Common use of Group Insurance Plans Clause in Contracts

Group Insurance Plans. 32.1 The Employer shall provide employees with the following benefits, and it is recognized that they may enter into agreements with insurance underwriters in order to do so: 1. A Supplementary Life Insurance Plan. 2. A Dependents’ Life Insurance Plan. 3. A Basic Life Insurance Plan. 4. A Long Term Income Protection Plan. 5. A Supplementary Health and Hospital Insurance Plan. 6. A Dental Insurance Plan. 32.2 Employees will be insured for Supplementary and Dependent Life (when elected), Basic Life, Long Term Income Protection, Supplementary Health and Hospital benefits, and the Dental Plan effective the first day of the month immediately following two (2) months continuous service. a) During leaves-of-absence with pay including vacation, WSIB, and short- term sickness, full benefit coverage will continue. The Employer will continue to pay the premiums otherwise payable by the Employer for the group insurance coverage and the employee will continue to pay the premiums for the group insurance coverage that the employee was paying immediately before the leave. b) During pregnancy and parental leave, an employee who participates in the group insurance coverage related to his / her service with the Employer, may continue that participation unless he / she elects in writing not to do so. Unless an employee gives the Employer this written notice, the Employer shall continue to pay the premiums for the group insurance coverage that the Employer was paying immediately before the employee’s pregnancy leave or parental leave and the employee shall continue to pay the premiums for the group insurance coverage that the employee was paying immediately before the leave. 32.4 During leaves-of-absence without pay of less than one (1) calendar month, full benefits coverage will continue. 32.5 Except as provided in Articles 32.3(a), 32.3(b) and 32.4 above, the group insurance coverage referred to in Article 32.1 shall not be provided for an employee during a leave of absence without pay except to the extent that the employee arranges through the payroll or personnel branch of his / her Ministry to pay the amount of the full premium for any of the coverages that the employee chooses to have continued during the leave and pays the amount at least one week before the first of each month during the leave of absence. 32.6 Within a reasonable time after granting a leave-of-absence without pay to an employee, the Employer shall inform the employee that group insurance coverages during the leave-of-absence will continue only in accordance with Article 32.5. 32.7 Except as stated in this part of the Agreement, the benefits provided to employees under the group insurance coverages shall be those set out in the agreements made with the insurance underwriters. These benefits and terms and conditions may only be altered by mutual agreement of the parties. 32.8 There is a thirty-one (31) day grace period following termination during which the insurance remains in force for Basic, Supplementary and Dependent Life Insurance. 32.9 The Employer shall make available to employees an information booklet with periodic updates, when necessary, within a reasonable period of time following the signing of a new Collective Agreement or following major alterations to the Plans.

Group Insurance Plans. 32.1 The Employer shall provide employees with the following benefits, and it is recognized that they may enter into agreements with insurance underwriters in order to do so: 1. A Supplementary Life Insurance Plan. 2. A Dependents’ Life Insurance Plan. 3. A Basic Life Insurance Plan. 4. A Long Term Income Protection Plan. 5. A Supplementary Health and Hospital Insurance Plan. 6. A Dental Insurance Plan. 32.2 Employees will be insured for Supplementary and Dependent Life (when elected), Basic Life, Long Term Income Protection, Supplementary Health and Hospital benefits, and the Dental Plan effective the first day of the month immediately following two (2) months months’ continuous service. a) During leaves-of-absence with pay including vacation, WSIB, and short- short-term sickness, sickness full benefit coverage will continue. The Employer will continue to pay the premiums otherwise payable by the Employer for the group insurance coverage and the employee will continue to pay the premiums for the group insurance coverage that the employee was paying immediately before the leave. b) During pregnancy and parental leave, an employee who participates in the group insurance coverage related to his / his/her service with the Employer, Employer may continue that participation unless he / he/she elects in writing not to do so. Unless an employee gives the Employer this written notice, the Employer shall continue to pay the premiums for the group insurance coverage that the Employer was paying immediately before the employee’s pregnancy leave or parental leave and the employee shall continue to pay the premiums for the group insurance coverage that the employee was paying immediately before the leave. 32.4 During leaves-of-absence without pay of less than one (1) calendar month, full benefits coverage will continue. 32.5 Except as provided in Articles 32.3(aSections 3(a), 32.3(b3(b) and 32.4 4 above, the group insurance coverage referred to in Article Section 32.1 shall not be provided for an employee during a leave of absence without pay except to the extent that the employee arranges through the payroll or personnel branch of his / his/her Ministry to pay the amount of the full premium for any of the coverages that the employee chooses to have continued during the leave and pays the amount at least one week before the first of each month during the leave of absence. 32.6 Within a reasonable time after granting a leave-of-leave of absence without pay to an employee, the Employer shall inform the employee that group insurance coverages during the leave-of-leave of absence will continue only in accordance with Article Section 32.5. 32.7 Except as stated in this part of the Agreementagreement, the benefits provided to employees under the group insurance coverages shall be those set out in the agreements made with the insurance underwriters. These benefits and terms and conditions may only be altered by mutual agreement of the parties. 32.8 There is a thirty-one (31) day grace period following termination during which the insurance remains in force for Basic, Supplementary and Dependent Life Insurance. 32.9 The Employer shall make available to employees an information booklet with periodic updates, when necessary, within a reasonable period of time following the signing of a new Collective Agreement collective agreement or following major alterations to the Plans.