Total and Permanent Disablement definition

Total and Permanent Disablement means physical or mental incapacity to an extent that the Board considers that a Member is, and until turning 60 will remain, unable to perform the duties of any job (in either the public sector or the private sector) for which the Board considers the Member —
Sample 1Sample 2Sample 3
Total and Permanent Disablement means the disablement of the insured person which meets the definitions in any of Parts 1, 2 or 3:
Sample 1Sample 2Sample 3
Total and Permanent Disablement means disablement of a degree which, in the opinion of the board after obtaining the advice of not fewer than 2 medical practitioners, is such as to render the member unlikely ever to be able to work again in a job for which the member is reasonably qualified by education, training or experience.
Sample 1Sample 2Sample 3

Examples of Total and Permanent Disablement in a sentence

  • Total and Permanent Disablement (TPD) TPD cover protects you financially if you become permanently unable to work because of injury or illness.

  • The premium for this benefit will be adjusted to reflect the reduction in the Universal Total and Permanent Disablement Sum Insured.

  • The definitions available under the Double TPD benefit are: • Own Occupation* • Any Occupation • Universal (Occupation Category E only) • Home Duties *If you select a Superannuation Plan, the Total and Permanent Disablement (Own Occupation) definition is only available if you also select a Linked Benefit (Superannuation PLUS or Maximiser – see Sections 9.2 and 9.3).

  • The premium for this benefit will be adjusted to reflect the reduction in the Total and Permanent Disablement Sum Insured.

  • If the Sum Insured for a Maximiser Total and Permanent Disablement benefit is reduced under one Policy, the same reduction will apply to the Maximiser Total and Permanent Disablement benefit under the other Policy.• If a Total and Permanent Disablement claim is made, it will be assessed firstly under the ‘Any Occupation’ definition.


More Definitions of Total and Permanent Disablement

Total and Permanent Disablement means either:
Sample 1Sample 2Sample 3
Total and Permanent Disablement means, in relation to an Eligible Person, that the Eligible Person has, in the opinion of the Board and with effect on a date determined by the Board, after considering such medical and other evidence as it sees fit, become incapacitated to such an extent as to render the Eligible Person unlikely ever to engage in any occupation for which he is reasonably qualified by education, training or experience;
Sample 1Sample 2Sample 3
Total and Permanent Disablement means that the Eligible Employee has, in the opinion of the Board, after considering such medical and other evidence as is reasonable, become incapacitated to such an extent as to render the Eligible Employee unlikely to ever be able to engage in any occupation for which he is reasonably qualified by education, training or experience.
Sample 1Sample 2Sample 3
Total and Permanent Disablement means in relation to a Member other than a Queensland Member:
Sample 1Sample 2Sample 3
Total and Permanent Disablement means that the Life Assured has solely and directly as a result of an accident caused by outward, violent and visible means suffered for at least six months
Sample 1Sample 2
Total and Permanent Disablement means, in relation to any Participant, that the Participant has, in the opinion of the Plan Committee (such opinion to be reasonably held), after considering such medical and other evidence as it sees fit, become incapacitated to such an extent as to render the Participant unlikely ever to engage in any occupation for which he is reasonably qualified by education, training or experience;
Sample 1Sample 2Sample 3
Total and Permanent Disablement means disablement of a degree which, in the opinion of the board after obtaining the advice of not
Sample 1Sample 2Sample 3