Coma. A coma that persists for at least 96 hours. This diagnosis must be supported by evidence of all of the following: • No response to external stimuli for at least 96 hours; • Life support measures are necessary to sustain life; and • Brain damage resulting in permanent neurological deficit which must be assessed at least 30 days after the onset of the coma. Coma resulting directly from alcohol or drug abuse is excluded.
Coma. Coma benefits are not payable, nor do they accrue, during an elimination period. The Coma benefit amount is payable monthly at a rate of 1% of the benefit amount shown above until the earliest of: 1) the date the Dependent Child dies; 2) the date the Dependent Child is no longer in a Coma; or 3) total payments equal the Coma benefit amount shown above. If the Dependent Child dies as a result of the accident during the period for which this Coma benefit is payable, we will pay a lump sum equal to the Dependent Child’s loss of life benefit amount, less Coma benefit amounts already paid.
Coma. Upon certification by a Physician that You have been in a state of coma for at least one (1) year due to an Accident, We will pay 100% of Benefit A. However, We have the right to recover the payment made if You regain consciousness provided that a deduction of 10% of the aforesaid payment be made for each year You were in a state of coma. • Disappearance It will be presumed that death has occurred if You have been missing for twelve (12) consecutive months and We have examined all available evidence provided to support the conclusion that death was caused by an Accident covered by this master certificate. If at any time after payment has been made by Us for such claim, You are found to be living, full refund shall be made to Us. GENERAL EXCLUSIONS (APPLY TO WHOLE MASTER CERTIFICATE) We shall not be liable for claims directly or indirectly caused by or which results from:
Coma. An extended period of unconsciousness from which an Insured Person cannot be aroused even with the most painful stimuli and assessed by a Doctor as scoring less than 9 on the Glasgow Coma Scale (GCS).
Coma. State of complete unconsciousness, without reaction or response to external stimuli or internal needs, persisting continuously for at least ninety-six (96) hours, giving rise to permanent neurological damage. The diagnosis must be confirmed by a medical specialist and through an accredited hospital report. The neurological deficit must be clinically documented for a period of at least three (3) months. During the period of unconsciousness, life-support means must have been used, including assisted respiration. Exclusions:
Coma. We will pay the Benefit Amount for Coma, shown in Section IV-C of the Schedule of Benefits, if Accidental Bodily Injury causes an Insured Person to:
Coma. Coma benefits are not payable, nor do they accrue, during an elimination period. The Coma benefit amount is payable monthly at a rate of 1% of the benefit amount shown above until the earliest of: 1) the date the Dependent Child dies;
Coma. 8. End Stage Renal Failure
Coma. If an Insured Person is Comatose due to an Accident during the Policy Period, then We will pay a weekly benefit for as long as the Insured Person remains Comatose, provided that: - The condition of Coma is confirmed by a Medical Practitioner in writing - The Insured Person is rendered Comatose within 3 days of the occurrence of the Accident and continues to be Comatose for a period of at least 7 days thereafter, and - Permanent neurological deficit is assessed at least 30 days after the onset of the Coma - The Coma does not result from alcohol/ drug abuse or due to any other Illness Our liability to make payment shall be limited to 1% of the Sum Insured as specified in the Policy Schedule / Certificate of Insurance for each week that the Insured Person is Comatose for a period not exceeding 100 weeks from the date of the Accident, and If the Insured Person is Comatose for a part of a week, then only a proportionate part of the weekly benefit will be payable Under this benefit, ‘Coma’ means a profound state of unconsciousness where the patient cannot be awakened, fails to respond normally to pain or light, does not have sleep-awake cycles and cannot take voluntary actions.
Coma. (The mix of conditions will require carrier input and approval and may change circumstances dictating. Any change in the above list will require a discussion between the parties.) Blue Net Card The parties agree to continue with the BLUE NET CARD program. Optional Employee Paid Plans Orthopedic and hearing aids to this plan are available through this optional plan as well as massage therapy, physiotherapy and chiropractic services amongst others. Money Purchase Plan (Pension Plan) The Employer agrees to the continuation of the Money Purchase Plan for those employees who continued in this closed Plan. Date Employer Contribution Employee Contribution PPE following date of ratification 4.5% 2.5% September 30, 2012 5.0% 3.0% Employees may choose to voluntarily contribute beyond the above noted employee contribution percentages.
