Fiduciary Acknowledgement. When MOIS and your Representative provide investment advice to you regarding your retirement plan or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours.
Fiduciary Acknowledgement. When MOIS and your Representative provide investment advice to you regarding your retirement plan or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. MOIS Mutually Managed Program You understand and agree that the following terms of this Mutually Managed Program section apply to the Account:
Fiduciary Acknowledgement. When MOIS and your Representative provide investment advice to you regarding your retirement plan or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. • Customer Conflicts. If this Agreement is between MOIS and related or joint customers (e.g., husband and wife, life partners, etc.), MOIS’s services will be based upon the joint goals communicated by the customers to MOIS. MOIS will be permitted to rely upon instructions from you or any other party who has signed this Agreement as a customer, with respect to disposition of the Account, unless and until such reliance is revoked in writing to MOIS. MOIS will not be responsible for any claims or damages resulting from such reliance or from any change in the status of the relationship between you and any other party who has signed this Agreement as a customer. • Trusted Contact. To the extent that you have completed a Trusted Contact Form, MOIS is authorized to disclose any of your confidential information and discuss any of your accounts, including insurance products, to your Trusted Contact(s) as specified by you if MOIS is unable to promptly contact you using your contact information on record or if MOIS has concerns related to your health or mental capacity. Absent separate written instructions, this authorization does not give the above-named person(s) authority to transact business, including but not limited to, placing trades in or withdrawing funds from your account(s). This authorization also acknowledges that the Trusted Contact(s) provided by you to MOIS have reached the age of 18. If authorization has been granted by you, it shall remain in effect unless and until you notify us in writing that you are rescinding this authorization. • Business Continuity Plan Disclosure. MOIS has developed a plan to recover and resume business operations following a significant business disruption. Our disaster recovery plan is designed to allow MOIS to recover and resume business operations, and assure our customers prompt access to their funds and securities. In the event of a disruption, MOIS plans to transfer operations to a local site and resume bus...
