Common use of IMITERERE Y’URUBANZA Clause in Contracts

IMITERERE Y’URUBANZA. 1] Urubanza rwatangiriye mu rukiko rwisumbuye rwa Nyarugenge aho Bayituriki Marcel yaregaga COGEAR S.A asaba ko yishyurwa indishyi zikomoka ku mpanuka yakoze n’imodoka yari ifite ubwishingizi muri COGAR S.A, akaba yaracitse akaboko nkuko muganga yabyemeje, iyo mpanuka ikaba yaramuteye ubumuga akaba abisabira indishyi zingana na 7.829.698Frw zose hamwe;[2] Urukiko rwisumbuye rwa Nyarugenge mu guca urubanza rwemeje ko Bayituriki Marcel ahabwa indishyi zose hamwe zingana na 5.239.565Frw, ariko COGEAR S.A ntiyabyishimira ijuririra urwo rubanza mu rukiko rukuru isaba ko urwo rukiko rwasuzuma ingingo zikurikira :• Kuba urukiko rwarirengagije amasezerano COGEAR yagiranye na Rubagumya nyiri modoka yuburyo hishyurwa umushoferi ukoze impanuka ;• Kuba nta cyemezo cy’umushahara giteganywa n’itegeko chauffeur wakoze impanuka afite, ko hakubahirizwa arrete presidentiel ;• Kumenya umubyizi w’umuntu ku munsi ko utarenza 500Frw kuko nta tegeko rishyiraho 1500Frw y’umubyizi urukiko rwashingiyeho rugena indishyi;[3] Uru rukiko rubona izi mpamvu z’ubujurire aribyo bibazo bigize urubanza uru rukiko rugiye gusuzuma, hakiyongeraho n’ubujurire bw’uririye kubwa Cogear butangwa na Bayituriki Marcel ;

IMITERERE Y’URUBANZA. 1] Urubanza rwatangiriye mu rukiko Hategekimana Faustin yarabereyemo Koperative Kundumurimo Hindiro(KOKUHI)umwenda w’amafaranga ibihumbi 706,900 hanyuma kuwa 27/06/2013 bagirana amasezerano ko Hategekimana Faustin azaba yarangije kwishyura bitarenze kuwa 10/07/2013 bitaba ibyo bagatwara imirima ibiri(2) umwe uri ku Kadehero undi uri munsi yo kwa Cyeziya kandi bigafatwa nkaho ayibagurishije.Kuwa 29/06/2013 Koperative Kundumurimo Hindiro(KOKUHI) yandikiye Hategekimana Faustin ko ibonye amafaranga ibihumbi 706,900 yarabarimo.Ku rwego rw’ibanze Koperative Kundumurimo Hindiro(KOKUHI) yareze Hategekimana Faustin ko nubwo banditse iriya baruwa yo kuwa 29/06/2013 batabonye ayo mafaranga ibihumbi 706,900 Hategekimana Faustin yarabarimo kuko ngo babikoze kugirango Hategekimana Faustin abone inguzanyo muri SACCO abone uko abishyura.Mu rubanza RC 0121/15/TB/KBY rwaciwe kuwa 30/11/2015 n’urukiko rw’ibanze rwa kabaya hemejeko Hategekimana Faustin atigeze yishyura KOKUHI amafaranga ibihumbi 706,900 yabo abarimo,rumutegeka kwishyura KOKUHI umwenda w’ibihumbi706,900 ababereyemo aho kuba imirima 2 baregeye. Hategekimana Faustin agaha KOKUHI indishyi z’ibihumbi ijana(100,000)zo kwica amasezerano,ibihumbi 200,000 y’igihembo cya avoka no gusubiza ingwate y’amagarama y’ibihumbi 25,000 ;[2] Hategekimana Faustin utarishimiye imikirize y’urukiko rw’ibanze rwa Kabaya yajuririye urukiko rwisumbuye rwa Nyarugenge aho Bayituriki Marcel yaregaga COGEAR S.A asaba ko yishyurwa indishyi zikomoka ku mpanuka yakoze n’imodoka yari ifite ubwishingizi muri COGAR S.A, akaba yaracitse akaboko nkuko muganga yabyemeje, iyo mpanuka ikaba yaramuteye ubumuga akaba abisabira indishyi zingana na 7.829.698Frw zose hamwe;[2] Urukiko rwisumbuye rwa Nyarugenge mu guca urubanza rwemeje ko Bayituriki Marcel ahabwa indishyi zose hamwe zingana na 5.239.565Frw, ariko COGEAR S.A ntiyabyishimira ijuririra urwo rubanza mu rukiko rukuru isaba ko urwo rukiko rwasuzuma ingingo gutesha agaciro imikirize y’urubanza RC 0121/15/TB/KBY kubera impamvu zikurikira :• -Kuba urukiko rw’ibanze rwa Kabaya rwarirengagije nkana ibimenyetso yarushikirije bigizwe n’inyandiko yo kuwa 29/06/2013 igaragaza ko yishyuye KOKUHI umwenda yarayibereyemo ;- Kuba urukiko rw’ibanze rwa Kabaya rwahaye agaciro imvugo ya agent de crédit wa Sacco Hindiro ivugako SACCO yagombaga kumuha umwenda ishingiye ku mabwire avuga ko arimo umwenda wa KOKUHI ;- Kuba urukiko rw’ibanze rwa Kabaya rwarirengagije amasezerano COGEAR yagiranye icyaregewe kigizwe n’imirima ibiri maze rugafata icyemzo ku kitararegewe kigizwe n’amafaranga ibihumbi706,900.Koperative