Loss of independent existence definition

Loss of independent existence means the life insured is totally and irreversibly unable to perform at least two of the following five ‘activities of daily living’ without the assistance of another adult person:

Loss of independent existence means the insurer has determined you are totally and irreversibly unable to perform at least two of the following five ‘activities of daily living’ without the assistance of another adult person:

Loss of independent existence. Means a condition as a result of a disease, illness or injury whereby you are totally and irreversibly unable to perform at least two of the following five ‘Activities of Daily Living’.• bathing or showering;• dressing and undressing;• eating and drinking;• using a toilet;• moving from place to place by walking, wheelchair or with the assistance of awalking aid.

Examples of Loss of independent existence in a sentence

• Loss of independent existence As a result of illness or injury, the insured member suffers loss of independent existence.

• Loss of independent existence means the Insurer has determined the insured member is totally and irreversibly unable to perform at least two of the following five ‘activities of daily living’ without the assistance of another adult person: > bathing and/or showering; > dressing and undressing; > eating and drinking; > using a toilet to maintain personal hygiene; or > getting in and out of bed, a chair or wheelchair, or moving from place to place by walking, wheelchair or with assistance of a walking aid.

• Loss of independent existence A condition as a result of a disease, illness or injury whereby the person insured is unable to perform (whether aided or unaided) at least 3 of the 6 “activities of daily living”, for a continuous period of 6 months.

• Loss of independent existence Please refer to the policy contract for the full definitions of the critical illnesses and the circumstances in which a claim can be made.^The Life Insurance Association Singapore (LIA) has standard Definitions for 37 severe-stage Critical Illnesses (Version 2019).

• Loss of independent existence A condition as a result of a disease, illness or injury whereby the person insured is unable to perform (whether aided or unaided) at least 3 of the 6 “Activities of Daily Living”, for a continuous period of 6 months.

More Definitions of Loss of independent existence

Loss of independent existence. – means the total inability to perform, by oneself, at least two of the following six activities of daily living for a continuous period of at least 90 days with no reasonable chance of recovery.

Loss of independent existence means due to injury or illness being permanently unable to perform (without any assistance from another person) those basic activities normally undertaken as a part of everyday living. This will be evidenced by being unable to undertake any two of those activities listed below.

Loss of independent existence means a definite Diagnosis of:

Loss of independent existence means due to injury or illness being permanently unable to perform (without any assistance from another person) those basic activities normally undertaken as a part of everyday living.

Loss of independent existence means a condition as a result of sickness or Injury whereby an Insured Person is permanently unable to perform at least three (3) of the six (6) “Activities of Daily Living” (either with or without the aid of special equipment, device and/or apparatus) for a continuous period of at least six (6) months. This condition must be confirmed by a Physician or Doctor. For the purpose of this benefit, “permanently" shall mean beyond any hope of recovery with current medical knowledge and technology. Loss of Independent Existence caused by psychological, neurosis or psychiatric related causes are excluded.

Loss of independent existence means the life insured is totally and irreversibly unable to perform at least two

Loss of independent existence means a definite Diagnosis of the total inability to perform, by oneself, at least two (2) of the following six (6) Activities of Daily Living for a continuous period of at least ninety (90) days with no reasonable chance of recovery.Activities of Daily Living are: Bathing - the ability to wash oneself in a bathtub, shower or by sponge bath, with or without the aid of assistive devices. Dressing - the ability to put on and remove necessary clothing, braces, artificial limbs or othersurgical appliances, with or without the aid of assistive devices. Toileting - the ability to get on and off the toilet and maintain personal hygiene, with or without the aid of assistive devices. Bladder and Bowel Continence - the ability to manage bowel and bladder function with orwithout protective undergarments or surgical appliances so that a reasonable level of hygiene is maintained. Transferring - the ability to move in and out of a bed, chair or wheelchair, with or without theaid of assistive devices. Feeding - the ability to consume food or drink that already has been prepared and made available, with or without the aid of assistive devices.