Obligations of the Insured Person a. Insured Person shall provide to the Company or the EASP appointed by the Company, on demand any information that is required to determine the occurrence of the Insured Event or the Company's liability to pay the benefits.
b. If requested to do so by the Company or the EASP appointed by the Company, the Insured Person is obliged to undergo a medical examination by a Medical Practitioner designated by the EASP, as often as the Company considers necessary, for the purpose of settlement of claims only. The cost towards the medical examination shall be borne by the Company.
c. The Company or the EASP appointed by the Company is authorized to take all measures that are suitable for loss prevention and claim minimization which includes the Insured Person's transportation back to India/ Country of Origin. The transportation of the Insured person back to India/ Country of Origin shall be done only on agreement and confirmation from the attending Medical Practitioner/ the Company's empanelled Medical Practitioner that the Insured Person is capable of being transported to India/ Country of Origin.
d. The Company shall be released from any obligation to pay benefits under this Policy, if any, of the aforementioned obligations are breached by the Insured Person.
Obligations of the Insured Person. 1. Upon any event which actions the guarantees of this contract the Insured Person, at the risk of being held liable for loss and damage, undertakes to:
a) Make every effort to avoid worsening the consequences of the accident;
b) Notify the accident to the Insurer, in writing and within the eight days immediately following its occurrence, indicating the day, time, place, causes, consequences, witnesses and any other information considered relevant;
c) Up to eight days after the Insured Person has been clinically assisted, send a doctor’s declaration, stating the nature and location of the injuries, the diagnosis, the expected number of days of temporary incapacity, as well as an indication of any possible Permanent Disability;
d) Give notification, up to eight days after verification, of when the injuries are cured, sending a doctor’s declaration, which states, besides the date of medical discharge, the number of days during which there was Temporary Incapacity and the percentage of any Permanent Disability;
e) Deliver, for the reimbursement which may be due, the original documentation and all the supporting documents of the expenses incurred and covered by the contract;
f) in the case of loss and damage suffered by the luggage, give written notification to the authorities, the hotel, or travel agencies and transporters, presenting a copy of this notification to the Insurer, as well as of the transport ticket used for air or land transport.
2. In the event of an accident, the Insured Person undertakes to:
a) Follow medical prescriptions, at the risk of the Insurer only covering the consequences of the accident which presumably would have occurred if such prescriptions had been observed:
b) Subject him/herself to an examination by a doctor appointed by the Insurer, whenever the latter so requires, with the liability of the Insurer ceasing if the Insured does not do so;
c) Authorise the doctors to provide all of the information requested, at the risk of the liability of the Insurer ceasing.
3. If the Insured Person dies as a result of the accident, as well as the notification of the accident, the death certificate (with the indication of the cause of death) and, when considered necessary, other documents which would clarify the accident and its consequences should be sent to the Insurer.
4. When it is proven that it is impossible for the Insured Person to fulfil any of the obligations set out in this contract, these obligations are transferred to whomever – ...
Obligations of the Insured Person
