Account Holder’s Warranties. You will comply with all applicable rules, laws, and regulations. Each time you scan and submit check images for deposit through the Mobile Check Deposit Feature, you also make all the warranties set forth in and subject to the terms of the Uniform Commercial Code (“UCC”) of the state of Washington for the image as if it were an item subject to the terms of the UCC. Except where limited by law, you also make the following warranties and representations with respect to each image of an original check you transmit to us: ● Each image of a check transmitted to us is a true and accurate rendition of the front and back of the original check at the time that it was scanned, without any alteration, and the drawer of the check has no defense against payment of the check. ● The amount, the payee, signature(s), and endorsement(s) on the original check are legible, genuine, and accurate. ● You will not deposit, re-present, negotiate, seek to negotiate or otherwise endorse to a third party the original check and no person will receive a transfer, presentment, or return of, or otherwise be charged for, the item (either the original item, or a paper or electronic representation of the original item) such that the person will be asked to make a payment based on an item it has already paid. ● You will only transmit eligible checks and items that you are entitled to enforce. ● All checks and items will include all signatures required for their negotiation. ● You will use the Mobile Check Deposit Feature only for your own deposits and will not allow the use of the Mobile Check Deposit Feature for the benefit of any third party. ● Other than the digital image of an original check that you remotely deposit, there are no other duplicate images of the original check. ● You have possession of each original check deposited, and no party will submit the original check for payment. ● You have ensured that each original check was authorized by the drawer in the amount stated on the original check and to the payee stated on the original check. ● You are authorized to enforce each item transmitted or are authorized to obtain payment of each item on behalf of a person entitled to enforce such transmitted item. ● The information you provided for your Account remains true and accurate; and in the event any such information changes, you will immediately notify us of the change. ● You have not failed to communicate any material information to us.
Account Holder’s Warranties. You make the following warranties and representations with respect to each image of an original check you transmit to us utilizing the Services:
Account Holder’s Warranties. I make the following warranties and representations with respect to each image of an original check I transmit to you using the Services:
