Pet Coverage. We will pay for direct physical damage to covered property caused by a domestic animal you own. In addition, we will pay up to a total of $5,000 for the following reasonable expenses you incur that directly result from a covered loss which damages a residence covered by this policy:
Pet Coverage. If your pet (domestic dog or cat) loses their life as a result of a covered loss to the insured watercraft we will reimburse you up to a maximum amount of $1,000 towards the purchase of a replacement pet within 12 months of the death. We will not pay for cremation fees. GENERAL EXCLUSIONS This section contains conditions that apply to all coverages of this policy. Limitations of Use We will not be liable for any loss or damage caused while the Insured Property is: