ACCOUNTS. 1. Accounts can be opened in either Rupiah or foreign currencies. In the case where an account is opened in a foreign currency, the Customer acknowledges that there is a risk of exchange rate fluctuations caused by the strengthening or weakening of a currency against another. These exchange rate changes shall not be the responsibility of the Bank.
2. Account Opening:
a. Based on a written request from the Customer and fulfilling all the requirements stipulated by the Bank;
b. Effective upon approval by the Bank; and
c. The Bank shall reserve the right to reject the application for account opening by informing the Customer of the reasons, unless otherwise regulated by applicable laws and regulations.
