Other Check Deposits. The first $225.00 of funds from other check deposits will be available on the 1st business day after the day of Your deposit. The remaining funds will be available on the 2nd business day after the day of Your deposit. For example, if You deposit a check of $700.00 on a Monday, $225.00 of the deposit is available on Tuesday. The remaining $475.00 is available on Wednesday. • We believe a check You deposit will not be paid. • You deposit checks totaling more than $5,525.00 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn Your account repeatedly in the last six months. • There is an emergency, such as failure of computer or communication equipment. We will notify You if We delay Your ability to withdraw funds for any of these reasons, and We will tell You when the funds will be available. They will generally be available no later than the 7th business day following the day of Your deposit. In any case, We reserve the right to refuse an item for deposit or encashment.
Other Check Deposits. Funds you deposit by check will be available the second business day after the day of deposit. The first $225 of your deposits, however, may be available on the first business day after the date of deposit.
Other Check Deposits. Our general policy is to make funds from deposited checks, other than those described in section 4, available as follows: At least the first $225 from a check will be available on or before the first business day after the day of your deposit. The remaining funds will be available on or before the second business day after the day of your deposit. For example, if you deposit a check of $700 on a Monday, $225 of the deposit is available on or before Tuesday. The remaining $475 is available on or before Wednesday.
Other Check Deposits. The first $225.00 from a deposit of other checks will be available by the first business day after the day of your deposit. The remaining funds will be available by the second business day after the day of your deposit. For example, if you deposit a local check of $700.00 on a Monday, $225.00 of the deposit will be available by Tuesday. The remaining
Other Check Deposits. Funds from other check deposits will not be available until the second business day after the day of your deposit. The first $225 of your deposits, however, will be made available on the first business day. These checks will generally be available no later than the sev- enth business day after the day of deposit. If you deposit more than one check in a day, only $225 from the deposit will be available on the first business day after the day of your deposit. Special Rules For New Accounts – If you are a new member, the following special rules will apply Deposits at ATMs – Deposits made after the cut-off time indicated in our own automated teller machines (ATMs) will be considered as having been made on the following business day. Deposits made in our own ATMs will be available on the second business day after the day we receive your deposit. Deposits (cash or checks) made at ATMs we do not own or operate, including ATMs oper- ated by a shared branch or CO-OP, may not be available until the fifth business day after the day of your deposit. All ATMs that we own or operate are identified as our machines. Funds available from cash withdrawn from local checks and checks deposited at nonproprietary ATM’s is $450. Longer Delays May Apply – We may delay your ability to withdraw funds you deposit by check into your account an additional number of days for these reasons:
Other Check Deposits. To find out when funds from other check deposits will be available, your policy is to make funds from checks available as follows:
Other Check Deposits. The first $200.00 from deposits of other checks will be available on the day We receive the deposit. The remaining funds will be available on the 2nd business day after the day of Your deposit. For example, if You deposit a check of $700.00 on a Monday, $200.00 of the deposit is available on Monday. The remaining $500.00 is available on Wednesday. We believe a check You deposit will not be paid. You deposit checks totaling more than $5,000.00 on any one day. You redeposit a check that has been returned unpaid. You have overdrawn Your account repeatedly in the last six months. There is an emergency, such as failure of computer or communication equipment. We will notify You if We delay Your ability to withdraw funds for any of these reasons, and We will tell You when the funds will be available. Except for deposits made at Automated Teller Machines (ATMs) not owned and operated by the Credit Union, they will generally be available no later than the 7th business day following the day of Your deposit. For deposits made at Automated Teller Machines (ATMs) not owned and operated by the Credit Union, those deposits will generally be available no later than the 11th business day following the day of Your deposit. In any case, We reserve the right to refuse an item for deposit or encashment.
Other Check Deposits. Our policy is to aggregate all check deposits made by you before 3:00 pm (Eastern Time) on a given business day and to make funds available to you as follows:
(a) The first $200 from the aggregate business day’s deposit by check or checks (not otherwise subject to next day availability as provided above) shall be made available on the first business day after the business day of your deposit. An additional $400 of the aggregate of checks so deposited will be available for withdrawal in cash no later than 5:00 pm (Eastern Time) on the second business day after the business day of your deposit. All of the remaining funds from such deposit will be available: (i) to pay checks written to others that are presented to us for payment by the Federal Reserve Bank or other banks on the evening of the 2nd business day after the business day of deposit (as determined above); and/or (ii) to withdraw in cash or transfer funds on the 3rd business day after the business day of deposit. For example, if you deposit a single or multiple check(s) totaling $700 on a Monday before 3:00 pm (Eastern Time), $200 of the deposit is available on Tuesday morning to pay checks to others and to withdraw in cash. An additional $400 of this deposit will be made available for withdrawal in cash no later than 5:00 pm (Eastern Time) Wednesday. The remainder will be available: (i) to pay checks written to others that are presented to us for payment by the Federal Reserve Bank or other banks on Wednesday evening; and/or (ii) to withdraw cash or transfer funds electronically on Thursday.
(b) ATM Funds Availability. We reserve the right to collect and process all deposits; however, subject to such rights, deposits at proprietary ATMs that are built into or are within our Branches will be available for withdrawal according to the above stated (over the counter deposit) availability schedule. Funds from any deposits (cash or checks) made at other ATMs will be available for withdrawal no later than the 5th business day after the day of deposit.
Other Check Deposits. Our policy is to make funds available as follows:
Other Check Deposits. The first $2,500 from a deposit of other checks will be available on the day of your deposit. The remaining funds will be available on the second (2nd) business Longer Delays May Apply