Common use of Long Term Disability Clause in Contracts

Long Term Disability. The City shall provide a long-term disability (LTD) Insurance program for all eligible employees for occupation and non-occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.00] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a longLong-term disability Term Disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.00] 8,333.00 per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 12.8 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2015 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a long-term disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.00] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2019 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a long-term disability Disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.00] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 for 2019 the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall will provide a longLong-term disability Term Disability Insurance (LTD) Insurance program for all eligible employees for occupation occupational and non-occupational accidents or illnesses. The City shall will pay the full monthly premium cost of a base plan Base Plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, deduction an optional buyBuy-up plan Up Plan with a ninety (90) day elimination period, which insures sixty percent (60%) of for the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [($8,333.00] ) per month). Benefits may be reduced by the employee's income from other sources as set forth within in the plan descriptionPlan Description. The provisions of the plan shall be further and more fully defined in the plan description Plan Description issued by the Standard Insurance Company. 12.3.1 A. During the term of this Agreement, the City may, at its discretion discretion, change or eliminate the insurance carrier for any of the long-term disability benefits covered by Section 12.3 this section and provide an alternative plan through either through self-self- insurance or another insurance carrier; however. However, the long-term disability benefit level shall remain substantially the same. 12.3.2 B. The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2019 for the base plan; provided furtherBase Plan, such cost shall but not to exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3this section.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance insurance program for all eligible employees for occupation occupational and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-sixty seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-thirty three dollars [$8,333.00] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 14.7.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by this Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 14.7.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.314.7.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance insurance program for all eligible employees for occupation occupational and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-sixty seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-thirty three dollars [$8,333.00] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 14.7.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by this Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 14.7.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2004 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.314.7.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-sixty seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2001 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's ’s first six six- hundred sixty-seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's ’s base monthly wage (up to a maximum eight eight-thousand three three-hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's ’s income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 10.5.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 10.6 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 10.5.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2019 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance insurance program for all eligible employees for occupation occupational and non-occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-sixty seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-thirty three dollars [$8,333.00] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 14.7.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by this Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-long- term disability benefit level shall remain substantially the same. 12.3.2 14.7.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2004 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.314.7.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-sixty seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2015 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City Employer shall provide a long-term disability Long Term Disability (LTD) Insurance insurance program for all eligible employees for occupation occupational and non-occupational accidents or illnesses. The City Employer shall pay the full monthly premium cost of a base plan with a ninety (90) day 90)-day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixtySix Hundred Sixty-seven dollar Dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day 90)-day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [of $8,333.00] 8,333.00 per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 12.2.1 During the term of this Agreement, the City may, at its discretion discretion, change or eliminate the insurance carrier for any long-term disability benefits covered by this Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 12.2.2 The maximum monthly premium cost to the City Employer shall be no more than the monthly premium rates established for calendar year 2023 2019 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.;

Long Term Disability. The City shall provide a longLong-term disability Term Disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.00] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2019 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-sixty seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2014 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-sixty seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2004 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's ’s first six hundred sixty-sixty seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-buy- up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's ’s base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's ’s income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 11.5.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 10.6 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 11.5.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2019 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's ’s premium obligation per calendar year as set forth within Section 12.310.6.

Long Term Disability. The City shall will provide a longLong-term disability Term Disability Insurance (LTD) Insurance program for all eligible employees for occupation occupational and non-occupational accidents or illnesses. The City shall will pay the full monthly premium cost of a base plan Base Plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-seven dollar dollars ($667.00) base monthly wage. Employees may purchase through payroll deduction, deduction an optional buyBuy-up plan Up Plan with a ninety (90) day elimination period, which insures sixty percent (60%) of for the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [($8,333.00] ) per month). Benefits may be reduced by the employee's income from other sources as set forth within in the plan descriptionPlan Description. The provisions of the plan shall be further and more fully defined in the plan description Plan Description issued by the Standard Insurance Company. 12.3.1 A. During the term of this Agreement, the City may, at its discretion discretion, change or eliminate the insurance carrier for any of the long-term disability benefits covered by Section 12.3 this section and provide an alternative plan through either through self-self- insurance or another insurance carrier; however. However, the long-term disability benefit level shall remain substantially the same. 12.3.2 B. The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 for the base plan; provided furtherBase Plan, such cost shall but not to exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3this section.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-sixty seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 for 2015 the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City Employer shall provide a long-term disability Long Term Disability (LTD) Insurance insurance program for all eligible employees for occupation occupational and non-occupational accidents or illnesses. The City Employer shall pay the full monthly premium cost of a base plan with a ninety (90) day 90)-day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixtySix Hundred Sixty-seven dollar Dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day 90)-day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [of $8,333.00] 8,333.00 per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 12.2.1 During the term of this Agreement, the City may, at its discretion discretion, change or eliminate the insurance carrier for any long-term disability benefits covered by this Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 12.2.2 The maximum monthly premium cost to the City Employer shall be no more than the monthly premium rates established for calendar year 2023 2015 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.;

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's ’s first six hundred sixty-sixty seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-buy- up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's ’s base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's ’s income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 10.5.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 10.6 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 10.5.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2016 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's ’s first six hundred sixty-sixty seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-buy- up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's ’s base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's ’s income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 10.5.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 10.6 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 10.5.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2013 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's ’s premium obligation per calendar year as set forth within Section 12.310.6.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance insurance program for all eligible employees for occupation occupational and non-occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-sixty seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-thirty three dollars [$8,333.00] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 14.7.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by this Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 14.7.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2004 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.314.7.

Long Term Disability. The City shall provide a longLong-term disability Term Disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-seven dollar dollars ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.00] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Insuranc e Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 2019 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's ’s first six six-hundred sixty-seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's ’s base monthly wage (up to a maximum eight eight-thousand three three- hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's ’s income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 10.5.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 10.6 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-long- term disability benefit level shall remain substantially the same. 12.3.2 10.5.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.

Long Term Disability. The City shall provide a long-term disability Long Term Disability (LTD) Insurance program for all eligible employees for occupation and non-occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's ’s first six hundred sixty-sixty seven dollar ($667.00667) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's ’s base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.008,333] per month). Benefits may be reduced by the employee's ’s income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 11.5.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 10.6 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 11.5.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's ’s premium obligation per calendar year as set forth within Section 12.310.6.

Long Term Disability. The City shall provide a longLong-term disability Term Disability (LTD) Insurance program for all eligible employees for occupation and non-non- occupational accidents or illnesses. The City shall pay the full monthly premium cost of a base plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the employee's first six hundred sixty-seven dollar ($667.00) base monthly wage. Employees may purchase through payroll deduction, an optional buy-up plan with a ninety (90) day elimination period, which insures sixty percent (60%) of the remainder of the employee's base monthly wage (up to a maximum eight thousand three hundred thirty-three dollars [$8,333.00] per month). Benefits may be reduced by the employee's income from other sources as set forth within the plan description. The provisions of the plan shall be further and more fully defined in the plan description issued by the Standard Insurance Company. 12.3.1 During the term of this Agreement, the City may, at its discretion change or eliminate the insurance carrier for any long-term disability benefits covered by Section 12.3 and provide an alternative plan either through self-insurance or another insurance carrier; however, the long-term disability benefit level shall remain substantially the same. 12.3.2 The maximum monthly premium cost to the City shall be no more than the monthly premium rates established for calendar year 2023 for the base plan; provided further, such cost shall not exceed the maximum limitation on the City's premium obligation per calendar year as set forth within Section 12.3.