Off Time. The Cut-Off Time is generally 11:30 PM EST; however, the Cut-Off Time may vary for reasons including without limitation scheduled software maintenance. The Cut-Off Time is determined by the time displayed on our internal system clocks and may not necessarily be synchronized with the internal clock displayed on your computer. For this reason, we suggest that you provide any transfer requests to us as early as possible to decrease the possibility of missing the cut-off.
Off Time. The Cut-Off Time is 8:00 PM EST. The Cut-Off Time is determined by the time displayed on our internal system clocks and may not necessarily be synchronized with the internal clock displayed on your Compatible Mobile Device. For this reason, we suggest that you transmit an item for mobile deposit to us sufficiently in advance of any Cut- Off Time to eliminate the possibility of missing the cutoff. Below is our general funds availability policy for the Service: If one or more items are transmitted before the Cut-Off Time: • Up to $500.00, per day, is available when the item(s) has been reviewed and approved, which occurs when the status of the item is “Accepted” and the description of the item is “Your check has been accepted and processed”; • Anything greater than $500.00 but less than or equal to $5,000.00, per day, is available on the second (2) Business Day after the item(s) has been reviewed and approved; and • Anything greater than $5,000.00, per day, is available on the seventh (7) Business Day after the item(s) has been reviewed and approved. An item transmitted after the Cut-Off Time will be treated as having been transmitted the next calendar day and will not be received earlier than the next calendar day. Credit given for the item is provisional and subject to final approval of the item. Funds you deposit may be delayed for a longer period of time when we have reasonable cause to believe the check is uncollectable. We will notify you if we delay your ability to withdraw funds beyond the general funds availability policy, and we will tell you the time period within which the funds will be available for withdrawal. You agree to receive all notifications regarding your use of the Service including, but not limited to, exception notices via electronic message or, in our sole discretion, by mail. With respect to each item you send to us for deposit, you agree to indemnify and reimburse us for and hold us harmless from and against any and all losses, costs, and expenses.
Off Time. The Cut-Off Time is 4:00 PM CST. The Cut-Off Time is determined by the time displayed on our internal system clocks and may not necessarily be synchronized with the internal clock displayed on your Compatible Mobile Device. For this reason, we suggest that you transmit an item for mobile deposit to us sufficiently in advance of any Cut- Off Time to eliminate the possibility of missing the cutoff. Below is our general funds availability policy for the Service: If an item is transmitted before the Cut-Off Time: • A portion of your check may be made available when the item has been reviewed and approved, which occurs when the status of the item is “Accepted” and the description of the item is “Your check has been accepted and processed”; and
