Authorisation Statement. Southernhay Financial Planning Limited is Authorised and Regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website xxx.xxx.xxx.xx/xxxxx/xxxxxxx-xxxxxxxxx/xxxxxxxx. Our Financial Services Register number is 711110 Our Services We provide independent investment advice. We will consider a range of regulated products from the available market that can meet the investment objectives of a retail client but we will only provide a recommendation to you when we know the product is suitable for your personal circumstances. You should be aware that investments carry varying degrees of risk and as their underlying value can fall as well as rise you may not get back the full amount invested. For Non-investment protection contracts we are an intermediary and will act on your behalf when providing advice and making our personal recommendation(s) to you. We will do this based on a fair and personal analysis of insurers for term assurance, income protection, critical illness. For General Insurance contracts we are an intermediary and will act on your behalf when recommending an insurer based on your demands and needs from a fair analysis of the market. The insurers we consider will be listed to you when we carry out our research. It will be your responsibility to ensure the policy meets your demands and needs for building and/or contents, private medical insurance, accident sickness and unemployment. Full details of the products we recommend will be confirmed in the product literature you will receive before it is arranged. We will inform you if any investment we recommend restricts future access to your capital.
Authorisation Statement. Anders Xxxxxx Xxxxx Ltd is Authorised and Regulated by the Financial Conduct Authority. The Financial Conduct Authority (FCA) regulates the financial services industry in the UK and their address is 25 Xxx Xxxxx Xxxxxxxxx, Xxxxxx Xxxxx, Xxxxxx, X00 0XX. You can check this on the FCA’s Register by visiting the FCA’s website xxx.xxx.xxx.xx or by contacting the FCA on 0800 111 6768. Our services Anders Xxxxxx Xxxxx Ltd is able to act on your behalf in advising you on investments and non-investment insurance contracts. We offer products and services as follows: Investments - we offer an Independent advice service and will recommend investments based on a comprehensive and fair analysis of the market. We will place no restrictions on the investment markets we will consider, unless you instruct us otherwise. We will however, only make a recommendation when we know it is suitable for you. Non-investment protection contracts - we offer non-investment protection products e.g. term assurance, income protection and critical illness from a range of insurers. General Insurance Contracts – we offer general insurance contracts, e.g. Personal Accident & Sickness, from a range of insurers. We offer you an initial discussion (at our cost) at which we will describe our services more fully and explain the payment options. If you decide to go ahead, we will: Gather and analyse personal financial information about you and your aims and objectives; Recommend and discuss any action we think you should take and, with your agreement, arrange relevant solutions for you. You should be aware that investments carry varying degrees of risk and, as their underlying value can fall as well as rise, you may not get back the full amount invested.
Authorisation Statement. Xxxxxx Crisp Limited is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority (FCA) regulates the financial services industry in the UK and their address is 00 Xxxxxxxxx Xxxxxx, Xxxxxx, X00 0XX. You can check this on the FCA’s Register by visiting the FCA’s website xxx.xxx.xxx.xx or by contacting the FCA on 0800 111 6768. Our FCA Register Number is 469175 Permitted Business Our permitted business is advising on, distributing and arranging savings and investment products, pensions including pension transfers, and non-investment insurance contracts. Client Categorisation Each client with whom the firm does business is categorised to identify the level of regulatory protection. We propose to classify you as a ‘Retail Client’ for investment and non-investment insurance purposes which affords you the highest level of regulatory protection available.
Authorisation Statement. JRT Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 652708 The Financial Conduct Authority regulates the financial services industry in the UK. Their address is - 00 Xxx Xxxxx Xxxxxxxxx, Xxxxxx Xxxxx, Xxxxxx, X00 0XX. You can check the FCA Register by visiting the FCA website –xxxxx://xxxxxxxx.xxx/xxx.xx/ or by contacting the FCA on 0800 1116768.
Authorisation Statement. Informed Choice Ltd is Authorised and Regulated by the Financial Services Authority. The Financial Services Authority regulates the financial services industry in the UK and their address is 00 Xxx Xxxxx Xxxxxxxxx, Xxxxxx Xxxxx, Xxxxxx, X00 0XX. You can check this on the FSA’s Register by visiting the FSA’s website (xxx.xxx.xxx.xx) FSA No. 171077 or by contacting the FSA on 0845 606 1234. PERMITTED BUSINESS Our permitted business is that of advising on and arranging savings and investment products, pensions and non-investment insurance contracts. CLIENT CLASSIFICATION Each private individual with whom the firm does business is categorised as to identify the level of regulatory protection. We propose to classify you as ‘Retail Client’ for Investment purposes. For business/commercial clients (also known as ‘micro enterprises’) and charities or trusts, your level of regulatory protection may vary from that of a private individual. In general terms, we understand that the Financial Ombudsman Service may only consider cases from small businesses with a turnover of less than two million Euros and fewer than ten employees. COMMUNICATIONS We will communicate with you in English both verbally and in writing for the sending and receipt of orders. SCOPE OF SERVICE We operate independently and therefore provide investment services from the whole market.
Authorisation Statement. Xxxxx (IFA) Ltd is Authorised and Regulated by the Financial Conduct Authority (FCA) which regulates the financial services industry in the UK and their address is 00 Xxxxxxxxx Xxxxxx, Xxxxxx, X00 0XX. You can check this on the FCA’s register by visiting their website xxx.xxx.xxx.xx/xxxxx/xxxxxxx-xxxxxxxxx/xxxxxxxx or by contacting the FCA on 0300 500 0597. Our Financial Services Register number is FCA No. 526134. Permitted Business Our permitted business is advising on and arranging savings and investments products, pensions and non-investment insurance contracts. Client Categorisation Each client with whom the firm does business is categorised to identify the level of regulatory protection. We propose to classify you as a ‘Retail Client’ for Investment purposes and as a ‘Consumer’ for Insurance business.
Authorisation Statement. Aspen Wealth Management is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority (FCA) regulates the financial services industry in the UK and their address is 25 Xxx Xxxxx Xxxxxxxxx, Xxxxxx Xxxxx, Xxxxxx, X00 0XX. You can check this on the FCA’s Register by visiting the FCA’s website xxxx://xxx.xxx.xxx.xx/register/ FCA No. 678778 or by contacting the FCA : UK: 0800 111 6768 (Freephone) From abroad: +00 00 0000 0000 Email: xxxxxxxx.xxxxxxx@xxx.xxx.xx
Authorisation Statement. Virtue Money which is a trading name of Policy Services Limited is Authorised and Regulated by the Financial Conduct Authority. The Financial Conduct Authority (FCA) regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website xxx.xxx.xxx.xx/xxxxx/xxxxxxx-xxxxxxxxx/xxxxxxxx or by contacting the FCA on 0800 111 6768. (Subsequently will be referred to as Virtue Money in the remaining text of this document)
Authorisation Statement. Nubnk Ltd t/a Offa is Authorised and Regulated by the Financial Conduct Authority. The Financial Conduct Authority (FCA) regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website xxx.xxx.xxx.xx/xxxxx/xxxxxxx-xxxxxxxxx/xxxxxxxx or by contacting the FCA on 0800 111 6768.
Authorisation Statement. Reach Commercial Finance Limited is Authorised and Regulated by the Financial Conduct Authority. The Financial Conduct Authority (FCA) regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website xxx.xxx.xxx.xx/xxxxx/xxxxxxx-xxxxxxxxx/xxxxxxxx or by contacting the FCA on 0800 111 6768.
