Common use of Acceptable Use Policy Clause in Contracts

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 days. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purpose.

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 daystwo months. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts You should take reasonable steps to stop your PayPal account being misused. You must maintain adequate security and control of any and all devices, items, IDs, passwords and personal identification numbers / codes that you use to access your PayPal account and the PayPal services. Please see our Key Payment and Service Information for guidelines. You must comply with all reasonable instructions we may issue regarding how you can keep your Payment Instrument safe. We may require you to authenticate any instruction relating to your account (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to provide to us your instruction. You must keep your postal address, email address, phone number of a phone to which you are the primary user and other contact information current in your PayPal account profile. You may expressly grant, remove and manage permissions for people some third parties to take certain actions on your behalf. In some cases you can do this when logged into your account – in other cases you can do this directly with the third party. You acknowledge that if you grant permission for a third party to take actions on your behalf, we may disclose certain information about your Account to this third party. You may permit third party service providers licensed by applicable law to: • provide account information services to access information about your account on your behalf; • confirm whether an amount necessary for the execution of a card-based payment transaction is available on your account; or • provide payment initiation services to initiate payments from your account on your behalf. Granting permission to any third party to access your account in any way does not relieve you of any of your responsibilities under this user agreement. You are liable to us for the actions that you authorise the third parties to carry out. You will not hold us responsible for, and organisations (whether incorporated you will indemnify us from, any liability arising from the actions or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be inactions of such third parties in connection with the permissions you granted, subject to fees that differ from the fees applicable to personal accountsyour mandatory legal rights. You can close your account at any time. See the PayPal Help Centre for how to do this. We may close your account at our Fees for further detailsconvenience by providing you with two months’ prior notice. By opening a business We may also close your account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purpose.at any time if:

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 daystwo months. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a If the activity through any type of PayPal account you hold reaches certain thresholds or involves certain business segments or activities, you are required by the card networks to agree to Commercial Entity Agreements directly with our processing partners to allow you to continue accepting card-funded payments. In this case, these Commercial Entity Agreements will apply to any payment processed by PayPal on your behalf in addition to this user agreement. You should take reasonable steps to stop your PayPal account or converting a being misused. You must maintain adequate security and control of any and all devices, items, IDs, passwords and personal identification numbers / codes that you use to access your PayPal account and the PayPal services. Please see our Key Payment and Service Information for guidelines. You must comply with all reasonable instructions we may issue regarding how you can keep your payment instrument safe. We may require you to authenticate any instruction relating to your account (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to a business account, you certify provide to us your instruction. You must keep your postal address, email address, phone number of a phone to which you are the primary user and other contact information current in your PayPal account profile. You may expressly grant, remove and manage permissions for some third parties to take certain actions on your behalf. In some cases you can do this when logged into your account – in other cases you can do this directly with the third party. You acknowledge that if you grant permission for a third party to take actions on your behalf, we may disclose certain information about your Account to this third party. You may permit third party service providers licensed by applicable law to: • provide account information services to access information about your account on your behalf; • confirm whether an amount necessary for the execution of a card-based payment transaction is available on your account; or • provide payment initiation services to initiate payments from your account on your behalf. Granting permission to any third party to access your account in any way does not relieve you of any of your responsibilities under this user agreement. You are liable to us for the actions that you are using it primarily authorise the third parties to carry out. You will not hold us responsible for, and you will indemnify us from, any liability arising from the actions or inactions of such third parties in connection with the permissions you granted, subject to your mandatory legal rights. You can close your account at any time. See the PayPal Help Centre for a business or commercial purpose.how to do this. We may close your account at our convenience by providing you with two months’ prior notice. We may also close your account at any time if:

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified You affirm and agree that you will not use the UCS Internet Service and/or any UCS Service which you receive from UCS in any way that may violate federal, state, local and municipal laws. You will not use the UCS Internet Service for any unlawful purpose, you and others who have access to and/or use your UCS Internet Service shall fully comply with all guidelines, policies, regulations, requirements and terms as set forth in the Policy Update already published UCS Acceptable Use Policy, located on the “Legal Agreements” pageUCS website at xxx.xxx.xxx/xxxxxxxx. Please read carefully all of Additionally you affirm and agree that UCS, at its sole discretion has the terms and conditions of this user agreement and each of right to change the other documents that apply to you. We may revise this user agreement and any of the documents listed above UCS Acceptable Use Policy, from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a with no notice provided to you by posting updated versions on the Policy Updates page of our UCS website. Please check the UCS website and provide notice to you of at least 60 days. By continuing to use our services after frequently for any changes to the UCS Acceptable Use Policy. You will be able to determine the most recent version when you review the policy and at the bottom of the Acceptable Use Policy the most recent date stamp and version number will be visible. Please also print out the UCS Acceptable Use Policy and retain any such copies for your records. The Acceptable Use Policy is incorporated into this user agreement take effect, you agree to be bound Agreement herein by those changesreference. If you do not agree with you, and/or any changesuser of your UCS Internet Service, you fail to abide by any of the terms of the Acceptable Use Policy, as updated, UCS may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money halt, cease, suspend, limit, cancel and/or terminate this Agreement and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and the Internet Service Information. This user agreement, together with and/or any other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information Services UCS provides to you. Additionally, UCS reserves the right to charge you for any direct or indirect costs UCS may incur in connection with your failure to abide by this section or the Acceptable Use Policy. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all other users of the current functionality available in a personal account. To use your PayPal account primarily Internet Service should periodically review the Acceptable Use Policy to sell things, you must open a business account or convert your personal account conform to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purposemost recent version.

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 daystwo months. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. Information about us and our service PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). Opening an account We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purpose.. If the activity through your business account reaches certain thresholds or involves certain business segments or activities, you are required by the card networks to agree to Commercial Entity Agreements directly with our processing partners to allow you to continue accepting card-funded payments. In this case, these Commercial Entity Agreements will apply to any payment processed by PayPal on your behalf in addition to this user agreement. You should take reasonable steps to stop your PayPal account being misused. You must maintain adequate security and control of any and all devices, items, IDs, passwords and personal identification numbers / codes that you use to access your

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 daystwo months. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. Information about us and our service PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). Opening an account We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purpose.. If the activity through your business account reaches certain thresholds or involves certain business segments or activities, you are required by the card networks to agree to Commercial Entity Agreements directly with our processing partners to allow you to continue accepting card-funded payments. In this case, these Commercial Entity Agreements will apply to any payment processed by PayPal on your behalf in addition to this user agreement. You should take reasonable steps to stop your PayPal account being misused. You must maintain adequate security and control of any and all devices, items, IDs, passwords and personal identification numbers / codes that you use to access your PayPal account and the PayPal services. Please see our Key Payment and Service Information for guidelines. You must comply with all reasonable instructions we may issue regarding how you can keep your Payment Instrument safe. We may require you to authenticate any instruction relating to your account (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to provide to us your instruction. You must keep your postal address, email address and other contact information current in your PayPal account profile. You may expressly grant, remove and manage permissions for some third parties to take certain actions on your behalf. In some cases you can do this when logged into your account – in other cases you can do this directly with the third party. You acknowledge that if you grant permission for a third party to take actions on your behalf, we may disclose certain information about your Account to this third party. You may permit third party service providers licensed by applicable law to: • provide account information services to access information about your account on your behalf; • confirm whether an amount necessary for the execution of a card- based payment transaction is available on your account; or • provide payment initiation services to initiate payments from your account on your behalf. Granting permission to any third party to access your account in any way does not relieve you of any of your responsibilities under this user agreement. You are liable to us for the actions that you authorise the third parties to carry out. You will not hold us responsible for, and you will indemnify us from, any liability arising from the actions or inactions of such third parties in connection with the permissions you granted, subject to your mandatory legal rights. Closing Your PayPal Account You can close your account at any time. See the PayPal Help Centre for how to do this. We may close your account at our convenience by providing you with two months’ prior notice. We may also close your account at any time if:

