Common use of Hospitals of Ontario Voluntary Life Insurance Plan Clause in Contracts

Hospitals of Ontario Voluntary Life Insurance Plan. The Hospital also agrees to make the Hospitals of Ontario Voluntary Life Insurance Plan available to the nurses subject to the provisions of at no cost to the Hospital. The Hospital agrees to contribute ofthe billed premiums towards coverage of eligible nurses in the active employ of the Hospital under the Blue Cross Dental Plan or comparable coverage with another carrier (based on the current fee schedule as it may be updated from time to time) providing the balance of the monthly premiums are paid by the nurses through payroll deductions. For purposes of health and welfare benefits under Article dependent coverage is available to the nurse, to cover her or his same sex partner and their dependents, in accordance with the and conditions of the plans For newly hired nurses, coverage as set out in Article shall be effective the first billing date in the month following the month in which the nurse was first employed subject to any enrollment or other requirements of the Plan. In no instance shall the first billing date for a nurse occur later than the first day of the fourth full month following the month in which the newly-hired nurse was first employed. The Hospital may substitute another carrier for any of the foregoing plans (other than provided that the level of benefits conferred thereby are not decreased. The Hospital will advise the Association of any change in or underwriter at least days prior to implementing a change in carrier. All present nurses enrolled in the Hospital's Pension Plan shall maintain their enrollment in the Plan subject to its terms and conditions. New nurses and nurses employed but not yet eligible for membership in the Plan shall, as a condition of employment, enroll in the Plan when eligible in accordance with its terms and conditions. The Hospital shall continue to pay the premiums for benefit plans under Articles and for nurses who are on paid leave of absence or Workers' Compensation or at any time when salary is received, or as provided in Article Such payment shall also continue while a nurse is on sick leave (including the Unemployment Insurance Period) or on Long Term Disability to a maximum of months from the time the absence commenced. Nurses who are on layoff may continue to participate in benefit plans, at their request, provided they make arrangements for payment and provided also that the layoff does not exceed one year. Nurses who reside in Quebec shall have equivalent monetary contributions paid in that province with respect to the Quebec equivalent of

Hospitals of Ontario Voluntary Life Insurance Plan. The Hospital also agrees to make the Hospitals of Ontario Voluntary Life Insurance Plan available to the nurses subject to the provisions of at no cost to the Hospital. The Hospital agrees to contribute ofthe of the billed premiums towards coverage of eligible nurses in the active employ of the Hospital under the Liberty Health Dental Dental Plan ( which is comparable to the Blue Cross Dental Plan Plan) or comparable coverage with another carrier (based on the current fee schedule as it may be updated from time to time) providing the balance of the monthly premiums are paid by the nurses employees through payroll deductions. For purposes of health and welfare benefits under Article dependent coverage is available to the nurse, to cover her or his same sex partner and their dependents, in accordance with the terms and conditions of the plans plans. For newly hired nurses, coverage as set out in Article shall be effective the first billing date in the month following the month in which the nurse was first employed subject to any enrollment or other requirements of the Plan. In no instance shall the first billing date for a nurse occur later than the first day of the fourth full month following the month in which the newly-hired nurse was first employed. The Hospital may substitute another carrier for any of the foregoing plans (other than provided that the level of benefits conferred thereby are not decreased. The Hospital will advise the Association of any change in carrier or underwriter at least sixty (60) days prior to implementing a change in carrier. All present nurses enrolled in the Hospital's Pension Plan shall maintain their enrollment in the Plan subject to its terms and conditions. New nurses and nurses employed but not yet eligible for membership in the Plan shall, as a condition of employment, enroll in the Plan when eligible in accordance with its terms and conditions. The Hospital shall continue to pay the premiums for benefit plans under Articles and for nurses who are on paid leave of absence or Workers' Compensation or at any time when salary is received, or as provided in Article Such payment shall also continue while a nurse is on sick leave (including the Unemployment Insurance Period) or on Long Term Disability to a maximum of months from the time the absence commenced. Nurses who are on layoff may continue to participate in benefit plans, at their request, provided they make arrangements for payment and provided also that the layoff does not exceed one year. Nurses who reside in Quebec shall have equivalent monetary contributions paid in that province with respect to the Quebec equivalent of

