Automated Teller Machines. We do not accept deposits at ATMs that we do not own or operate. Funds from deposits (cash or checks) made at automated teller machines (ATMs) we own or operate will follow the same availability schedule as making a deposit in person to one of our employees, except that same day availability may not apply to the items noted. These deposits may be available the first day after the day of deposit.
Automated Teller Machines. Cash withdrawals from ATMs can be made as often as you like. You may withdraw up to $310 (if there are sufficient funds in your account) per business day. For purposes of determining whether you have reached the daily limit, a day ends at midnight. Friday, Saturday, and Sunday are considered as one business day for the purposes of this limit.
Automated Teller Machines. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) will not be available until the first business day after the day of your deposit. The first $200 of a deposit made at an ATM will be available immediately. Deposits allowed at CO-OP ATMs only. FOREIGN CHECKS Checks drawn on financial institutions located outside the U.S. (Foreign checks) cannot be processed the same as checks drawn on U.S. financial institutions. Foreign Rate Information: KID’S SAVINGS ACCOUNT (Members under age 18) checks are exempt from the policies outlined in this disclosure. Generally, the availability of funds for deposits of foreign checks will be delayed for the time it takes to collect the funds from the financial institution upon which it is drawn. TRUTH-IN-SAVINGS DISCLOSURE SHARE SAVINGS ACCOUNT Rate Information: The dividend rate and annual percentage yield may change at any time, as determined by the credit union board of directors. Compounding and crediting - Dividends will be compounded every month. Dividends will be credited to your account every month. Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividends. Minimum balance requirements: The minimum balance required to open this account is $25.00. Refer to our fee schedule for the minimum balance required to avoid the imposition of fees on this account. Refer to our rate schedule for the minimum balance required to earn the disclosed annual percentage yield for this account. Average daily balance computation method - Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account. Transaction limitations: Dur...
Automated Teller Machines. You may use your Card and personal identification number (PIN) at Automated Teller Machines (ATMs) of our Credit Union, CO-OP network, and such other machines or facilities as we may desig- nate. At the present time, you may use your Card to: • Withdraw cash from the checking or savings account with us. • Make deposits to the checking or savings account. • Transfer funds between the checking and savings accounts. • Make inquiries on the checking and savings accounts, including current balance.
Automated Teller Machines. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we do not own or operate will not be available until the fifth business day after the day of your deposit. This rule does not apply at ATMs that we own or operate. All ATMs that we own or operate are identified as our machines. Funds from deposits (cash or checks) made at automated teller machines (ATMs) we own or operate will follow the same availability schedule as making a deposit in person to one of our employees, except that same day availability may not apply to the items noted. These deposits may be available the first day after the day of deposit.
Automated Teller Machines. Funds from any deposits (cash or check) made at automated teller machines (ATMs) we do not own or operate will be available as follows: The first $225 will be available the same business day of your deposit. The remainder becomes available on the fifth business day after the day of deposit. This rule does not apply to ATMs we own or operate. All ATMs that we own or operate are identified as our machines. Funds from deposits (cash or checks) made at automated teller machines (ATMs) we own or operate will follow the same availability schedule as making a deposit in person to one of our employees, except that same day availability may not apply to the items noted. These deposits may be available the first day after the day of deposit Special Rules for New Accounts If you are a new customer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day's total deposits of cashier's, certified, teller's, traveler's, and federal, state and local government checks will be available on the next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the 9th business day after the day of your deposit. Business Days and Cut-off Times For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you make a deposit before 6:00 p.m. on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after that time or on a day we are not open, we will consider that the deposit was made on the next business day we are open. International ACH Transactions International ACH Transactions (IAT) that are transmitted to or from any of your accounts may be identified and designated by us for review and examination under the Office of Foreign Assets Control Rules and ...
Automated Teller Machines. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we do not own or operate may not be available until the second business day after the day of your deposit. TRUTH-IN-SAVINGS DISCLOSURE
Automated Teller Machines. You may use your Card and personal identification number (PIN) at Automated Teller Machines (ATMs) of the Credit Union, Quest EBT, SURF, CU24, Exchange, NYCE, Maestro, CIRRUS, M/C, PLUS, Visa, American Express, and such other machines or facil- ities as we may designate. At the present time, you may use your Card to: • Withdraw cash from the checking or savings account with us. • Make deposits to the checking or savings account. • Transfer funds between the checking and savings accounts. • Make inquiries on the checking and savings accounts, including current balance, recent deposits, and recent withdrawals.
Automated Teller Machines. Funds from deposits (cash or checks) made at automated teller machines (ATMs) which we do not own or operate typically will be available immediately, but can be delayed up to five business days. You can make deposits to your share draft account at Point-of-Banking ATMs located at the service desk in major supermarkets throughout Maine.
Automated Teller Machines. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we do not own or operate will be available on the fifth (5th) business day after the date of your deposit. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) that we do own or operate will be available on the second (2nd) business day after the day of your deposit; however, a check drawn on the Treasury of the United States and deposited in an account held by a payee of the check will be made available on the business day after it is deposited. All ATMs that we own or operate are identified as our machines. Your Ability to Withdraw Funds from Checks Deposited at Service Centers Corporation and/or Shared Branch Location Facilities. Funds from checks you deposit at a Service Centers Corporation and/or shared branch location facility may not be available until the fifth business day after the day of deposit. Such deposits are subject to longer delays as discussed above.