yaburanye ivugako nta bimenyetso byirengagijwe.Gusuzuma niba Hategekimana Faustin yarishyuye ideni ry’ibihumbi magana cyenda na Rubagumya nyiri modoka yuburyo hishyurwa umushoferi ukoze impanuka ;• Kuba nta cyemezo cy’umushahara giteganywa n’itegeko chauffeur wakoze impanuka afite, ko hakubahirizwa arrete presidentiel ;• Kumenya umubyizi w’umuntu bitandatu magana cyenda(906,900) yarabereyemo Koperative KOKUHI.Gusuzuma niba Sacco yaragombaga guha Hategekimana Faustin umwenda ari uko arangije kwishyura KOKUHI ideni yarayibereyemo. Gusuzuma niba urukiko rw’ibanze rwa Kabaya rwarirengagije icyaregewe kigizwe n’imirima ibiri maze rugafata icyemzo ku munsi ko utarenza 500Frw kuko nta tegeko rishyiraho 1500Frw y’umubyizi urukiko rwashingiyeho rugena indishyi;[3] Uru rukiko rubona izi mpamvu z’ubujurire aribyo bibazo bigize urubanza uru rukiko rugiye gusuzuma, hakiyongeraho n’ubujurire bw’uririye kubwa Cogear butangwa na Bayituriki Marcel ;kitararegewe kigizwe n’amafaranga ibihumbi 706,900. Gusuzuma niba hari indishyi zikwiye gutangwa.

IMITERERE Y’URUBANZA. 1] Urubanza rwatangiriye mu rukiko rwisumbuye rwa Nyarugenge aho Bayituriki Marcel yaregaga COGEAR S.A asaba Ku itariki ya 30/01/2014, KIGALI INSTITUTE OF MANAGEMENT (KIM) yagiranye na BABIL GROUP Ltd amasezerano y’ubwubatsi yagombaga kumara igihe cy’amezi umunanini ariko ayo masezerano aza kutubahirizwa uruhande rumwe rukavuga ko yishyurwa indishyi zikomoka ku mpanuka yakoze n’imodoka yari ifite ubwishingizi muri COGAR S.A, akaba yaracitse akaboko nkuko muganga yabyemeje, iyo mpanuka ikaba yaramuteye ubumuga akaba abisabira indishyi zingana na 7.829.698Frw zose hamwe;[2] Urukiko rwisumbuye rwa Nyarugenge mu guca urubanza rwemeje ko Bayituriki Marcel ahabwa indishyi zose hamwe zingana na 5.239.565Frw, ariko COGEAR S.A ntiyabyishimira ijuririra urwo rubanza mu rukiko rukuru byatewe n’urundi. KIM yaje gutanga ikirego cyandikwa kuwa 17/07/2014 isaba ko urwo rukiko rwasuzuma ingingo zikurikira :• Kuba ayo masezerano bagiranye aseswa, igasubizwa n’amafaranga yatanze arenga ku kazi kakozwe isaba n’indishyi, BABIL GROUP Ldt nayo yemera ko ayo masezerano aseswa ku makosa ya KIM maze isaba guhabwa amafaranga y’imirimo yakozwe itahembewe kandi igasubizwa ibikoresho bitakoreshejwe n’imashini zihari.Bisabwe n’ababuranyi Urukiko rwashyizeho umuhanga wo gukora raporo igaragaza agaciro k’ibyakozwe na BABIL GROUP Ltd kuko impande zombi zitakumvikanagaho. BELECOM Ltd yagobotse ku bushake isaba gusubizwa ibikoresho byayo bitarakoreshwa itishyuwe, uburanira KIM asaba kutakira ikirego cyayo kuko itayizi maze hafatwa icyemezo cyo kuzasuzumira hamwe inzitizi n’urubanza mu mizi kugirango urubanza rwihute. Urubanza rwapfundikiwe ku itariki ya 02/10/2014. [2] Muri uru rubanza, urukiko rwarirengagije rugiye gusuzuma : - Niba BELECOM Ltd ikwiye kwemererwa kugoboka muri uru rubanza ; - Uwakoze amakosa yatumye amasezerano COGEAR yagiranye na Rubagumya nyiri modoka yuburyo hishyurwa umushoferi ukoze impanuka ;• Kuba nta cyemezo cy’umushahara giteganywa n’itegeko chauffeur wakoze impanuka afiteatubahirizwa ; - Niba KIM yaratanze amafaranga aruta imirimo yakozwe ku buryo hari ayo ikwiye gusubizwa, ko hakubahirizwa arrete presidentiel ;• Kumenya umubyizi w’umuntu cyangwa niba ari BABIL Group Ltd yakoze imirimo iruta amafaranga yahawe ku munsi ko utarenza 500Frw kuko nta tegeko rishyiraho 1500Frw y’umubyizi urukiko rwashingiyeho rugena indishyi;[3] Uru rukiko rubona izi mpamvu z’ubujurire aribyo bibazo bigize urubanza uru rukiko rugiye gusuzuma, hakiyongeraho n’ubujurire bw’uririye kubwa Cogear butangwa na Bayituriki Marcel ;buryo ariyo ikwiye guhabwa andi mafaranga igasubizwa n’ibintu byahasigaye; - Niba BELECOM Ltd ikwiye gusubizwa ibikoresho itishyuwe bitarakoreshwa ; - Inyungu n’indishyi byaregewe ; - Amafaranga y’ikurikiranarubanza n’igihembo cy’avoka asabwa ; - Irangizarubanza ry’agateganyo ryasabwe.