Hospitals of Ontario Voluntary Life Insurance Plan. The Hospital also agrees to make the Hospitals of Ontario Voluntary Life Insurance Plan insurance Pian available to the nurses subject to the provisions of at no cost to the Hospital. The Hospital agrees to contribute ofthe of the billed premiums towards coverage of eligible nurses in the active employ of the Hospital under the Liberty Health Dental Dental Plan (which is comparable to the Blue Cross Dental Plan Plan) or comparable coverage with another carrier (carrier; based on the current fee schedule as it may with a one year lag and provide for recall oral examination to be updated from time to timecovered once every nine (9) months (adults only); and orthodontics co-insurance with maximum per insured lifetime providing the balance of the monthly premiums are paid by the nurses employees through payroll deductions. Effective April add complete and partial dentures at co- insurance to maximum per person annually; add Blue Cross Rider (Crowns, bridgework and repairs to same) at co-insurance to maximum per person annually. For purposes of health and welfare benefits under Article dependent coverage is available to the nurse, to cover her or his same sex partner and their dependents, in accordance with the terms and conditions of the plans plans. For those employees transferring from part-timeto full-time, there will be no waiting period for benefits, except as provided by the plan, if the part-time employee has over hours worked. Where the nurse has not worked more than hours, she or he will be given credit for those hours worked from date of hire. The Hospital will provide to all employees who retire on or after January and have not yet reached age and who are in receipt of the Hospital's pension plan benefits, semi-private, extended health care and dental benefits on the same basis as is provided to active employees, as long as the retiree pays the Employer the full amount of the monthly premiums, in advance. For newly hired nurses, coverage as set out in Article shall be effective the first billing date in the month following the month in which the nurse was first employed subject to any enrollment or other requirements of requirementsof the Plan. In no instance shall the first billing date for a nurse occur later than the first day of the fourth full month following the month in which the newly-hired nurse was first employed. The Hospital may substitute another carrier for any of the foregoing plans (other than provided that the level of benefits conferred thereby are not decreased. The Hospital will advise the Association of any change in carrier or underwriter at least sixty (60) days prior to implementing a change in carrier. All present nurses enrolled in the Hospital's Pension Plan shall maintain their enrollment in the Plan (Hospitals of Ontario Pension Plan or another Pension Plan) subject to its terms and conditions. New nurses and nurses employed but not yet eligible for membership in the Plan shall, as a condition of employment, enroll in the Plan when eligible in accordance with its terms and conditions. The Hospital shall continue to pay the premiums for benefit plans under Articles and for nurses who are on paid leave of absence or Workers' Compensation on or at any time when salary is received, or as provided in Article Such payment shall also continue while a nurse is on sick leave (including the Unemployment Employment Insurance Period) or on Long Term Disability to a maximum of months from the time the absence >- commenced, or for retirees who are in receipt of Pension Permanent Disability Benefits to a maximum of months from the time the absence commenced. Nurses who are on layoff may continue to participate in benefit plans, at their request, provided they make arrangements for payment and provided also that the layoff does not exceed one year. Note: For clarification, “retirees” includes nurses who were on sick leave, or prior to receipt of Pension Permanent DisabilityBenefits. Nurses who reside in Quebec shall have equivalent monetary contributions paid in that province with respect to the Quebec equivalent of

Hospitals of Ontario Voluntary Life Insurance Plan. The Hospital also agrees to make the Hospitals of Ontario Voluntary Life Insurance Plan available to the nurses subject to the provisions of at no cost to the Hospital. The Hospital agrees to contribute ofthe of the billed premiums towards coverage of eligible nurses in the active employ of the Hospital under the Liberty Health Dental Dental Plan ( which is comparable to the Blue Cross Dental Plan Plan) or comparable coverage with another carrier (based on the current fee schedule as it may be updated from time to time) providing the balance of the monthly premiums are paid by the nurses employees through payroll deductions. For purposes of health and welfare benefits under Article dependent coverage is available to the nurse, to cover her or his same sex partner and their dependents, in accordance with the terms and conditions of the plans plans. For newly hired nurses, coverage as set out in Article shall be effective the first billing date in the month following the month in which the nurse was first employed subject to any enrollment or other requirements of the Plan. In no instance shall the first billing date for a nurse occur later than the first day of the fourth full month following the month in which the newly-hired nurse was first employed. The Hospital may substitute another carrier for any of the foregoing plans (other than provided that the level of benefits conferred thereby are not decreased. The Hospital will advise the Association of any change in carrier or underwriter at least sixty (60) days prior to implementing a change in carrier. All present nurses enrolled in the Hospital's Pension Plan shall maintain their enrollment in the Plan subject to its terms and conditions. New nurses and nurses employed but not yet eligible for membership in the Plan shall, as a condition of employment, enroll in the Plan when eligible in accordance with its terms and conditions. The Hospital shall continue to pay the premiums for benefit plans under Articles and for nurses who are on paid leave of absence or Workers' Compensation or at any time when salary is received, or as provided in Article Such payment shall also continue while a nurse is on sick leave (including the Unemployment Insurance Period) or on Long Term Disability to a maximum of months from the time the absence commenced. Nurses who are on layoff may continue to participate in benefit plans, at their request, provided they make arrangements for payment and provided also that the layoff does not exceed one year. Nurses who reside in Quebec shall have equivalent monetary contributions paid in that province with respect to the Quebec equivalent of

Hospitals of Ontario Voluntary Life Insurance Plan. The Hospital also agrees to make the Hospitals of Ontario Voluntary Life Insurance Plan available to the nurses subject to the provisions of at no cost to the Hospital. The Hospital agrees to contribute ofthe of the billed premiums towards coverage of eligible nurses in the active employ of the Hospital under the Liberty Health Dental Dental Plan (which is comparable to the Blue Cross Dental Plan Plan) or comparable coverage with another carrier (carrier; based on the current fee schedule as it may with a one year lag and provide for recall oral examination to be updated from time to timecovered once every nine (9) months (adults only); and orthodontics co-insurance with maximum' per insured lifetime providing the balance of the monthly premiums are paid by the nurses employees through payroll deductions. Effective April add complete and partial dentures at co- insurance to maximum per person annually; add Blue Cross Rider (Crowns, bridgework and repairs to same) at co-insurance to maximum per person annually. For purposes of health and welfare benefits under Article dependent coverage is available to the nurse, to cover her or his same sex partner and their dependents, in accordance with the terms and conditions of the plans plans. For those employees transferring from part-time to full-time, there will be no waiting period for benefits, except as provided by the plan, if the part-time employee has over hours worked. Where the nurse has not worked more than hours, she or he will be given credit for those hours worked from date of hire. The Hospitalwill provide to all employees who retire on or after January and have not yet reached age and who are in receipt of the Hospital's pension plan benefits, semi-private, extended health care and dental benefits on the same basis as is provided to active employees, as long as the retiree pays the Employer the full amount of the monthly premiums, in advance. For newly hired nurses, coverage as set out in Article shall be effective the first billing date in the month following the month in which the nurse was first employed subject to any enrollment or other requirements of the Plan. In no instance shall the first billing date for a nurse occur later than the first day of the fourth full month following the month in which the newly-hired nurse was first employed. Note: The Hospital may substitute another carrier for any of the foregoing plans (other than provided that the level of benefits conferred thereby are not decreased. The Hospital will advise the Association of any change in carrier or underwriter at least sixty (60) days prior to implementing a change in carrier. All present nurses enrolled in the Hospital's Pension Plan shall maintain their enrollment in the Plan (Hospitals of Ontario Pension Plan or another Pension Plan) subject to its terms and conditions. New nurses and nurses employed but not yet eligible for membership in the Plan shall, as a condition of employment, enroll in the Plan when eligible in accordance with its terms and conditions. The Hospital shall continue to pay the premiums for benefit plans under Articles and for nurses who are on paid leave of absence or Workers' Compensation on or at any time when salary is received, or as provided in Article Such payment shall also continue while a nurse is on sick leave (including the Unemployment Employment Insurance Period) or on Long Term Disability to a maximum of months from the time the absence commenced, or for retirees who are in receipt of Pension Permanent Disability Benefits to a maximum of months from the time the absence commenced. Nurses who are on layoff may continue to participate in benefit plans, at their request, provided they make arrangements for payment and provided also that the layoff does not exceed one year. For clarification, "retirees" includes nurses who were on sick leave, or prior to receipt of Pension Permanent Disability Benefits. Nurses who reside in Quebec shall have equivalent monetary contributions paid in that province with respect to the Quebec equivalent of

