Provisions Pertaining to the Change in Insurers. The Insurer guarantees continuity between this contract and the previous contract for participants and their dependents who were covered under the previous contract. As a result, the participant and dependents who were covered under the previous contract cannot be denied enrolment or benefit payments by the Insurer due solely to pre-existing conditions that did not apply or that were not included in the previous contract or because the participant was not actively at work on the effective date of this contract. Participants and their dependents who were covered under the previous contract are automatically covered under this contract as of the cancellation date of the previous contract, if termination of the participant’s coverage is due solely to the cancellation of the contract, and the participant belongs to a class of eligible employees under this contract. Subject to any legal provisions, the Insurer is not liable for the payment of insurance and benefit amounts which may be owed to a participant covered under the clauses of a previous contract pertaining to extension of coverage, recurrence of total disability, waiver of premiums, the conversion privilege or any other provision provided for in that previous contract. WAIVER OF PREMIUMS
1. Participants’ Eligibility Conditions for a Waiver of Premiums If a participant is recognized as totally disabled by the Insurer while covered under this contract, her coverage continues without payment of premiums as of the expiration of the period indicated in the Schedule of Benefits for any insurance benefit subject to the waiver of premiums.
Provisions Pertaining to the Change in Insurers. The Insurer guarantees continuity between this contract and the previous contract for participants and their dependents who were covered under the previous contract. As a result, the participant and dependents who were covered under the previous contract cannot be denied enrolment or benefit payments by the Insurer due solely to pre-existing conditions that did not apply or that were not included in the previous contract or because the participant was not actively at work on the effective date of this contract. Participants and their dependents who were covered under the previous contract are automatically covered under this contract as of the cancellation date of the previous contract, if termination of the participant’s coverage is due solely to the cancellation of the contract, and the participant belongs to a class of eligible employees under this contract. Subject to any legal provisions, the Insurer is not liable for the payment of insurance and benefit amounts which may be owed to a participant covered under the clauses of a previous contract pertaining to extension of coverage, recurrence of total disability, waiver of premiums, the conversion privilege or any other provision provided for in that previous contract.
1. Participants’ Eligibility Conditions for a Waiver of Premiums
