Common use of Integration with Other Disability Income Clause in Contracts

Integration with Other Disability Income. Short-term benefits will be reduced by all other disability income benefits to which the absent employee is entitled except disability income which was being received prior to the illness or injury resulting in the employee being absent from work and which is unrelated to the illness or injury causing the current absence and the one-quarter (¼) day accumulation from the old sick leave plan that is being used to supplement the new plan. Other disability income benefits will include: (a) Any amount the absent employee receives from any group insurance, wage continuation or pension plan of the Employer. (b) Any amount of disability income provided by any compulsory Act or law, except Unemployment Insurance sickness benefits and WCB benefits payable in accordance with Section 1.1(d). (c) Any periodic benefit payment from the Canada or Quebec Pension Plan or other social security plan of any country. Notwithstanding the above, in the case of ICBC weekly indemnity payments or, in the case of personal insurance coverage, integration will apply to the extent that the combination of Plan benefits and ICBC weekly indemnity payments or personal insurance disability income benefits exceed either: (1) one hundred percent (100%) of pay; or (2) the applicable benefit percentage of the individual's average total monthly income in the twelve (12) month period immediately preceding commencement of the disability, whichever is the greater. Where this provision is to apply, the employee will be required to provide satisfactory evidence of their total monthly income. This section does not apply to a war disability pension paid under an Act of the governments of Canada or other commonwealth countries.

Integration with Other Disability Income. Short-Short term benefits will be reduced by all other disability income benefits to which the absent employee Employee is entitled except disability income which was being received prior to the illness or injury resulting in the employee Employee being absent from work and which is unrelated to the illness or injury causing the current absence and the one-quarter (¼) day accumulation from the old sick leave plan that is being used to supplement the new plan. Other disability income benefits will include: (a) Any amount the absent employee Employee receives from any group insurance, wage continuation or pension plan of the Employer. (b) Any amount of disability income provided by any compulsory Act act or law, except Unemployment Employment Insurance sickness benefits and WCB benefits payable in accordance with Section 1.1(d). (c) Any periodic benefit payment from the Canada or Quebec Pension Plan or other social security plan of any country. Notwithstanding the above, in the case of ICBC weekly indemnity Weekly Indemnity payments or, in the case of personal insurance coverage, coverage integration will apply to the extent that the combination of Plan benefits and ICBC weekly indemnity payments Weekly Indemnity payments, or personal insurance disability income benefits exceed either: (1) one hundred percent (100%) of pay; , or (2) the applicable benefit percentage of the individual's ’s average total monthly income in the twelve (12) month period immediately preceding commencement of the disability, whichever is the greater. Where this provision is to apply, the employee Employee will be required to provide satisfactory evidence of their his/her total monthly income. This section does not apply to a war disability pension paid under an Act of the governments Governments of Canada or other commonwealth Commonwealth countries.

Integration with Other Disability Income. Short-Short term benefits will be reduced by all other disability income benefits to which the absent employee is entitled except disability income which was being received prior to the illness or injury resulting in the employee being absent from work and which is unrelated to the illness or injury causing the current absence and the one-quarter (¼) day accumulation from the old sick leave plan that is being used to supplement the new plan. Other disability income benefits will include: (a) Any amount the absent employee receives from any group insurance, wage continuation or pension plan of the Employer. (b) Any amount of disability income provided by any compulsory Act act or law, except Unemployment Insurance sickness benefits and WCB benefits payable in accordance with Section 1.1(d). (c) Any periodic benefit payment from the Canada or Quebec Pension Plan or other social security plan of any country. Notwithstanding the above, in the case of ICBC weekly indemnity payments or, in the case of personal insurance coverage, integration will apply to the extent that the combination of Plan benefits and ICBC weekly indemnity payments or personal insurance disability income benefits exceed either: (1) one hundred percent (100%) of pay; or (2) the applicable benefit percentage of the individual's average total monthly income in the twelve (12) month period immediately preceding commencement of the disability, whichever is the greater. Where this provision is to apply, the employee will be required to provide satisfactory evidence of their total monthly income. This section does not apply to a war disability pension paid under an Act of the governments Governments of Canada or other commonwealth Commonwealth countries.

Integration with Other Disability Income. Short-Short term benefits will be reduced by all other disability income benefits to which the absent employee is entitled except disability income which was being received prior to the illness or injury resulting in the employee being absent from work and which is unrelated to the illness or injury causing the current absence and the one-quarter (¼) day accumulation from the old sick leave plan that is being used to supplement the new plan. Other disability income benefits will include: (a) Any amount the absent employee receives from any group insurance, wage continuation or pension plan of the Employer. (b) Any amount of disability income provided by any compulsory Act act or law, except Unemployment Insurance sickness benefits and WCB benefits payable in accordance with Section 1.1(d). (c) Any periodic benefit payment from the Canada or Quebec Pension Plan or other social security plan of any country. Notwithstanding the above, in the case of ICBC weekly indemnity payments or, in the case of personal insurance coverage, integration will apply to the extent that the combination of Plan benefits and ICBC weekly indemnity payments or personal insurance disability income benefits exceed either: (1) one hundred percent (100%) of pay; or (2) the he applicable benefit percentage of the individual's average total monthly income in the twelve (12) month period immediately preceding commencement of the disability, whichever is the greater. Where this provision is to apply, the employee will be required to provide satisfactory evidence of their his/her total monthly income. This section does not apply to a war disability pension paid under an Act of the governments Governments of Canada or other commonwealth Commonwealth countries.

Integration with Other Disability Income. Short-Short term benefits will be reduced by all other disability income benefits to which the absent employee is entitled except disability income which was being received prior to the illness or injury resulting in the employee being absent from work and which is unrelated to the illness or injury causing the current absence and the one-quarter (¼) day accumulation from the old sick leave plan that is being used to supplement the new plan. Other disability income benefits will include: (a) Any amount the absent employee receives from any group insurance, wage continuation or pension plan of the Employer. (b) Any amount of disability income provided by any compulsory Act act or law, except Unemployment Insurance sickness benefits and WCB benefits payable in accordance with Section 1.1(d). (c) Any periodic benefit payment from the Canada or Quebec Pension Plan or other social security plan of any country. Notwithstanding the above, in the case of ICBC weekly indemnity payments or, in the case of personal insurance coverage, integration will apply to the extent that the combination of Plan benefits and ICBC weekly indemnity payments or personal insurance disability income benefits exceed either: (1) one hundred percent (100%) percent of pay; or (2) the applicable benefit percentage of the individual's average total monthly income in the twelve (12) month period immediately preceding commencement of the disability, whichever is the greater. Where this provision is to apply, the employee will be required to provide satisfactory evidence of their total monthly income. This section does not apply to a war disability pension paid under an Act of the governments Governments of Canada or other commonwealth Commonwealth countries.

Integration with Other Disability Income. Short-Short term benefits will be reduced by all other disability income benefits to which the absent employee Employee is entitled except disability income which was being received prior to the illness or injury resulting in the employee Employee being absent from work and which is unrelated to the illness or injury causing the current absence and the one-quarter (¼) day accumulation from the old sick leave plan that is being used to supplement the new plan. Other disability income benefits will include: (a) Any amount the absent employee Employee receives from any group insurance, wage continuation or pension plan of the Employer. (b) Any amount of disability income provided by any compulsory Act act or law, except Unemployment Insurance sickness benefits and WCB benefits payable in accordance with Section 1.1(d). (c) Any periodic benefit payment from the Canada or Quebec Pension Plan or other social security plan of any country. Notwithstanding the above, in the case of ICBC weekly indemnity Weekly Indemnity payments or, in the case of personal insurance coverage, coverage integration will apply to the extent that the combination of Plan benefits and ICBC weekly indemnity payments Weekly Indemnity payments, or personal insurance disability income benefits exceed either: (1) one hundred percent (100%) of pay; , or (2) the applicable benefit percentage of the individual's average total monthly income in the twelve (12) month period immediately preceding commencement of the disability, whichever is the greater. Where this provision is to apply, the employee Employee will be required to provide satisfactory evidence of their his/her total monthly income. This section does not apply to a war disability pension paid under an Act of the governments Governments of Canada or other commonwealth Commonwealth countries.

Integration with Other Disability Income. Short-Short term benefits will be reduced by all other disability income benefits to which the absent employee Employee is entitled except disability income which was being received prior to the illness or injury resulting in the employee Employee being absent from work and which is unrelated to the illness or injury causing the current absence and the one-quarter (¼) day accumulation from the old sick leave plan that is being used to supplement the new plan. Other disability income benefits will include: (a) Any amount the absent employee Employee receives from any group insurance, wage continuation or pension plan of the Employer. (b) Any amount of disability income provided by any compulsory Act act or law, except Unemployment Employment Insurance sickness benefits and WCB benefits payable in accordance with Section 1.1(d). (c) Any periodic benefit payment from the Canada or Quebec Pension Plan or other social security plan of any country. Notwithstanding the above, in the case of ICBC weekly indemnity Weekly Indemnity payments or, in the case of personal insurance coverage, coverage integration will apply to the extent that the combination of Plan benefits and ICBC weekly indemnity payments Weekly Indemnity payments, or personal insurance disability income benefits exceed either: (1) one hundred percent (100%) % of pay; , or (2) the applicable benefit percentage of the individual's ’s average total monthly income in the twelve (12) 12 month period immediately preceding commencement of the disability, whichever is the greater. Where this provision is to apply, the employee Employee will be required to provide satisfactory evidence of their total monthly income. This section does not apply to a war disability pension paid under an Act of the governments Governments of Canada or other commonwealth Commonwealth countries.