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” pageImportant Note: This document is updated often. Please read carefully all make a habit of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above reviewing it from time to timetime to stay abreast of acceptable as well as inappropriate uses of your XxxxxXxxx.xxx ("PhotoLoft") account. Reports of activity in violation of this policy may be sent via e-mail to xxxxxxx@xxxxxxxxx.xxx This document is divided into the following sections: Introduction General Information Web Sites Security Network Management Network Performance Illegal Activity Initials of XxxxxXxxx.xxx _____ Initials of Partner _____ 12 Introduction XxxxxXxxx.xxx has established an Acceptable Use Policy in order clarify the duties and responsibilities of the Members. This document is intended to provide a general understanding of PhotoLoft's Acceptable Use Policy. The revised version will be effective at following factors guide the time we post itestablishment and enforcement of PhotoLoft's usage policies: Ensure reliable service to our customers Ensure security and privacy of our systems and network, unless otherwise notedas well as the networks and systems of others. If Comply with existing laws Maintain our changes reputation as a responsible service provider Encourage responsible use of the Internet and discourage activities which reduce your rights or increase your responsibilities the usability and value of Internet services Preserve the value of Internet resources as a conduit for free expression and exchange of information Preserve the privacy and security of individual users We do not routinely monitor the activity of accounts except for measurements of system utilization and the preparation of billing records. However, in our efforts to promote good citizenship within the Internet community, we will post a notice on the Policy Updates page respond appropriately if we become aware of our website and provide notice to you of at least 60 days. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your inappropriate use of our service. If your account is used to violate the Acceptable Use Policy, we reserve the right to terminate your service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page)without notice. We may also send suspend the account, restrict access to it, or remove content from it if necessary or appropriate. We prefer to advise customers of inappropriate behavior and any necessary corrective action. However, flagrant violations of the Acceptable Use Policy will result in immediate termination of service. Our failure to enforce this information policy, for whatever reason, shall not be construed as a waiver of our right to do so at any time. As a member of our photographic community, you must use your membership responsibly. If you have any questions regarding this policy, please contact us at xxxxxxx@xxxxxxxxx.xxx General Information Your PhotoLoft account provides you with the opportunity to upload, view, organize, and print a variety of your photographs and images quickly and conveniently. Your use of these services is subject to the following policy. Violations of this policy may result in termination of your account with or without notice in accordance with the Agreement for Use of XxxxxXxxx.xxx Services that you accepted at the time you created your account. In general, you may NOT use your PhotoLoft account: Initials of XxxxxXxxx.xxx _____ Initials of Partner _____ 13 In a manner that violates any law, regulation, treaty or tariff or infringes on the legal rights of any third party; In a manner which is defamatory, fraudulent, indecent, offensive or deceptive; To threaten, harass, abuse or intimidate others; To damage the name or reputation of PhotoLoft, its affiliates, or subsidiaries; To break security on any computer network access an account that does not belong to you; or In a manner that interferes with other customers' use and enjoyment of the services provided by PhotoLoft. PhotoLoft reserves sole discretion to determine whether any use of the service is a violation of this policy. Guidelines for using your account follows. This information is only a guideline, and is not intended to be all-inclusive. Web Sites PhotoLoft provides storage space and access for photographs and images through its Web Hosting service. PhotoLoft will not routinely monitor the contents of your photo albums. You are solely responsible for any information contained in your photo albums. However, if complaints are received regarding language, content, or graphics contained on your web site, PhotoLoft may, at its sole discretion, remove the photographs hosted on PhotoLoft servers and terminate your Web Hosting service. We may also suspend the account, restrict access to it, or remove content from it if necessary or appropriate. You may request a copy not use your web site to publish material that PhotoLoft determines, at its sole discretion, to be unlawful, indecent, or objectionable. For purposes of any legally required disclosures this policy, "material" refers primarily to photographs, but also extends to cover all forms of communication that the PhotoLoft site may allow, including narrative descriptions, other graphics (including this user agreement illustrations, images, drawings, logos), executable programs, video recordings, and audio recordings. Unlawful content is that which violates any law, statute, treaty, regulation, or order. This includes, but is not limited to: obscene material; defamatory, fraudulent, or deceptive statements; threatening, intimidating, or harassing statements, or material that violates the Key Payment and Service Information) from us and we will provide this to you privacy rights or property rights of others (copyrights or trademarks, for example). Indecent content is that which depicts sexual or excretory activities in a form patently offensive matter as measured by contemporary community standards. Objectionable content is otherwise legal content with which allows you PhotoLoft concludes, in its sole discretion, it does not want to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) associated in order to protect its reputation and brand image, or to protect its employees, shareholders and affiliates. This includes, but is not limited to, all content that, in the sole discretion of PhotoLoft, is determined to be able advertising or otherwise for commercial purposes, unless expressly permitted in writing by PhotoLoft. Examples of prohibited web site content: Materials that depict or describe scantily-clad and lewdly depicted male and/or female forms or body parts, and which lack serious literary, artistic, political or scientific value. Initials of XxxxxXxxx.xxx _____ Initials of Partner _____ 14 Materials that suggest or depict obscene, indecent, vulgar, lewd or erotic behavior, and which lack serious literary, artistic, political or scientific value. Materials that hold PhotoLoft including its affiliates, employees or shareholders up to use all public scorn or ridicule. Materials that encourage the commission of the current functionality available in a personal accountcrime; or which tends to incite violence; or which tends to degrade any person or group based on sex, nationality, religion, color, age, marital status, sexual orientation, disability or political affiliation. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purposeMaterials including product advertisements.

