Cancer Benefit. While the policy is in force and after the waiting period, upon diagnosis of Cancer (all stages) of the Life insured by a Doctor, we will pay 100% of the Sum insured less any outstanding amounts owing to us from this policy. When we make this payment, the policy ends. The Cancer Benefit payable under this Cancer Insurance shall not exceed S$200,000 for the same Life insured.
Cancer Benefit. We will not pay the cancer Benefit if the cancer (early, intermediate or severe stages) is directly or indirectly, wholly or partly caused by: • A Pre-existing condition; • Intentional acts (sane or insane) such as self-inflicted injuries, suicide or attempted suicide; • Effects of drug or alcohol addiction; or • Acquired Immune Deficiency Syndrome (AIDS), AIDS-related conditions or infection in the presence of Human Immunodeficiency Virus (HIV) except HIV due to blood transfusion and occupationally acquired HIV.
Cancer Benefit. 4.1.1 If You are diagnosed with Cancer from and including the date of such diagnosis while the Certificate is in force, We will pay the Cancer Benefit shown in Schedule 2 from the Tabarru` Fund less any outstanding amount that is due to Us.
Cancer Benefit. Early and Intermediate stage cancer Upon diagnosis of the Life insured with early or intermediate stage cancer during the term of the policy, 50% of the Sum insured will be accelerated and paid in one lump sum. Once a claim is made, the early and intermediate stage of the cancer Benefit will no longer be applicable. This Benefit will not be paid again even if the policy is renewed. You must continue to pay the Premiums to keep the policy in force. This policy will continue with the remaining 50% of the cancer Benefit to be payable upon the diagnosis of a severe stage cancer. Severe stage cancer Upon diagnosis of the Life insured with severe stage cancer during the term of the policy, 100% of the Sum insured less any early or intermediate stage cancer Benefit paid will be paid in one lump sum. Once this claim is made, the policy will terminate. We will only provide a maximum aggregate amount of S$2,000,000 per Life insured for early, intermediate or severe stages of critical illness, subject to a cap of S$350,000 per Life insured for early or intermediate stages of critical illness, for all policies and riders issued by Us with critical illness Benefits. Please refer to Appendix A for the definition of cancer.
