Funds invested in a Money Market Fund are not guaranteed or insured by the FDIC or any other government agency and are not deposits of a bank or bank affiliate, including the Program Banks. Changes To Sweep Banks: From time to time, we may make changes to the Bank Deposit Sweep that include adding, deleting, replacing or changing the sequence of Program Banks, which may result in increasing or decreasing the overall FDIC insurance available through the Bank Deposit Sweep. In such instances, you will be notified in advance of the change if it affects your account. If a Program Bank no longer makes the Bank Deposit Sweep available, you will be provided the opportunity to establish a direct depository relationship with that bank, subject to its policies and procedures. If you do not wish to establish a direct relationship with the bank, your funds will be transferred to another available sweep bank. The consequences of maintaining a direct depository relationship with a Program Bank are discussed below under Relationship with Us. We may notify you of any of these changes by means of a letter, an entry on your brokerage account statement, an entry on a trade confirmation or by other means. Statement of Interest Charges Accounts on which Interest is Charged Calculation of Interest Adjusted Debit Bal...

Examples of FDIC Insurance Coverage in a sentence

  • FDIC Insurance Coverage In GeneralThe Deposit Accounts (including principal and accrued interest) are insured by the FDIC, an independent agency of the U.S. Government, to the Maximum Applicable FDIC Deposit Insurance Amount set bythe FDIC for all deposits held in the same insurable capacity at any one Bank as more fully explained below.

  • Fall 2008 – Special Edition: Your New, Higher FDIC Insurance Coverage, Washington, DC, 2008, http://www.fdic.gov/consumers/consumer/news/cnfall08/misconceptions.html.

  • Code § 135.182(K)(1)) FDIC Insurance Coverage The current standard maximum FDIC deposit insurance amount is $250,000.

  • Voting for the reorganization does not obligate you to purchase stock and will not affect your accounts or FDIC Insurance Coverage.

  • Corp., Financial Institution Letter 22-2009, FDIC Insurance Coverage: Extension of Temporary Increase in Standard Maximum Deposit Insurance Amount (May 22, 2009), available athttp://www.fdic.gov/news/news/financial/2009/fil09022.pdf.

  • Corp., Basic FDIC Insurance Coverage Permanently Increased to $250,000 Per Depositor (July 21, 2010) (on file with author).86.

  • Corp., Basic FDIC Insurance Coverage Permanently Increased to $250,000 Per Depositor (July 21, 2010) (on file with author).

  • Voting for the conversion does not obligate you to purchase stock and will not affect your accounts or FDIC Insurance Coverage.

  • This final rule modifies existing disclosure requirements in sections 330.16(c)(1) and (c)(2).Specifically, section 330.16(c)(1) revises the language of the ‘‘Notice of Changes In Temporary FDIC Insurance Coverage For Transaction Accounts’’ to be posted by insured depository institutions offering noninterest-bearing transaction accounts in the lobbies of their main office and domestic branches and, if they offer Internet deposit services, on their Web sites.

  • Corp., Emergency Economic Stabilization Act of 2008 Temporarily Increases Basic FDIC Insurance Coverage from $100,000 to $250,000 Per De- positor (Oct.

Related to FDIC Insurance Coverage

  • Insurance Coverage Contractor shall, at Contractor’s sole expense, procure, maintain and keep in force for the duration of this Contract the following insurance conforming to the minimum requirements specified below. Unless specified herein or otherwise agreed to by the City, the required insurance shall be in effect prior to the commencement of work by Contractor and shall continue in force as appropriate until the latter of:

  • Insurance Cover means the aggregate of the maximum sums insured under the insurance taken out by the Contractor pursuant to Article 20, and includes all insurances required to be taken out by the Contractor under Clauses 20.1 and 20.9 but not actually taken, and when used in the context of any act or event, it shall mean the aggregate of the maximum sums insured and payable or deemed to be insured and payable in relation to such act or event;

  • Health insurance coverage means benefits consisting of medical care (provided directly, through

  • Individual health insurance coverage means health insurance coverage offered to individuals in the

  • Group health insurance coverage means in connection with a group health plan, health insurance

  • Coverage or “Covering”) shall mean that the developing, making, using, offering for sale, promoting, selling or importing of a given compound, formulation or product would infringe a Valid Claim of an issued patent in the absence of a license under such Valid Claim. The determination of whether a compound, formulation or product is Covered by a particular Valid Claim shall be made on a country-by-country basis.

  • Insurance means (i) all insurance policies covering any or all of the Collateral (regardless of whether the Collateral Agent is the loss payee thereof) and (ii) any key man life insurance policies.

  • Co-insurance means the percentage of the usual, reasonable, customary, and fair market value expense that a covered person must pay.

  • General Liability Insurance Subcontractor shall carry minimum primary General Liability Insurance for the following amounts:

  • Fidelity Insurance means insurance coverage with respect to employee errors, omissions, dishonesty, forgery, theft, disappearance and destruction, robbery and safe burglary, property (other than money and securities) and computer fraud in an aggregate amount acceptable to Seller’s regulators.

  • FHA Insurance means the Federal mortgage insurance authorized pursuant to Section 220, 221(d)(3), 221 (d)(4) or 223(f) of Title II of the National Housing Act of 1934, as amended.

  • Property Insurance is defined in Section 6.10(a).

  • Liability Insurance means compulsory professional liability errors and omissions insurance required by a governing body;

  • group insurance means blanket insurance and franchise insurance and any other forms of group insurance.

  • Health care coverage means any plan providing hospital, medical or surgical care coverage for

  • Creditable coverage means, with respect to an individual, coverage of the individual provided under any of the following:

  • Excess Insurance shall not apply to any insurance coverage currently held by The Government of Bermuda, or to our Self-Insured Retentions of whatever nature.

  • Debt Service Coverage means that for every $1.00 of debt service required to be paid there must be $1.15 of Net Operating Income available. A worksheet for the calculation of Debt Service Coverage is found in the Report of Operations attached hereto as Exhibit "H" and incorporated herein by this reference.

  • Hazard Insurance A fire and casualty extended coverage insurance policy insuring against loss or damage from fire and other perils covered within the scope of standard extended hazard coverage naming the Servicer, its successors and assigns, as a mortgagee under a standard mortgagee clause, together with all riders and endorsements thereto.

  • Professional liability insurance means insurance against legal liability incident to the practice of a profession and provision of a professional service.

  • Blanket insurance policy means a group policy covering a defined class of

  • Insurance score means a number or rating that is derived from an algorithm, computer application, model, or other process that is based in whole or in part on credit information for the purposes of predicting the future insurance loss exposure of a consumer.

  • Insurance adjuster means a person who directs or conducts the investigation, negotiation, or settlement of a claim under an insurance policy other than life insurance or an annuity, on behalf of an insurer, policyholder, or a claimant under an insurance policy.

  • Casualty insurance means liability insurance.

  • Insurance Costs means the sums described in paragraph 1.1 of Part 5 of the Schedule;

  • Hazard Insurance Policy means, with respect to each Contract, the policy of fire and extended coverage insurance (and federal flood insurance, if the Manufactured Home is secured by an FHA/VA Contract and such Manufactured Home is located in a federally designated special flood area) required to be maintained for the related Manufactured Home, as provided in Section 5.09, and which, as provided in said Section 5.09, may be a blanket mortgage impairment policy maintained by the Servicer in accordance with the terms and conditions of said Section 5.09.