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 days. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a If the activity through your business account reaches certain thresholds or converting a involves certain business segments or activities, you are required by the card networks to agree to Commercial Entity Agreements directly with our processing partners to allow you to continue accepting card-funded payments. In this case, these Commercial Entity Agreements will apply to any payment processed by PayPal on your behalf in addition to this user agreement. You should take reasonable steps to stop your PayPal account being misused. You must maintain adequate security and control of any and all devices, items, IDs, passwords and personal identification numbers / codes that you use to access your PayPal account and the PayPal services. Please see our Key Payment and Service Information for guidelines. You must comply with all reasonable instructions we may issue regarding how you can keep your Payment Instrument safe. We may require you to authenticate any instruction relating to your account (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to a business account, you certify provide to us your instruction. You must keep your postal address, email address and other contact information current in your PayPal account profile. You may expressly grant, remove and manage permissions for some third parties to take certain actions on your behalf. In some cases you can do this when logged into your account – in other cases you can do this directly with the third party. You acknowledge that if you grant permission for a third party to take actions on your behalf, we may disclose certain information about your Account to this third party. You may permit third party service providers licensed by applicable law to:  provide account information services to access information about your account on your behalf;  confirm whether an amount necessary for the execution of a card-based payment transaction is available on your account; or  provide payment initiation services to initiate payments from your account on your behalf. Granting permission to any third party to access your account in any way does not relieve you of any of your responsibilities under this user agreement. You are liable to us for the actions that you are using it primarily authorise the third parties to carry out. You will not hold us responsible for, and you will indemnify us from, any liability arising from the actions or inactions of such third parties in connection with the permissions you granted, subject to your mandatory legal rights. You can close your account at any time. See the PayPal Help Centre for a business or commercial purpose.how to do this. We may close your account at our convenience by providing you with two months’ prior notice. We may also close your account at any time if:

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 daystwo months. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. Information about us and our service PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). Opening an account We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations organizations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a If the activity through any type of PayPal account you hold reaches certain thresholds or involves certain business account segments or converting a personal account to a business accountactivities, you certify are required by the card networks to us that agree to Commercial Entity Agreements directly with our processing partners to allow you are using it primarily for a business or commercial purposeto continue accepting card-funded payments. In this case, these Commercial Entity Agreements will apply to any payment processed by PayPal on your behalf in addition to this user agreement.

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 days. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a If the activity through your business account reaches certain thresholds or converting a involves certain business segments or activities, you are required by the card networks to agree to Commercial Entity Agreements directly with our processing partners to allow you to continue accepting card- funded payments. In this case, these Commercial Entity Agreements will apply to any payment processed by PayPal on your behalf in addition to this user agreement. You should take reasonable steps to stop your PayPal account being misused. You must maintain adequate security and control of any and all devices, items, IDs, passwords and personal identification numbers / codes that you use to access your PayPal account and the PayPal services. Please see our Key Payment and Service Information for guidelines. You must comply with all reasonable instructions we may issue regarding how you can keep your Payment Instrument safe. We may require you to authenticate any instruction relating to your account (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to a business account, you certify provide to us your instruction. You must keep your postal address, email address and other contact information current in your PayPal account profile. You may expressly grant, remove and manage permissions for some third parties to take certain actions on your behalf. In some cases you can do this when logged into your account – in other cases you can do this directly with the third party. You acknowledge that if you grant permission for a third party to take actions on your behalf, we may disclose certain information about your Account to this third party. You may permit third party service providers licensed by applicable law to:  provide account information services to access information about your account on your behalf;  confirm whether an amount necessary for the execution of a card-based payment transaction is available on your account; or  provide payment initiation services to initiate payments from your account on your behalf. Granting permission to any third party to access your account in any way does not relieve you of any of your responsibilities under this user agreement. You are liable to us for the actions that you are using it primarily authorise the third parties to carry out. You will not hold us responsible for, and you will indemnify us from, any liability arising from the actions or inactions of such third parties in connection with the permissions you granted, subject to your mandatory legal rights. You can close your account at any time. See the PayPal Help Centre for a business or commercial purpose.how to do this. We may close your account at our convenience by providing you with two months’ prior notice. We may also close your account at any time if:

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 daystwo months. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purpose.

