Common use of AIDS Clause in Contracts

AIDS. Medical expenses, which arise from or are in any way related to Human Immunodeficiency Virus (HIV) and/ or HIV related illnesses, including Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) and/or any mutant derivative or variations thereof. As result of proven occupation accident* or blood transfusion**. Expenses are limited to pre and post-diagnosis consultations, routine check-ups for this condition, drugs and dressings (except experimental or those unproven), hospital accommodation and nursing fees. * For members of emergency services, medical or dental professions, laboratory assistants, pharmacist or an employee in a medical facility that provides evidence that they contracted the HIV infection accidentally while carrying out normal duties of their occupation; and they contracted the HIV infection three years after the entry date or start date, whichever is later; and the incident from which they contracted the HIV infection was reported, investigated and documented according to normal procedures for the insured person’s occupation; and a test showing no HIV or antibodies to such a virus was made within five days of the incident; and a positive HIV test occurred within 12 months of the reported occupational accident. ** As long as the blood transfusion was received as an in-patient as part of medically necessary treatment. Waiting period: Cover only available after three years of continuous membership. In-patient and day-patient treatment only. Up to RMB 150,000 per period of cover Pre-Authorisation 🕿 Up to RMB 150,000 per period of cover Pre-Authorisation 🕿 Up to RMB 250,000 per period of cover Pre-Authorisation 🕿 Up to RMB 310,000 per period of cover Pre-Authorisation 🕿

AIDS. Medical expenses, which arise from or are in any way related to Human Immunodeficiency Virus (HIV) and/ or HIV related illnesses, including Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) and/or any mutant derivative or variations thereof. As result of proven occupation accident* or blood transfusion**. Expenses are limited to pre and post-diagnosis consultations, routine check-ups for this condition, drugs and dressings (except experimental or those unproven), hospital accommodation and nursing fees. * For members of emergency services, medical or dental professions, laboratory assistants, pharmacist or an employee in a medical facility that provides evidence that they contracted the HIV infection accidentally while carrying out normal duties of their occupation; and they contracted the HIV infection three years after the entry date or start date, whichever is later; and the incident from which they contracted the HIV infection was reported, investigated and documented according to normal procedures for the insured person’s occupation; and a test showing no HIV or antibodies to such a virus was made within five days of the incident; and a positive HIV test occurred within 12 months of the reported occupational accident. ** As long as the blood transfusion was received as an in-patient as part of medically necessary treatment. Waiting period: Cover only available after three years of continuous membership. In-patient and day-patient treatment only. Up to RMB 150,000 per period of cover Pre-Authorisation 🕿 Up to RMB 150,000 per period of cover Pre-Authorisation � � Up to RMB 250,000 per period of cover Pre-Authorisation  🕿 Up to RMB 310,000 per period of cover Pre-Authorisation 🕿

AIDS. Medical expenses, which arise from or are in any way related to Human Immunodeficiency Virus (HIV) and/ or and/or HIV related illnesses, including Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) and/or any mutant derivative or variations thereof. As thereof as a result of proven occupation accident* or blood transfusion**. Expenses are limited to pre and post-diagnosis consultations, routine check-ups for this condition, drugs and dressings (except experimental or those unproven), hospital accommodation and nursing fees. * For members of emergency services, medical or dental professions, laboratory assistants, pharmacist or an employee in a medical facility that provides evidence that they contracted the HIV infection accidentally while carrying out normal duties of their occupation; and they contracted the HIV infection three years after the entry date or start date, whichever is later; and the incident from which they contracted the HIV infection was reported, investigated and documented according to normal procedures for the insured person’s occupation; and a test showing no HIV or antibodies to such a virus was made within five days of the incident; and a positive HIV test occurred within 12 months of the reported occupational accident. ** As long as the blood transfusion was received as an in-patient as part of medically necessary treatment. Waiting period: Cover only available after three years of continuous membership. In-patient and day-patient treatment only. only up to RMB 150,000 Pre-Authorisation Up to RMB 150,000 per period of cover Pre-Authorisation 🕿 Up to RMB 150,000 per period of cover Pre-Authorisation �� Up to RMB 250,000 per period of cover Pre-Authorisation 🕿 Up to RMB 310,000 per period of cover Pre-AuthorisatioAuthorisationn 🕿

AIDS. Medical expenses, which arise from or are in any way related to Human Immunodeficiency Virus (HIV) and/ or and/or HIV related illnesses, including Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) and/or any mutant derivative or variations thereof. As thereof as a result of proven occupation accident* or blood transfusion**. Expenses are limited to pre and post-diagnosis consultations, routine check-ups for this condition, drugs and dressings (except experimental or those unproven), hospital accommodation and nursing fees. * For members of emergency services, medical or dental professions, laboratory assistants, pharmacist or an employee in a medical facility that provides evidence that they contracted the HIV infection accidentally while carrying out normal duties of their occupation; and they contracted the HIV infection three years after the entry date or start date, whichever is later; and the incident from which they contracted the HIV infection was reported, investigated and documented according to normal procedures for the insured person’s occupation; and a test showing no HIV or antibodies to such a virus was made within five days of the incident; and a positive HIV test occurred within 12 months of the reported occupational accident. ** As long as the blood transfusion was received as an in-patient as part of medically necessary treatment. Waiting period: Cover only available after three years of continuous membership. In-patient and day-patient treatment only. Up only up to RMB 150,000 per period of cover Pre-Authorisation 🕿 Up to RMB 150,000 per period of cover Pre-Authorisation 🕿 Up to RMB 250,000 per period of cover Pre-Authorisation 🕿 Up to RMB 310,000 per period of cover Pre-Authorisation 🕿

AIDS. Medical expenses, which arise from or are in any way related to Human Immunodeficiency Virus (HIV) and/ or and/or HIV related illnesses, including Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) and/or any mutant derivative or variations thereof. As thereof as a result of proven occupation accident* or blood transfusion**. Expenses are limited to pre and post-diagnosis consultations, routine check-ups for this condition, drugs and dressings (except experimental or those unproven), hospital accommodation and nursing fees. * For members of emergency services, medical or dental professions, laboratory assistants, pharmacist or an employee in a medical facility that provides evidence that they contracted the HIV infection accidentally while carrying out normal duties of their occupation; and they contracted the HIV infection three years after the entry date or start date, whichever is later; and the incident from which they contracted the HIV infection was reported, investigated and documented according to normal procedures for the insured person’s occupation; and a test showing no HIV or antibodies to such a virus was made within five days of the incident; and a positive HIV test occurred within 12 months of the reported occupational accident. ** As long as the blood transfusion was received as an in-patient as part of medically necessary treatment. Waiting period: Cover only available after three years of continuous membership. In-patient and day-patient treatment only. only up to RMB 150,000 Pre-Authorisation  Up to RMB 150,000 per period of cover Pre-Authorisation 🕿 Up to RMB 150,000 per period of cover Pre-Authorisation � � Up to RMB 250,000 per period of cover Pre-Authorisation  🕿 Up to RMB 310,000 per period of cover Pre-Authorisation 🕿