CONDITIONS OF ACCOUNT USE. The use of your Card and Account are subject to the following conditions: Ownership of Cards. Any Card or other credit instrument or device which we supply to you is our property and must be returned to us, or to any person whom we authorize to act as our agent, or to any person who is authorized to honor the Card, immediately according to instructions. The Card may be repossessed at any time at our sole discretion without demand or notice. You cannot transfer your Card or Account to another person. You may not use the Card for any illegal or unlawful transactions and we may decline to authorize any transaction that we believe poses an undue risk or illegality or unlawfulness. Honoring the Card. Neither we nor merchants authorized to honor the Card will be responsible for the failure or refusal to honor the Card or any other credit instrument or device we supply to you. If a merchant agrees to give you a refund or adjustment, you agree to accept a credit to your Account in lieu of a cash refund. Foreign Transactions. Purchases and cash advances made in foreign countries will be billed to you in U.S. dollars. The currency conversion rate for international transactions as established by MasterCard is a rate selected by MasterCard from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate MasterCard itself receives, or the government-mandated rate in effect for the applicable central processing date. In addition, you will be charged an International Transaction Fee of 1.10% of the transaction amount for any card transaction made in a foreign country. Letter Checks. We may not honor your letter check and we are entitled to return it unpaid if: your check is post-dated; payment of the check would exceed your credit limit; if you are in default under this Agreement; a check is signed by person without authorized access; your Account has been terminated or suspended; your Account has not been activated; or any checks have been reported lost or stolen. We will not certify a letter check. You may stop payment on a letter check if you provide us with the exact information describing the check. If you give us incorrect information, we will not be responsible for failing to stop payment. You understand there may be a charge for each stop payment order requested. Our liability for a wrongful dishonor is limited to your actual charges; however, a dishonor for the reasons stated above is n...
CONDITIONS OF ACCOUNT USE. The use of your Card and Account are subject to the following conditions:
CONDITIONS OF ACCOUNT USE. The use of your Account is subject to the following conditions:
CONDITIONS OF ACCOUNT USE. The use of your Card and Account are subject to the following conditions: Ownership of Cards. Any Card or other device which we supply to you is our property and must be returned to us, or to any person whom we authorize to act as our agent, or to any person who is authorized to have the Card, immediately according to instructions.The Card may be repossessed at any time in our sole discretion without demand or xxxxxx.Xxx cannot transfer your Card or Account to another xxxxxx.Xxx may not use the Card for any illegal or unlawful transaction, and we may decline to authorize any transaction that we believe poses an undue risk of illegality or unlawfulness. Honoring the Card. Neither we nor merchants authorized to honor the Card will be responsible for the failure or refusal to honor the Card or any other device we supply to you. If a merchant agrees to give you a refund or adjustment, you agree to accept a credit to your Account in lieu of a cash refund.
CONDITIONS OF ACCOUNT USE. The use of your Account is subject to the following conditions: Ownership of Visa Cards. Any Visa Card which we supply to you must be properly secured or destroyed if you no longer wish to continue its use. Use of a Visa Card is a privilege and the Credit Union retains the right to cancel your Visa Card at our sole discretion without demand or notice. You cannot transfer your Card or Account to another person. Honoring the Visa Card. Neither we nor merchants authorized to honor the Visa Card will be responsible for the failure or refusal to honor the Visa Card we supply to you. If a merchant agrees to give you a refund or adjustment, you agree to accept a credit to your Account in lieu of a cash refund. Security of Your Visa Card and/or PIN. The personal identification number ("PIN") that you select is for your security purposes. The PIN is confidential and should not be disclosed to third parties or recorded. You are responsible for safekeeping your PIN. You agree not to disclose or otherwise make your PIN available to anyone not authorized to sign on your accounts. If you authorize anyone to use your PIN, this authority shall continue until you specifically revoke such authority by notifying the Credit Union. If you fail to maintain the security of your Visa Card and/or PIN and the Credit Union suffers a loss, we reserve the right to limit or terminate your Visa Card services immediately.