Hospitals of Ontario Voluntary Life Insurance Plan. The Hospital also agrees to make the Hospitals of Ontario Voluntary Life Insurance Plan available to the nurses subject to the provisions of at no cost to the Hospital. The Hospital agrees to contribute ofthe of the billed premiums towards coverage of eligible nurses in the active employ of the Hospital under the Blue Cross Dental Plan or comparable coverage with another carrier (based on the current fee schedule as it may be updated from time to time) providing the balance of the monthly premiums are paid by the nurses through payroll deductions. For purposes of health and welfare benefits under Article dependent coverage is available to the nurse, to cover her or his same sex partner and their dependents, in accordance with the terms and conditions of the plans For newly hired nurses, coverage as set out in Article shall be effective the first billing date in the month following the month in which the nurse was first employed subject to any enrollment or other requirements of the Plan. In no instance shall the first billing date for a nurse occur later than the first day of the fourth full month following the month in which the newly-hired nurse was first employed. The Hospital may substitute another carrier for any of the foregoing plans (other than provided that the level of benefits conferred thereby are not decreased. The Hospital will advise the Association of any change in carrier or underwriter at least sixty days prior to implementing a change in carrier. All present nurses enrolled in the Hospital's Pension Plan shall maintain their enrollment in the Plan subject to its terms and conditions. New nurses and nurses employed but not yet eligible for membership in the Plan shall, as a condition of employment, enroll in the Plan when eligible in accordance with its terms and conditions. The Hospital shall continue to pay the premiums for benefit plans under Articles and for nurses who are on paid leave of absence or Workers' Compensation or at any time when salary is received, or as provided in Article Such payment shall also continue while a nurse is on sick leave (including the Unemployment Insurance Period) or on Long Term Disability to a maximum of months from the time the absence commenced. Nurses who are on layoff may continue to participate in benefit plans, at their request, provided they make arrangements for payment and provided also that the layoff does not exceed one year. Nurses who reside in Quebec shall have equivalent monetary contributions paid in that province with respect to the Quebec equivalent of

Hospitals of Ontario Voluntary Life Insurance Plan. The Hospital also agrees to make the Hospitals of Ontario Voluntary Life Insurance Plan available to the nurses subject to the provisions of at no cost to the Hospital. Hospital Central Agreement -March The Hospital agrees to contribute ofthe of the billed premiums towards coverage of eligible nurses in the active employ of the Hospital under the Liberty Health Dental Dental Plan (which is comparable to the Blue Cross Dental Plan Plan) or comparable coverage with another carrier (carrier; based on the current fee schedule as it may and provide for recall oral examination to be updated from time covered once every nine (9) months (adults only); complete and partial dentures at co-insurance to timemaximum per person annually; add Blue Cross Rider (Crowns, bridgework and repairs to same) at co-insurance to maximum per person annually; and orthodontics co-insurance with maximum per insured lifetime providing the balance of the monthly premiums are paid by the nurses employees through payroll deductions. Effective March the crowns and bridgework dental benefit increases to per person annually Effective March the lifetime orthodontic benefit increases to per insured For purposes of health and welfare benefits under Article dependent coverage is available to the nurse, to cover her or his same sex partner and their dependents, in accordance with the terms and conditions of the plans plans. For those employees transferring from part-time to full-time, there will be no waiting period for benefits, except as provided by the plan, if the part- time employee has over hours worked. Where the nurse has not worked more than hours, she or he will be given credit for those hours worked from date of hire. Semi-private hospital insurance and extended health care benefits will be extended to active full-time nurses from the age of and up to the nurse’s seventieth (70th) birthday, on the same cost share basis as applies to those nurses under the age of five (65). The Hospital will provide