PERSONAL CHECKING ACCOUNTS. Chase First
PERSONAL CHECKING ACCOUNTS. Chase First Checking SM For parents/guardians interested in teaching their child how to manage money using a debit card with the child’s name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure Checking, Chase Total Checking, Chase Premier Plus Checking, Chase Sapphire Checking, Chase Better Banking® Checking, Chase Premier CheckingSM, Chase CheckingSM or a Chase Private Client Checking account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. Only the parent/guardian who opened the account can fund, view or manage this account. Monthly Service Fee None Age Requirements You can open an account for your child who is 6 years or older Maximum Number of Accounts Allowed Up to five Chase First Checking accounts per parent/guardian Only Way to Deposit Funds Deposit funds through a transfer from any of your checking accounts to this account using xxxxx.xxx or Chase Mobile®
PERSONAL CHECKING ACCOUNTS. Chase First CheckingSM For parents/guardians interested in teaching their child how to manage money using a debit card with the child’s name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure Checking, Chase Total Checking, Chase Premier Plus Checking, Chase Sapphire Checking or a Chase Private Client Checking account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. Only the parent/guardian who opened the account can fund, view or manage this account. Monthly Service Fee None Age Requirements You can open an account for your child who is 6–17 years old Maximum Number of Accounts Allowed Up to five Chase First Checking accounts per parent/guardian Only Way to Deposit Funds Deposit funds through a transfer from any of your checking accounts to this account using xxxxx.xxx or Chase Mobile®
PERSONAL CHECKING ACCOUNTS. Account Monthly Maintenance Fee for Checking and How to Avoid It Other Important Account Information Build Up Checking ● Non-interest bearing account ● Membership savings with minimum $5 required Monthly maintenance fee for Build Up Checking - $10.00 To avoid an additional monthly maintenance fee of $10.00, meet ALL of the following requirements during each calendar month: ● Maintain an average daily balance of $100 or more in your account each calendar month. And ● Enroll in eDocuments Please review Your Account Disclosure in it’s entirety for additional information. This account is for those that have: ● 599 or below credit score ● Filed bankruptcy within the last year Or ● Could benefit from the opportunity to build financial health back up Everyday Checking ● Non-interest bearing account ● Membership savings with minimum $5 required Monthly maintenance fee for Everyday Checking - $0.00 Please review Your Account Disclosure in it’s entirety for additional information. ● All Representative Payee Accounts, Uniform Transfer to Minors Accounts (UTMA), and Fiduciary Accounts will be placed into this account type. Save Your Change ● Non-interest bearing account ● Membership savings with minimum $5 required Monthly maintenance fee for Save Your Change - $10.00 To avoid the monthly maintenance fee, meet ALL of the followings requirements during each statement cycle: ● Have at least one qualifying direct deposit of $500 or more made to your account each calendar month. And ● Enroll in eDocuments Please review Your Account Disclosure in it’s entirety for additional information. ● When you enroll in Debit Card Save Your Change Checking, we “round up” the amount of Vibrant Debit Card signature based transactions (to the next whole dollar) and deposit the funds into your Membership Savings Account. We will then match a percentage of the rounded up portion and deposit those funds into your Membership Savings Account at the end of your statement cycle. We will not process the match if this transaction will overdraw your account. This transaction will be recorded as an interest type transaction and included on the IRS Form 1099 as interest income. High-Interest Checking ● Variable, tiered interest rates ● Membership savings with minimum $5 required Monthly maintenance fee for High-Interest Checking - $10.00 To avoid the monthly maintenance fee, meet ALL of the followings requirements during each calendar month: ● Have at least one qualifying direct deposit of $500 or m...