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 daystwo months. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. Information about us and our service PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). Opening an account We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purpose.. If the activity through your business account reaches certain thresholds or involves certain business segments or activities, you are required by the card networks to agree to Commercial Entity Agreements directly with our processing partners to allow you to continue accepting card-funded payments. In this case, these Commercial Entity Agreements will apply to any payment processed by PayPal on your behalf in addition to this user agreement. You should take reasonable steps to stop your PayPal account being misused. You must maintain adequate security and control of any and all devices, items, IDs, passwords and personal identification numbers / codes that you use to access your PayPal account and the PayPal services. Please see our Key Payment and Service Information for guidelines. You must comply with all reasonable instructions we may issue regarding how you can keep your Payment Instrument safe. We may require you to authenticate any instruction relating to your account (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to provide to us your instruction. You must keep your postal address, email address and other contact information current in your PayPal account profile. You may expressly grant, remove and manage permissions for some third parties to take certain actions on your behalf. In some cases you can do this when logged into your account – in other cases you can do this directly with the third party. You acknowledge that if you grant permission for a third party to take actions on your behalf, we may disclose certain information about your Account to this third party. You may permit third party service providers licensed by applicable law to: • provide account information services to access information about your account on your behalf; • confirm whether an amount necessary for the execution of a card-based payment transaction is available on your account; or • provide payment initiation services to initiate payments from your account on your behalf. Granting permission to any third party to access your account in any way does not relieve you of any of your responsibilities under this user agreement. You are liable to us for the actions that you authorise the third parties to carry out. You will not hold us responsible for, and you will indemnify us from, any liability arising from the actions or inactions of such third parties in connection with the permissions you granted, subject to your mandatory legal rights. Closing Your PayPal Account You can close your account at any time. See the PayPal Help Centre for how to do this. We may close your account at our convenience by providing you with two months’ prior notice. We may also close your account at any time if:

Acceptable Use Policy. RAMSrent provides web hosting to many clients, and we have a responsibility to protect each client and to provide the best services available. The following guidelines were designed to ensure these obligations are met. Reports of activity in violation of this policy may be sent via e-mail to xxxxxxxxxxxxxxx@xxxxxxxx.xxx When you use RAMSrent hosting services, you join two communities. First is the community formed by our network and our customers; the second community is the one made up of all users connected to each other to form the Internet. Becoming a member of these communities gives you certain rights and privileges, but also imposes certain duties and responsibilities. RAMSrent has established an Acceptable Use Policy in order to make these duties and responsibilities more clear. This document is intended to provide a general understanding of RAMSrent's Acceptable Use Policy. The following factors guide the establishment and enforcement of RAMSrent's usage policies:  Buyer Protection Policy Ensure reliable service to our customers.  Seller Protection Policy Ensure security and privacy of our systems and network, as well as the hosting and systems of others.  All future changes notified in Comply with existing laws.  Maintain our reputation as a responsible service provider - Encourage responsible use of the Policy Update already published Internet and discourage activities which reduce the usability and value of Internet services.  Preserve the value of Internet resources as a conduit for free expression and exchange of information.  Preserve the privacy and security of individual users. RAMSrent intends to provide its customers access to everything the Internet has to offer. While RAMSrent is firmly committed to the principles of free speech, certain activities are damaging to the resources of both RAMSrent and the Internet and cannot be permitted under the guise of free speech. The resources of RAMSrent and the Internet are limited, and abuse of these resources by one user has a negative impact on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise notedentire community. If our changes reduce the hosting services is used to violate the Acceptable Use Policy, we reserve the right to terminate or suspend your rights or increase your responsibilities we will post a service without notice on the Policy Updates page of our website and provide notice to you of at least 60 days. By continuing to use our services after any changes to this user agreement take effect, you agree to indemnify RAMSrent and its affiliates against any claims threatened or brought by third parties as a result of your violation of this Acceptable Use Policy and/or the content of your website. We prefer to advise customers of inappropriate behavior and any necessary corrective action. However, violations of the Acceptable Use Policy will result in immediate termination or suspension of service. Our failure to enforce this policy, for whatever reason, shall not be bound by those changesconstrued as a waiver of our right to do so at any time. If you do not agree with have any changesquestions regarding this policy, please contact us at xxxxxxxxxxxxxxx@xxxxxxxx.xxx RAMSrent hosting customers are prohibited from transmitting on or through any of RAMSrent hosting's services, any material that is, in RAMSrent's sole discretion, unlawful, obscene, threatening, abusive, defamatory, libelous, or encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, state, federal or international law. In general, you may close NOT use your hosting account:  In a manner which violates any law, regulation, treaty or tariff;  In a manner which violates the rules, regulations and policies of any network, server, web site, database or service provider that you access through your hosting account;  In a manner which is defamatory, fraudulent, indecent, offensive or deceptive;  To threaten, harass, abuse or intimidate others;  To damage the name or reputation of RAMSrent , its' parent, affiliates and subsidiaries;  To break security on any computer network, or to access an account which does not belong to you; or  In a manner which interferes with other customers' use and enjoyment of the services provided by RAMSrent. RAMSrent’s hosting services may only be used for lawful purposes. Transmission, distribution, or storage of any information, data, or material in violation of United States or state regulation or law, or by the common law, is prohibited. This includes, but is not limited to, material protected by copyright, trademark, trade secret, or any other statute. RAMSrent reserves the right to remove such illegal material from its servers or to immediately terminate your services without notice. RAMSrent reserves sole discretion to determine whether any use of the service is a violation of this policy. Guidelines for using your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Informationfollow. This user agreementinformation is only a guideline, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order is not intended to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purposeall- inclusive.