to all employees who retire on or after January and have not yet reached age and who are in receipt of the Hospital’s pension plan benefits, semi-private, extended health care and dental benefits on the same basis as is provided to active employees, as long as the retiree pays the Employer the full amount of the monthly premiums, in advance. For newly hired nurses, coverage as set out in Article shall be effective the first billing date in the month following the month in which the nurse was first employed subject to any enrollment enrolment or other requirements of the Plan. In no instance shall the first billing date for a nurse occur later than the first day of the fourth full month following the month in which the newly-hired nurse was first employed. Hospital Central Agreement -March Note: The Hospital may substitute another carrier for any of the foregoing plans (other than provided that the level of benefits conferred thereby are not decreased. The Hospital will advise the Association Union of any change in carrier or underwriter at least sixty (60) days prior to implementing a change in carrier. The Hospital will provide the Union with a summary document outlining the differences, if any, between the levels of benefits provided by the existing and new carrier plans. All present nurses enrolled in the Hospital's ’s Pension Plan shall maintain their enrollment enrolment in the Plan (Hospitals of Ontario Pension Plan or another Pension Plan) subject to its terms and conditions. New nurses and nurses employed but not yet eligible for membership in the Plan shall, as a condition of employment, enroll enrol in the Plan when eligible in accordance with its terms and conditions. The Hospital shall continue to pay the premiums for benefit plans under Articles and for nurses who are on paid leave of absence or Workers' Compensation on or at any time when salary is received, or as provided in Article Such payment shall also continue while a nurse is on sick leave (including the Unemployment Employment Insurance Period) or on Long Term Disability to a maximum of months from the time the absence commenced, or for retirees who are in receipt of Pension Permanent Disability Benefits to a maximum of months from the time the absence commenced. Nurses who are on layoff may continue to participate in benefit plans, at their request, provided they make arrangements for payment and provided also that the layoff does not exceed one year. For clarification, “retirees” includes nurses who were on sick leave, or prior to receipt of Pension Permanent Disability Benefits. Nurses who reside in Quebec shall have equivalent monetary contributions paid in that province with respect to the Quebec equivalent ofof The Hospital shall provide each nurse with information booklets outlining all of the current provisions in the benefits plans defined in Article to Article inclusive and the Sick Plan defined in Article Upon request, the Hospital will make the Plans available to the Union for inspection. The Hospital shall notify the Union of the of the which provide the benefits plans defined in Article to Article inclusive and the Plan defined in Article The Hospital shall also provide the Union with a copy of all current information booklets provided to the nurses. The short-term sick leave plan shall be registered with the Employment Insurance Commission The nurses’ share of the employer’s Employment Insurance premium reduction will be retained by the Hospital towards offsetting the cost of the benefit improvements contained in this agreement. Hospital Central Agreement -March The parties agree to establish a Benefits Review Subcommittee which will include four representatives from the Union and four representatives from the Participating Hospitals to discuss the terms of the benefit plans (other than pensions) provided under the collective agreement and the administration of benefit plans with a view to increasing the efficiency and effectiveness of the plans. As part of that review, the Committee will be provided with copies of the plan texts and any other relevant information requested by the Committee that pertain to these benefit plans. The Hospital agrees that part-time nurses may pay, through payroll deductions, for full premium costs of the sponsored benefit program, provided that an individual Hospital’s systems can accommodate this. The sponsored benefit plan will provide the Hospital with an administrative rebate, if any. The Hospital will make no payroll deductions for such benefits in months in which the employee has insufficient earnings. In this circumstance, the employee is responsible for making the full payment to the sponsored benefit plan. The Union agrees to indemnify and save harmless the Hospital against any claims or liabilities arising or resulting from the operation of this Article. The parties agree to give the Hospital appropriate time to establish the payroll deduction process. Once established the payroll deduction process for part-time benefits through the sponsored program will be communicated to the Union and the part-time nurses. The Hospital will facilitate access to part-time nurses by providing available benefit literature and other communications as appropriate.