Protection Advice. Where we provide protection advice, we are an insurance intermediary and will provide advice based on a fair and personal analysis of the market. We constantly review the market to ensure the services and products we offer are appropriate for our clients. Protection Advice Fees Our fees for this service will normally be covered by commission paid to us by the insurance provider, which will be on a percentage of the total annual premium basis, unless prior to this an agreed protection advice fee has been agreed with you and is to be paid by you.
Protection Advice. Where we provide protection planning services we are an insurance intermediary and will provide advice which is based on a fair and personal analysis of the market. Our remuneration Following our initial discussion (which is at the expense of Xxxxxxxx Xxxxxx), should you decide to go ahead there is a cost for our services. We offer a variety of methods by which we can be remunerated so that you can select the method that best suits your needs. We will discuss your payment options with you and answer any questions you have. We will not charge you until we have agreed with you how we are to be paid. We will also tell you if you have to pay VAT and if there are other costs that might arise in connection with the services we provide to you. Benefits we mayreceive Under the rules of our regulator, the FCA, as a firm providing independent advice we are unable to accept or retain payments or benefits from other firms (e.g. product providers) as this would conflict with our independent status. From time to time we may attend meetings & training events funded and /or delivered by product providers, fund managers and investment platforms. These meetings are designed to enhance our knowledge and enhance the quality of service we provide to our clients. As such this doesn’t affect our obligation to act in your best interests. Please ask us if you want further details.
Protection Advice. Where we provide protection planning services we are an insurance intermediary and will provide advice which is based on a fair and personal analysis of the market. Services offered as part of a package – Insurance distribution and protection business. Where we offer services or products as part of a package, we’ll tell you whether it’s possible to buy the different components separately and, if relevant disclose the costs and charges of each component. We’ll also tell you if the risks resulting from the package are likely to be different from the risks associated with the individual components and explain how (if relevant) the package modifies the investment risk. Our remuneration Following our initial discussion (which is at the expense of Xxxxxxxx Xxxxxx), should you decide to go ahead there is a cost for our services. We offer a variety of methods by which we can be remunerated so that you can select the method that best suits your needs. We will discuss your payment options with you and answer any questions you have. We will not charge you until we have agreed with you how we are to be paid. We will also tell you if you have to pay VAT and if there are other costs that might arise in connection with the services we provide to you. Benefits we may receive Under the rules of our regulator, the FCA, as a firm providing independent advice we are unable to accept or retain payments or benefits from other firms (e.g. product providers) as this would conflict with our independent status. From time to time we may attend meetings & training events funded and /or delivered by product providers, fund managers and investment platforms. These meetings are designed to enhance our knowledge and enhance the quality of service we provide to our clients. As such this doesn’t affect our obligation to act in your best interests. Please ask us if you want further details.