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 daystwo months. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purpose.

Acceptable Use Policy.  Buyer Protection (a) Use of the Service by each User must comply with Mediacom’s Business Acceptable Use Policy  Seller Protection Policy  All (the “BAUP”). The BAUP is posted online at xxxxxxxx.xxxxxxxxxxxxx.xxx/xxxx and any future changes notified will be posted there or at another Webpage we designate by notice to Service customers. Since the BAUP may be revised periodically, Customer and other Users should regularly visit the appropriate webpage to be sure the most recent version is being followed. The Service shall not be used by Customer or any other User in any way that violates any law, infringes, violates or constitutes a misappropriation of any person’s intellectual property, publicity, privacy or other legally protected rights, otherwise violates the Policy Update already published on BAUP, interferes with the “Legal Agreements” page. Please read carefully all use of the terms networks and conditions services of this user agreement and each Mediacom by any other customer or subjects Mediacom or any of its suppliers, contractors, agents or affiliates to liability. Mediacom shall not be liable to Customer or any other User for any action we take if we believe that Customer or any other User has violated the BAUP, any law or regulation or any third party rights. Customer agrees that those actions may include immediate suspension or termination of the other documents that apply Service or removal of or restriction of access to youcontent or material. We may revise this user agreement and take those actions without notice to Customer or any of the documents listed above from time to timeother User. The revised version Service may also be subject to blocking if used in a manner that places a (b) Subject to applicable law, Mediacom may, at any time and periodically modify or replace our Acceptable Use Policy. Mediacom will be effective give Customer at the time we post itleast ten days’ prior notice of any such changes that, unless otherwise noted. If in our changes reduce your good faith judgment, materially adversely affect Customer’s rights or increase your responsibilities we will post a obligations under this Agreement or otherwise with respect to the Service, except that shorter advance notice on may be given if We believe reasonably and in good faith that We or the Policy Updates page of our website and provide Service might be adversely affected if longer notice to you of at least 60 days. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page)were given. We may also send this information to you. You may request will give notice by a copy posting at xxxxxxxx.xxxxxxxxxxxxx.xxx/xxxx (or another Web location of any legally required disclosures (including this user agreement and the Key Payment and Service Informationwhich Customer is notified) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by or via e-mail), postal mail or another appropriate means. We offer two types Customer will ensure that all Users are informed of accounts: personal accounts and business accountscomply with the terms of this Agreement, including Mediacom’s AUP. With a personal account you can send and request money from friends and family and pay online Customer will be liable for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purposeany non-compliance by any User.

