Advice Services. The firm is authorised to advise on and arrange Life Assurance, Pensions, Collective Investments, Individual Savings Accounts and General Insurance. We are bound by the rules of the FCA.
Advice Services. We can advise on and arrange Life Assurance, Protection & General Insurance, Mortgages, Equity Release and Financial Planning. We are bound by the rules of the FCA and for your added protection, we also maintain Professional Indemnity Insurance. With regard to products we have arranged for you, these will not be kept under review unless we have been specifically asked to do so by you. However, we may contact you in the future by means of an unsolicited promotion should we wish to contact you to discuss the relative merits of a product or service which we feel may be of interest to you.
Advice Services. The firm is authorised to advise on and arrange Life Assurance, Pensions, Collective Investments, Individual Saving Accounts. We are bound by the rules of the FSA. We offer advice on an “Independent” basis. This means that we provide unbiased, unrestricted advice based on a comprehensive and fair analysis of the relevant market, giving due consideration to the full range of retail investment, pension and life products available in the marketplace which may be suitable for you. We offer a variety of advice options including: No Advice (for one-off transactions instructed by you) Limited Advice (approaching limited aspects of financial planning only) Full Advice (Full Financial Review based on all aspects of financial planning) By signing these terms of business, you are giving your adviser permission to accept paper, electronic and verbal instructions to transact business on your behalf. This will be especially relevant to switching investment funds. Verbal instructions will only be taken where the advising firm has call recording facilities. Any instruction received will be considered genuinely given and duly authorised.
Advice Services. System Architecture and Design Cloud Readiness and Roadmap
Advice Services. The firm is authorised to advise on and arrange Life Assurance, Pensions, Investments, and General Insurance and Mortgages (covered by a separate agreement). We are bound by the rules of the FCA. We offer advice on an “Independent” basis. This means that we provide unbiased, unrestricted advice based on a comprehensive and fair analysis of the relevant market, giving due consideration to the full range of retail investment, pension and life products available in the marketplace which may be suitable for you. Our telephone calls are not recorded, therefore in line with our regulatory and legal obligations; no advice or instructions can be given or received over the phone, nor can we discuss any of your recommendations over the phone, even if you have already received a written or face to face recommendation. Any call received regarding your products or the advice that you have received will be brought to an end, as we are unable to discuss this over the phone. All advice, recommendations and instructions will need to be given and will only be provided in writing or face to face. We offer a variety of advice options including: Ø Execution only (for one-off transactions instructed by you) Ø Limited Advice (approaching limited aspects of financial planning only) Ø Full Advice (Full Financial Review based on all aspects of financial planning) By signing these terms of business, you are giving your adviser permission to accept paper, electronic and verbal instructions to transact business on your behalf. This will be especially relevant to switching investment funds. Verbal instructions will only be taken where 3D Financial Planning has call recording facilities. Any instruction received will be considered genuinely given and duly authorised.
Advice Services. On NB issued a contract award notice to the Adviser (the “Contract Notice”). The Parties have agreed that the Adviser shall provide global tax [legal][consultancy] services and advice to NB on the terms and subject to the conditions set out in this Framework Agreement. THE PARTIES AGREE AS FOLLOWS:
Advice Services. Adviser agrees to provide Advice to Participants who independently elect to engage Adviser after accepting the Participant Agreement on the Website. Advice provides each Participant with an asset allocation strategy for the investment options selected by the Plan Sponsor and available under the Plan based on information provided by the Participant. Advice includes specific recommendations of funds and the percent of each participant’s account to invest in each recommended fund. Adviser uses a weighted factor model approach as more fully described in Adviser’s ADV Part 2 to rank funds and determine which funds within a plan should be recommended. It is the Participant’s sole and final decision as to whether to accept and implement Advice recommendations.
Advice Services. The firm is authorised to advise on and arrange Life Assurance, Pensions, Collective Investments, Individual Savings Accounts and General Insurance. We are bound by the rules of the FSA.
Advice Services. The Firm is authorised to advise on and arrange Life Assurance, Pensions, Collective Investments, and Individual Saving Accounts. We are bound by the rules of the FCA. We offer advice on an “Independent” basis. This means that we provide unbiased, unrestricted advice based on a comprehensive and fair analysis of the relevant market, giving due consideration to the full range of retail investment, pension and life products available in the marketplace which may be suitable for you. Advice Options We offer a variety of advice options including: ➢ No Advice (for one-off transactions instructed by you) ➢ Limited Advice (approaching limited aspects of financial planning only) ➢ Full Advice (full financial review based on all aspects of financial planning) Transacting Business By signing these Terms of Engagement, you are giving your adviser permission to accept paper and electronic instructions to transact business on your behalf. This will be especially relevant to switching investment funds. Any instruction received will be considered to be genuine and duly authorised.
Advice Services. With respect to any Plan designated as a defined contribution plan and that is subject to Title I of ERISA, if Fidelity provides to Participants or Plan beneficiaries Services that constitute fiduciary investment advice that is subject to ERISA § 3(21), Fidelity will:
a. to the extent Fidelity provides advice to Participants or Plan beneficiaries regarding investment of their account, only recommend products and/or services from investment options available under the Plan recordkept by Fidelity as outlined in disclosures provided to Participants from time to time and made available to Client; and
b. to the extent it provides advice regarding plan distributions, only recommend the following: retaining balance in the Plan, roll over to another eligible plan recordkept by Fidelity, and/ or rollover to a Fidelity Individual Retirement Account; and
c. only provide point-in-time recommendations and investment assistance and has no obligation to monitor any such recommendation to determine whether it is followed by such Participant or Plan beneficiary or should change over time, and will provide each Participant or Plan beneficiary with information on how to contact Fidelity to obtain updated or new recommendations; and
d. to the extent necessary to avoid a non-exempt prohibited transaction under ERISA and/or the Internal Revenue Code, rely on one or more exemptions that may apply to its provision of investment advice, potentially including the following - i) the Pension Protection Act computer model and/or level fee exemptions under Section 408(b)(14) and 408(g) of ERISA and Labor Regs. Section 2550.408g-1; ii) Prohibited Transaction Class Exemption 2020-02, Improving Investment Advice for Workers & Retirees; and iii) other exemptions that exist under applicable law, now or in the future. The advice arrangements subject to §§ 408(b)(14) and 408(g) of ERISA and Labor regulations § 2550.408g-1 will be audited annually by an independent auditor for compliance with the requirements of the statutory exemption and related regulations. A copy of the auditor’s findings will be made available within 60 days following completion of the audit. Client agrees that Fidelity may provide advice to Participants pursuant to these exemptions. Furthermore, with respect to any Plan designated as a defined contribution plan that is not subject to Title I of ERISA, Fidelity may make education and guidance Services available to Plan Participants that may include investment advice (as d...