IMITERERE Y’URUBANZA. 1] Urubanza rwatangiriye mu Kuwa 29/12/2002 Rwamunyana Faustin yagiranye na Banyanga Mariyana amasezerano yo kugura umurima ku mafaranga 35.000frw, kuva icyo gihe kugeza ubu uwo murima ukaba utunzwe na Rwamunyana Faustin.[2] Nyiransengimana Odette yareze Rwamunyana Faustin muri uru rukiko rwisumbuye rwa Nyarugenge aho Bayituriki Marcel yaregaga COGEAR S.A asaba ko yishyurwa ubwo bugure bwateshwa agaciro uwo murima ndetse n’inzu yari irimo ngo Rwamunyana Faustin yashenye bikagarurwa mu mutungo w’umuryango ugizwe nawe na murumuna we witwa Tuyishime Claudette ngo kuko yabibonye mu buryo budakurikije amategeko. Yanasabye ko Banyanga Mariyana yagobokeshwa muri uru rubanza kuko ariwe yagurishije uwo murima n’inzu yari irimo. Asaba ko ikirego cyahinduka ku bijyanye n’inzu ngo kuko atakiyikurikiranye kuri Rwamunyana ahubwo ayikurikiranye kuri Banyanga. Asaba kandi ko Rwamunyana Faustin na Banyanga bategekwa kumwishyura indishyi zikomoka ku mpanuka yakoze n’imodoka yari ifite ubwishingizi muri COGAR S.Az’akababaro zingana na 300 000 Frw ndetse na 50.000Frw y’ikurikiranarubanza.[3] Rwamunyana Faustin yemera ko ariwe utunze umurima uburanwa akanavuga ko yawuguze na Banyanga Mariyana mu buryo bwemewe n’amategeko. Avuga ko atariwe washenye inzu Nyiransengimana Odette amurega ngo kuko yaguze uwo murima nta nzu yubatsemo. Asaba ko urukiko ruramutse rusanze Banyanga Mariyana yaramugurishije uwo murima mu buryo budakurikije amategeko, akaba yaracitse akaboko nkuko muganga yabyemeje, iyo mpanuka ikaba yaramuteye ubumuga akaba abisabira Banyanga Mariyana yategakwa kumusubiza indishyi zingana na 7.829.698Frw zose hamwe;[2700 000frw y’agaciro k’uwo murima muri iki gihe. Asaba kandi ko Nyiransengimana Odette ategekwa kumuha 500 000frw y’indishyi akubiyemo ay’ikurikiranarubanza ndetse na 300 000Frw yo kumushora mu manza z’amaherere.[4] Urukiko rwisumbuye rwa Nyarugenge mu guca urubanza rwemeje Banyanga Mariyana yemera ko Bayituriki Marcel ahabwa ariwe wagurishije umurima uburanwa akawugurisha na Rwamunyana Faustin ariko akavuga ko inzu yari iri muri uwo murima atayigurishije Rwamunyana Faustin ngo kuko yari yaratangiye gusenyuka akagurisha amatafari yari ayubatse ku mafaranga 6.000frw.Ibibazo bigomba gusuzumwa muri uru rubanza ni ibi bikurikira:- kumenya niba ubugure bw’umurima uburanwa bwabaye hagati Rwamunyana Faustin na Banyanga Mariyana bukurikije amategeko ndetse no kumenya inkurikiza z’ubwo bugure.- kumenya niba ikirego cyahinduka kubijyanye n’inzu iburanwa muri uru rubanza-kumenya niba inzu iburanwa yarashenywe na Banyanga ndetse niba akwiye kuyiryozwa.- Kumenya niba indishyi zose hamwe zingana na 5.239.565Frw, ariko COGEAR S.A ntiyabyishimira ijuririra urwo rubanza mu rukiko rukuru isaba ko urwo rukiko rwasuzuma ingingo zikurikira :• Kuba urukiko rwarirengagije amasezerano COGEAR yagiranye na Rubagumya nyiri modoka yuburyo hishyurwa umushoferi ukoze impanuka ;• Kuba nta cyemezo cy’umushahara giteganywa n’itegeko chauffeur wakoze impanuka afite, ko hakubahirizwa arrete presidentiel ;• Kumenya umubyizi w’umuntu ku munsi ko utarenza 500Frw kuko nta tegeko rishyiraho 1500Frw y’umubyizi urukiko rwashingiyeho rugena indishyi;[3] Uru rukiko rubona izi mpamvu z’ubujurire aribyo bibazo bigize urubanza uru rukiko rugiye gusuzuma, hakiyongeraho n’ubujurire bw’uririye kubwa Cogear butangwa na Bayituriki Marcel ;zisabwa zikwiye gutangwa.

IMITERERE Y’URUBANZA. 1] Urubanza rwatangiriye Ku wa 04/04/2007 RWABUHIHI Isaac yahawe inguzanyo na Banki y’abaturage ya KABUYE. Iyo nguzanyo yari iyo kuzuza inzu ye. Amasezerano ateganya ko itariki ya mbere yo kwishyura ari ku wa 10/5/2007, iya nyuma ari ku wa 10/5/2011. RWABUHIHI Isaac avuga ko umwenda awemera, ko ariko mu rukiko rwisumbuye rwa Nyarugenge aho Bayituriki Marcel yaregaga COGEAR S.A gihe yari amaze kwishyura make banki yasheshe amasezerano ku wa 3/5/2010, none ikaba imwishyuza amafaranga menshi kandi nta masezerano bagifitanye, asoza asaba indishyi. SIKITU avuga ko yishyurwa indishyi zikomoka ku mpanuka yakoze n’imodoka yari ifite ubwishingizi muri COGAR S.A, akaba yaracitse akaboko nkuko muganga yabyemeje, iyo mpanuka ikaba yaramuteye ubumuga akaba abisabira indishyi zingana na 7.829.698Frw zose hamwe;[2] Urukiko rwisumbuye rwa Nyarugenge mu guca urubanza rwemeje ko Bayituriki Marcel ahabwa indishyi zose hamwe zingana na 5.239.565Frwyasinyiye RWABUHIHI, ariko COGEAR S.A ntiyabyishimira ijuririra urwo rubanza mu rukiko rukuru isaba ko urwo rukiko rwasuzuma ingingo zikurikira uyu akaba ataranze kwishyura, ngo akaba atabona impamvu yahamagawe muri uru rubanza, asaba banki indishyi. [2] Ibibazo bisuzumwa n’urukiko :• Kuba urukiko rwarirengagije amasezerano COGEAR yagiranye -Amasezerano y’inguzanyo yo ku wa 04/04/2007 aracyafite agaciro ?-Amafaranga RWABUHIHI Isaac agomba kwishyura BPR LTD ;-Indishyi zisabwa na Rubagumya nyiri modoka yuburyo hishyurwa umushoferi ukoze impanuka ;• Kuba nta cyemezo cy’umushahara giteganywa n’itegeko chauffeur wakoze impanuka afite, ko hakubahirizwa arrete presidentiel ;• Kumenya umubyizi w’umuntu ku munsi ko utarenza 500Frw kuko nta tegeko rishyiraho 1500Frw y’umubyizi urukiko rwashingiyeho rugena indishyi;[3] Uru rukiko rubona izi mpamvu z’ubujurire aribyo bibazo bigize BPR LTD;-Indishyi zisabwa na RWABUHIHI Isaac;-Indishyi zisabwa na SIKITU Jérôme;-Kurangiza urubanza uru rukiko rugiye gusuzuma, hakiyongeraho n’ubujurire bw’uririye kubwa Cogear butangwa na Bayituriki Marcel ;by’agateganyo.

IMITERERE Y’URUBANZA. 1] Urubanza rwatangiriye ]. Muhirwa Honorine yareze avuga ko ku itariki 15/06/2016 yagiranye amasezerano y’ubugure bw’imodoka na Promocar Ltd, Muhirwa Honorine yemera kugurisha imodoka ye yo mu rukiko rwisumbuye rwa Nyarugenge aho Bayituriki Marcel yaregaga COGEAR S.A asaba bwoko bwa RAV 4, ifite plaque RAC902Z, Promocar Ltd nayo yemera kuzishyura igiciro cyumvikanyweho kingana na 7,500,000frw bitarenze ku itariki 30/09/2016, ariko imodoka ihabwa uwaguze. [2]. Muhirwa Honorine avuga ko yishyurwa indishyi zikomoka ku mpanuka yakoze n’imodoka yari ifite ubwishingizi muri COGAR S.Aitariki 30/09/2016 igeze, PROMOCAR Ltd itubahirije amasezerano, ikomeza kugenda imurerega kugeza magingo aya, bityo akaba yaracitse akaboko nkuko muganga yabyemejeariyo mpamvu habayeho kuregera urukiko kugira ngo ruyitegeke kwishyura amafaranga bumvikanye angana na 7,500,000frw, iyo mpanuka ikaba yaramuteye ubumuga akaba abisabira indishyi zingana na 7.829.698Frw zose hamwe;[2] Urukiko rwisumbuye rwa Nyarugenge mu guca urubanza rwemeje ko Bayituriki Marcel ahabwa indishyi zose hamwe zingana na 5.239.565Frw, ariko COGEAR S.A ntiyabyishimira ijuririra urwo rubanza mu rukiko rukuru isaba ko urwo rukiko rwasuzuma ingingo zikurikira :• Kuba urukiko rwarirengagije amasezerano COGEAR yagiranye na Rubagumya nyiri modoka yuburyo hishyurwa umushoferi ukoze impanuka ;• Kuba nta cyemezo cy’umushahara giteganywa n’itegeko chauffeur wakoze impanuka afite, ko hakubahirizwa arrete presidentiel ;• Kumenya umubyizi w’umuntu 30.000frw ku munsi uhereye kuwa 30/09/2016 kugeza urubanza ruciwe; 1000,000frw y’igihembo cya avoka; 500,000frw y’ikurikirana rubanza na 50,000frw y’igarama ndetse anasaba ko utarenza 500Frw kuko hazabaho gutegeka irangiza rubanza ry’agateganyo n’igihano gihatira uregwa kwishyura kingana na 150,000frw ku munsi w’ubukererwe bwo gushyira icyemezo cy’urukiko mu bikorwa; [3]. Promocar Ldt ntabwo yigeze yitaba ngo yiregure ku byo iregwa, ndetse nta tegeko rishyiraho 1500Frw y’umubyizi urukiko rwashingiyeho rugena indishyi;[3] Uru rukiko rubona izi mpamvu z’ubujurire aribyo bibazo bigize n’ubushake bwo kwiregura muri system yagize, ibyo rero bikaba byanatumye inaburanishwa idaharikubera ko yaba uyihagarariye ntabwo yitabye urukiko, yaba na Me Ndayisaba wari umuhagariye yanga kuza kuburana nyamara kandi ari ku rukiko, avuga ko hari urundi rubanza ategereje kuburana rw’inshinjabyaha; Muri urubanza uru rukiko rugiye gusuzuma, hakiyongeraho n’ubujurire bw’uririye kubwa Cogear butangwa na Bayituriki Marcel harasuzumwa ibibazo by’amategeko bijyanye no:►kumenya niba Muhirwa Honorine akwiriye kwishyurwa 7,500,000frw yishyuza;►kumenya niba indishyi zisabwa zatangwa;►Kumenya niba irangizarubanza ry’agateganyo kimwe n’igihano gihatira uregwa kurangiza urubanza byasabwe byakwemerwa;

IMITERERE Y’URUBANZA. 1] Urubanza rwatangiriye 1].Ubuyobozi bwa HORIZON SOPYRWA bwatangaje isoko ryo kugura ibiti by’amapoto biri mu rukiko rwisumbuye rwa Nyarugenge aho Bayituriki Marcel yaregaga COGEAR S.A asaba mashyamba yayo maze uwaritsinze agaragaza ko yishyurwa indishyi zikomoka adashobora kubahiriza ibyo isoko ryasabaga, rihabwa uwari ukurikiyeho ari yo EBAL LTD ihagarariwe na HABIMANA Esri. Ibyo gutsindira isoko EBAL LTD yabimenyeshejwe na HORIZON SOPYRWA kuwa 06/04/2017. Kuwa 07/04/2017 ubuyobozi bwa EBAL LTD bwasubije iyo baruwa ndetse buhita butanga 16,500,000FRW angana 22% ya 75,000,000FRW HORIZON SOPYRWA yasabaga utsinze isoko guhita yishyura. Ubuyobozi bwa EBAL LTD bwagaragaje ko ibaruwa imenyesha ko EBAL LTD yatsindiye isoko yabugezego ikererewe 18h00 kuwa 06/04/2017 kandi umunsi wakurikiyeho wari konji, yizeza Horizaon LTD ko amafaranga asigaye izayashyira kuri konti nyuma ya konji ;[2].EBAL LTD yasabye kandi kwerekwa ibyo biti kugirango irebe ko byujuje ibisabwa na the New ForestS Rwanda LTD mbere y’uko yishyura amafaranga yose yasabwaba (100% ya 75,000,000 FRW). Kuwa 18/04/2017 EBAL LTD yarangije 75,000,000FRW yasabwaga yose maze ihabwa inyemezabwishyu nº 169. Kuwa 26/04/2017 impande zombi zishyira umukono ku mpanuka yakoze n’imodoka yari ifite ubwishingizi muri COGAR S.Amasezerano yo gusarura ibiti by’amapoto ndetse ziyemeza kuyashyira mu bikorwa. Nyamara ngo HORIZON SOPYRWA ntiyubahiriza ayo maseserano, akaba yaracitse akaboko nkuko muganga yabyemejekuko HORIZON SOPYRWA yaje guhagarika EBAL LTD gusarura ibiti, iyo mpanuka ikaba yaramuteye ubumuga akaba abisabira indishyi zingana na 7.829.698Frw zose hamwe;[2] bituma iki kirego gitangwa kugirango EBAL LTD irenganurwe ;[3].Umunsi w’iburanisha ryo kuwa 14/05/2018 ababuranyi ntibitaba Urukiko rwisumbuye rwa Nyarugenge mu guca urubanza rwemeje ntampamvu kandi baramenyeshejwe muburyo bukurikije amategeko, nyamara urega yohereje urukikoamasezerano y’ubwumvikane akubiyemo kureka ikirego, ndetse bishimangirwa n’uregwa nawe wandikiye Urukiko yemeza ko Bayituriki Marcel ahabwa indishyi zose hamwe zingana na 5.239.565Frwhabaye ubwumvikane bituma urega areka ikirego, ariko COGEAR S.A ntiyabyishimira ijuririra urwo rubanza mu rukiko rukuru isaba ko urwo rukiko rwasuzuma ingingo zikurikira maze hasuzumwa:• Kuba urukiko rwarirengagije amasezerano COGEAR yagiranye na Rubagumya nyiri modoka yuburyo hishyurwa umushoferi ukoze impanuka ♦ Kureka ikirego ;• Kuba nta cyemezo cy’umushahara giteganywa n’itegeko chauffeur wakoze impanuka afite, ko hakubahirizwa arrete presidentiel ;• Kumenya umubyizi w’umuntu ku munsi ko utarenza 500Frw kuko nta tegeko rishyiraho 1500Frw y’umubyizi urukiko rwashingiyeho rugena indishyi;[3] Uru rukiko rubona izi mpamvu z’ubujurire aribyo bibazo bigize urubanza uru rukiko rugiye gusuzuma, hakiyongeraho n’ubujurire bw’uririye kubwa Cogear butangwa na Bayituriki Marcel ;

IMITERERE Y’URUBANZA. [1] Urubanza rwatangiriye Mu kirego yatanze mu rukiko rwisumbuye rwego rwa mbere irega SAGAMBA Justin, KCB RWANDA Ltd yasobanuye ko yahaye SAGAMBA Justin inguzanyo ya Frw 37.000.000 kuri Frw 42.000.000 yari yasabye yo kugura inzu, bumvikana ko andi Frw 5.000.000 azayahabwa agaragaje inzu. [2] Yavuze ko SAGAMBA Justin ataguze inzu ahubwo yahisemo kubaka ariko inzu ntiyayuzuza, aza guhagarikwa ku kazi atarishyura umwenda yarahawe, maze inzu ye igurishwa mu cyamunara ariko umwenda wose ntiyishyurwa, bikaba byatumye KCB RWANDA Ltd kumuregera Urukiko ngo imwishyuze umwenda ungana na Frw 25.563.289 n’inyungu zawo n’izindi ndishyi. [3] SAGAMBA Justin yireguye avuga ko Urukiko rugomba kumukuraho inyungu zabazwe kuri 17% zashyizweho na KCB RWANDA Ltd nyuma yo kumwirukana, rugategeka ko inyungu zibarwe ku gipimo cya 7% nk’uko bari bumvikanye akiri umukozi . [4] Urukiko rw’Ubucuruzi rwa Nyarugenge aho Bayituriki Marcel yaregaga COGEAR S.A asaba rwaciye urubanza rwemeza ko yishyurwa indishyi zikomoka KCB RWANDA Ltd itagomba guhindura ijanisha rya 7% ngo irishyire kuri 17% itabyunvikanye na SAGAMBA Justin kandi amasezerano bagiranye ndetse yateguwe na KCB RWANDA Ltd iryo janisha ritaravuzweho, bityo rero inyungu zabazwe nyuna ya cyamunara zikaba zivanyweho. Rwemeje ko SAGAMBA Justin agomba kwishyura KCB RWANDA Ltd umwenda uhwanye na Frw 25.350.891 hakiyongeraho Frw 500.000 y’ikurikiranarubanza n’igihembo cy’Avoka. Rwemeje ko SAGAMBA Justin asubiza KCB RWANDA Ltd Frw 50.000 y’ingwate y’amagarama yatanze irega. [5] SAGAMBA Justin yajuririye urwo rubanza ku mpanuka yakoze n’imodoka yari ifite ubwishingizi mpamvu ikurikira: - Kuba Umucamanza wa mbere yaribeshye yemeza ko agomba kuvanirwaho inyungu yabariwe nyuma ya cyamunara yo ku wa 24/10/2014 zikakomeza kubarirwa kuri 7%, kandi mu by’ukuri zakagombye kuvanwaho zihereye tariki ya 09/05/2013 kuko aribwo KCB RWANDA Ltd yashyizeho ijanisha rya 17%. [6] KCB RWANDA Ltd yiregura ivuga ko SAGAMBA Justin avuga ko Umucamanza yibeshye agena inyungu za 7% uhereye nyuma ya cyamunara kandi yaragombaga kubara izo nyungu ahereye tariki ya 09/05/2013, nyamara Umucamanza ntiyibeshye ahubwo yafashe icyemezo ashingiye ku kwiregura kw’ababuranyi ndetse ashingira k’umategeko n’ibimenyetso. Isobanura imyiregure yayo ivuga ko uwajuriye yemera umwenda yahawe ungana na Frw 37.000,000 ariko ntiyemera inyungu ziwuturukaho za 17%, yifuza kugabanirizwa izo nyungu agashyirwa kuri 7% kandi zibarwa abakozi ba KCB Rwanda Ltd bakiri mu kazi naho abakiriya basanzwe inyungu zibarwa kuri 17%, kandi urega atari umukozi wa KCB Rwanda Ltd ku buryo yagabanirizwa agashyirwa ku nyungu ya 7% yagenewe abakozi. Ivuga ko uwajuriye atigeze aregera y’uko atishimiye inyungu za 17% cyangwa ngo yange gusinya amasezerano yavuzwe haruguru abivuze aruko abona ikibazo cyafashe indi ntera agejejwe mu Nkiko, bivuga ko yemeraga ibikubiye mu masezerano y’inguzanyo yahawe. Ivuga ko uwajuriye yasinye amasezerano y’inguzanyo tariki ya 02/08/2011 ayasinyira imbere ya Notaire, muri COGAR S.Aayo masezerano hari ingingo ivuga ko igihe nyirikugurizwa azaba atakiri umukozi wa KCB Rwanda Ltd inyungu zizakurwa kuri 7% zigashyirwa ku nyungu zihwanye nizabandi bakiriya basanzwe, akaba yaracitse akaboko nkuko muganga yabyemeje, iyo mpanuka ikaba yaramuteye ubumuga akaba abisabira ari uko byagenze kuko SAGAMBA Justin atakiri umukozi wa KCB Rwanda Ltd. [8] KCB RWANDA Ltd yatanze ubujurire bwururiye ku bundi isaba Frw 5.000.000 y’indishyi z’akababaro zo gusiragizwa mu manza bitari ngombwa na Frw 1.000.000 y’igihembo cy’Avoka. [9] Ibibazo bisuzumwa muri uru rubanza n’ibikurikira: - Kumenya niba Umucamanza wa mbere yagombaga gutegeka ko inyungu zivanywaho kuva itariki ya 09/05/2013 kuko aribwo KCB RWANDA Ltd yashyizeho ijanisha rya 17% aho gutegeka ko zivanywaho nyuma ya cyamunara. - Kumenya niba KCB RWANDA Ltd igomba guhabwa indishyi zingana na 7.829.698Frw zose hamwe;[2] Urukiko rwisumbuye rwa Nyarugenge z’akababaro za Frw 5.000.000 zo gusiragizwa mu guca urubanza rwemeje ko Bayituriki Marcel ahabwa indishyi zose hamwe zingana na 5.239.565Frw, ariko COGEAR S.A ntiyabyishimira ijuririra urwo rubanza mu rukiko rukuru isaba ko urwo rukiko rwasuzuma ingingo zikurikira :• Kuba urukiko rwarirengagije amasezerano COGEAR yagiranye na Rubagumya nyiri modoka yuburyo hishyurwa umushoferi ukoze impanuka ;• Kuba nta cyemezo cy’umushahara giteganywa n’itegeko chauffeur wakoze impanuka afite, ko hakubahirizwa arrete presidentiel ;• Kumenya umubyizi w’umuntu ku munsi ko utarenza 500Frw kuko nta tegeko rishyiraho 1500Frw y’umubyizi urukiko rwashingiyeho rugena indishyi;[3] Uru rukiko rubona izi mpamvu z’ubujurire aribyo bibazo bigize urubanza uru rukiko rugiye gusuzuma, hakiyongeraho n’ubujurire bw’uririye kubwa Cogear butangwa na Bayituriki Marcel ;manza bitari ngombwa no guhabwa Frw 1.000.000 y’igihembo cy’Avoka.

IMITERERE Y’URUBANZA. 1] Urubanza rwatangiriye Umwanzuro utanga ikirego uvuga ko Munyaneza Gaspard yagiranye amasezerano y’ubwishingizi bw’inkongi na CORAR ASSURANCES GENERALES Ltd (CORAR A.G. Ltd),ubwo bwishingizi bukaba bwararebaga inzu y’ubucuruzi n’ibicuruzwa biyirimo, ngo ariko CORAR yanga kubahiriza amasezerano bagiranye nyuma yo guhura n’impanuka kuwa 12/03/2014 iyo inzu n’ibicuruzwa byarimo byose bigakongoka, ahubwo kuwa 03/06/2014 imwandikira imubwira ko adashobora guhabwa indishyi zasabwaga zihwanye na 94.628.075Frw bituma yiyambaza urukiko, ikirego cye cyandikwa kuwa 09/09/2014. [2] Uburanira CORAR A.G. Ltd mu rukiko rwisumbuye rwa Nyarugenge aho Bayituriki Marcel yaregaga COGEAR S.A asaba ko yishyurwa indishyi zikomoka ku mpanuka yakoze n’imodoka yari ifite ubwishingizi muri COGAR S.A, akaba yaracitse akaboko nkuko muganga yabyemeje, iyo mpanuka ikaba yaramuteye ubumuga akaba abisabira indishyi zingana na 7.829.698Frw zose hamwe;[2] Urukiko rwisumbuye rwa Nyarugenge mu guca urubanza rwemeje ko Bayituriki Marcel ahabwa indishyi zose hamwe zingana na 5.239.565Frwmwanzuro we yemera amasezerano impande zombi zagiranye, ariko akavuga ko impamvu Munyaneza atishyuwe ari uko yakoze amakosa yo kumenyekanisha agaciro karenze kure ibyangiritse by’ukuri, ngo kandi asaba indishyi zirenze kure agaciro kishingiwe, ariko bigeze mu iburanisha ryabaye kuwa 23/10/2014 anavuga ko Munyaneza yamaze kwishyurwa ibintu bye bikorwa na COGEAR S.A ntiyabyishimira ijuririra urwo rubanza Ltd yishyuriye EWSA kuwa 16/06/2014 ku buryo atagomba kurihwa ubwa 2. Uburanira urega avuga ko icyo asaba CORARA.G Ltd ari ugushyira mu rukiko rukuru isaba ko urwo rukiko rwasuzuma ingingo zikurikira :• Kuba bikorwa amasezerano bagiranye. [3] Muri uru rubanza, urukiko rwarirengagije rugiye gusuzuma : - Niba Munyaneza Gaspard yakwishyurwa na CORAR A.G. Ltd ibintu byishyuwe na COGEAR Ltd ;- Niba CORAR AG Ltd yarishe amasezerano COGEAR yagiranye na Rubagumya nyiri modoka yuburyo hishyurwa umushoferi ukoze impanuka Munyaneza Gaspard; - Indishyi zishingiye ku masezerano Munyaneza Gaspard akwiye guhabwa na CORAR A.G. Ltd ;• Kuba nta cyemezo cy’umushahara giteganywa n’itegeko chauffeur wakoze impanuka afite, ko hakubahirizwa arrete presidentiel - Indishyi z’akababaro zisabwa; - Inyungu zisabwa - Amafaranga y’ikurikiranarubanza n’igihembo cy’avoka asabwa ;• Kumenya umubyizi w’umuntu ku munsi ko utarenza 500Frw kuko nta tegeko rishyiraho 1500Frw y’umubyizi urukiko rwashingiyeho rugena indishyi;[3] Uru rukiko rubona izi mpamvu z’ubujurire aribyo bibazo bigize urubanza uru rukiko rugiye gusuzuma, hakiyongeraho n’ubujurire bw’uririye kubwa Cogear butangwa na Bayituriki Marcel ;

IMITERERE Y’URUBANZA. 1] Urubanza rwatangiriye mu rukiko rwisumbuye rwa Nyarugenge aho Bayituriki Marcel yaregaga COGEAR S.A asaba [1].Umutanguha Finance Ltd ishami rya GASIZA, yagiranye amasezerano y’inguriza na UWINEZA Emelienne yo kuwa 17/12/2014, maze Umutanguha Finance Ltd imuguriza amafaranga angana na 450.000 frw. Maze NZITABAKUZE Innocent amubera umwishingizi, akabariyo mpamvu yagobokeshejwe ; [2].Mu masezerano UWINEZA Emelienne akaba yariyemereye ko yishyurwa indishyi zikomoka ku mpanuka yakoze n’imodoka yari ifite ubwishingizi muri COGAR S.Aazishyura umwenda ahereye tariki ya 17/01/2014 akageza tariki ya 17/06/2016, akaba yaracitse akaboko nkuko muganga yabyemejeakishyura inyungu zisanzwe zibariwe kuri 1,9% kukwezi, iyo mpanuka ikaba yaramuteye ubumuga akaba abisabira indishyi zingana na 7.829.698Frw zose hamwe;[2] bemeranijwe ko naramuka akerewe kwishyura azaja atanga 0,2% kumafaranga akereranwe kumunsi w’ubukererwe ;[3]. UWINEZA Emelienne ngo ntiyubahirije ayo masezerano kugezaho Umutanguha Finance Ltd ihisemo kuregera Urukiko, umunsi w’iburanisha rw’urubanza ryo kuwa 18/11/2015, uregwa n’uwagobokeshejwe ntibitaba Urukiko rwisumbuye rwa Nyarugenge mu guca ntampamvu, kandi baramenyeshejwe muburyo bukurikije amategeko, maze hasuzumwa ibi bikurikira :♦ Ko urubanza rwemeje ko Bayituriki Marcel ahabwa indishyi zose hamwe zingana na 5.239.565Frw, ariko COGEAR S.A ntiyabyishimira ijuririra urwo rubanza mu rukiko rukuru isaba ko urwo rukiko rwasuzuma ingingo zikurikira :• Kuba urukiko rwarirengagije amasezerano COGEAR yagiranye na Rubagumya nyiri modoka yuburyo hishyurwa umushoferi ukoze impanuka rwaburanishwa uregwa n’ugobokeshwa badahari,♦ Kwishyura umwenda remezo ,♦ Kwishyura inyungu zisanzwe n’izubukererwe,♦ Indishyi zinyuranye ;• Kuba nta cyemezo cy’umushahara giteganywa n’itegeko chauffeur wakoze impanuka afite, ko hakubahirizwa arrete presidentiel ;• Kumenya umubyizi w’umuntu ku munsi ko utarenza 500Frw kuko nta tegeko rishyiraho 1500Frw y’umubyizi urukiko rwashingiyeho rugena indishyi;[3] Uru rukiko rubona izi mpamvu z’ubujurire aribyo bibazo bigize urubanza uru rukiko rugiye gusuzuma, hakiyongeraho n’ubujurire bw’uririye kubwa Cogear butangwa na Bayituriki Marcel ;