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 daystwo months. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a If the activity through any type of PayPal account you hold reaches certain thresholds or involves certain business segments or activities, you are required by the card networks to agree to Commercial Entity Agreements directly with our processing partners to allow you to continue accepting card-funded payments. In this case, these Commercial Entity Agreements will apply to any payment processed by PayPal on your behalf in addition to this user agreement. You should take reasonable steps to stop your PayPal account or converting a being misused. You must maintain adequate security and control of any and all devices, items, IDs, passwords and personal identification numbers / codes that you use to access your PayPal account and the PayPal services. Please see our Key Payment and Service Information for guidelines. You must comply with all reasonable instructions we may issue regarding how you can keep your Payment Instrument safe. We may require you to authenticate any instruction relating to your account (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to a business account, you certify provide to us your instruction. You must keep your postal address, email address, phone number of a phone to which you are the primary user and other contact information current in your PayPal account profile. You may expressly grant, remove and manage permissions for some third parties to take certain actions on your behalf. In some cases you can do this when logged into your account – in other cases you can do this directly with the third party. You acknowledge that if you grant permission for a third party to take actions on your behalf, we may disclose certain information about your Account to this third party. You may permit third party service providers licensed by applicable law to: • provide account information services to access information about your account on your behalf; • confirm whether an amount necessary for the execution of a card-based payment transaction is available on your account; or • provide payment initiation services to initiate payments from your account on your behalf. Granting permission to any third party to access your account in any way does not relieve you of any of your responsibilities under this user agreement. You are liable to us for the actions that you are using it primarily authorise the third parties to carry out. You will not hold us responsible for, and you will indemnify us from, any liability arising from the actions or inactions of such third parties in connection with the permissions you granted, subject to your mandatory legal rights. You can close your account at any time. See the PayPal Help Centre for a business or commercial purpose.how to do this. We may close your account at our convenience by providing you with two months’ prior notice. We may also close your account at any time if:

Acceptable Use Policy.  Buyer Protection Policy  Seller Protection Policy  All future changes notified in the Policy Update already published on the “Legal Agreements” page. Please read carefully all of the terms and conditions of this user agreement and each of the other documents that apply to you. We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 60 days. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. PayPal’s main business is the issuance of electronic money and the provision of payment services using that electronic money. For more information about us and our service, you can read our Key Payment and Service Information. This user agreement, together with other legal terms and legally required disclosures relating to your use of our service will be made available to you at all times on the PayPal website (typically located on the “Legal Agreements” page). We may also send this information to you. You may request a copy of any legally required disclosures (including this user agreement and the Key Payment and Service Information) from us and we will provide this to you in a form which allows you to store and reproduce the information (for example, by e-mail). We offer two types of accounts: personal accounts and business accounts. With a personal account you can send and request money from friends and family and pay online for purchases. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account. To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts are for people and organisations (whether incorporated or not) that primarily use PayPal to receive online payments for sales or donations. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. See our Fees for further details. By opening a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purpose.. If the activity through your business account reaches certain thresholds or involves certain business segments or activities, you are required by the card networks to agree to Commercial Entity Agreements directly with our processing partners to allow you to continue accepting card- funded payments. In this case, these Commercial Entity Agreements will apply to any payment processed by PayPal on your behalf in addition to this user agreement. You should take reasonable steps to stop your PayPal account being misused. You must maintain adequate security and control of any and all devices, items, IDs, passwords and personal identification numbers / codes that you use to access your PayPal account and the PayPal services. Please see our Key Payment and Service Information for guidelines. You must comply with all reasonable instructions we may issue regarding how you can keep your Payment Instrument safe. We may require you to authenticate any instruction relating to your account (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to provide to us your instruction. You must keep your postal address, email address and other contact information current in your PayPal account profile. You may expressly grant, remove and manage permissions for some third parties to take certain actions on your behalf. In some cases you can do this when logged into your account – in other cases you can do this directly with the third party. You acknowledge that if you grant permission for a third party to take actions on your behalf, we may disclose certain information about your Account to this third party. You may permit third party service providers licensed by applicable law to:  provide account information services to access information about your account on your behalf;  confirm whether an amount necessary for the execution of a card-based payment transaction is available on your account; or  provide payment initiation services to initiate payments from your account on your behalf. Granting permission to any third party to access your account in any way does not relieve you of any of your responsibilities under this user agreement. You are liable to us for the actions that you authorise the third parties to carry out. You will not hold us responsible for, and you will indemnify us from, any liability arising from the actions or inactions of such third parties in connection with the permissions you granted, subject to your mandatory legal rights. You can close your account at any time. See the PayPal Help Centre for how to do this. We may close your account at our convenience by providing you with two months’ prior notice. We may also close your account at any time if: