Retiree Health Care. The City of Grand Rapids is the plan sponsor of a group health care plan covering certain hospitalization, surgical, medical, dental, and optical expenses for retired City employees and their eligible dependents. Retired City employees and their eligible dependents participate in this group health care plan. A summary of the coverage available through the city’s group health care plan is contained in the Summary Plan Document booklet. It is agreed that Management will pay the hospitalization insurance premium for the retiree, spouse, and eligible dependents between those years of age of the retiree between 50 and 64 inclusive. Xxxxxx is understood to be that person to whom the retiree is married at time of retirement. This benefit is limited to those individuals who are the spouse and/or qualified dependents of the retiree at the time he/she begins receiving a pension allowance. In the event the retiree dies after retirement between the ages of 50 and 64 inclusive, the spouse, if any, will continue to have the hospitalization insurance premium paid by Management until such time as the retiree would have reached age 65, provided that the retiree was participating in the pre-65 retiree health care plan at the time the retiree died. The surviving spouse would be eligible for City contributions toward the payment of retiree health care plan premium costs on the same basis that the retiree was eligible. Eligibility for continued coverage in the City’s pre-65 retiree health care plan and City contributions toward the payment of retiree health care plan premiums end if the former spouse becomes married to another individual or is covered by health care coverage under the plan of another employer. The parties agree that the hospitalization insurance premium of retirees provides the benefit improvement of student dependent coverage to age 23. Employees who vest their retirement and leave prior to attaining age fifty (50), shall be eligible for hospitalization benefits, at City expense, provided for in this Agreement, upon reaching age fifty (50). The City will make a contribution towards the percentage portion of the cost of the pre-65 service and disability retiree health insurance not covered by the retiree direct contribution (the "City Contribution") based upon the number of complete years of service the retiree had with the City as of their date of retirement. The minimum eligibility for any City Contribution towards retiree health insurance costs is 10 years of City employment, with the amount the City will contribute increasing by each additional complete year of City employment in accordance with the following: 10 years of service 40.0% 11 years of service 44.0% 12 years of service 48.0% 13 years of service 52.0% 14 years of service 56.0% 15 years of service 60.0% 16 years of service 64.0% 17 years of service 68.0% 18 years of service 72.0% 19 years of service 76.0% 20 years of service 80.0% 21 years of service 84.0% 22 years of service 88.0% 23 years of service 92.0% 24 years of service 96.0% 25 years of service 100.0% For any member retiring with less than 25 years of credited service, the City’s contribution rate of 4% per year will be pro-rated for the member’s last partial year of credited service at a rate of one-twelfth (1/12) of 4% for each completed month of credited service in the last partial year of service. Service retirees can begin receiving pre-65 retiree health care benefits at age 50 with ten (10) years of service at their earned percentage. Disability retirees can begin receiving pre-65 retiree health care benefits when they begin to draw a pension as if they had worked the number of years necessary to earn a maximum benefit. The premium sharing contribution (the "retiree direct contribution") to be paid by pre-65 service and disability retirees who retire on or after December 17, 2008, shall be the same as paid by active employees, as the same may be changed from time to time. The pre-65 retiree health care premium sharing payment would be applied uniformly without regard to the category of overage (i.e. single pre-65 retiree, pre-65 retiree and one dependent, and pre-retiree and two or more dependents). Cost would be defined as the blended rate for all active employees and pre-65 retirees. The health care plan for pre-65 retirees will be the same as provided to active employees including deductibles, copayments, co-insurance, and benefit design changes, as the same may change from time to time. Coverage under the City's pre-65 retiree health care plan is limited to those individuals who are the spouse and/or qualified dependents of the retiree at the time he/she begins receiving a pension allowance. In the case of a disability retirement, granted in accordance with the provisions of Section 1.252 of the City of Grand Rapids Police and Fire Retirement System Ordinance, the spouse and qualified dependents of the retiree (at the time the disability retirement is granted by the Board) shall be eligible for retiree health care benefits until the time the retiree reaches or would have reached age sixty-five (65). If the retiree and the spouse at the time of retirement should have further children after retirement or legally adopt children after retirement, such children by birth or legal adoption shall also be considered to be a qualified dependent for the first two (2) such births and/or adoptions only. No further qualified dependents may be added due to birth or legal adoption after the retiree reaches age fifty (50). Xxxxxx is understood to be that person to whom the retiree is married at time of retirement.
Appears in 2 contracts
Samples: Collective Bargaining Agreement, Collective Bargaining Agreement
Retiree Health Care. The City of Grand Rapids is the plan sponsor of a group health care plan covering certain hospitalization, surgical, medical, dental, and optical expenses for retired City employees and their eligible dependents. Retired City employees and their eligible dependents participate in this group health care plan. A summary of the coverage available through the city’s group health care plan is contained in the Summary Plan Document booklet. It is agreed that Management will pay the hospitalization insurance premium (at their earned percentage less any applicable premium sharing amount) for the retiree, spouse, and eligible dependents between those years of age of until such time as the retiree between 50 becomes eligible for Medicare or similar national health insurance benefits. If the retiree dies after retirement before becoming eligible for Medicare or similar national health insurance benefits, the spouse and 64 inclusiveeligible dependents (if any) shall continue to have the hospitalization insurance premium (at the earned percentage less any applicable premium sharing amount) paid by the City until such time as the retiree would have become eligible for Medicare or similar national health insurance benefits. Xxxxxx Such coverage shall end if the surviving spouse should remarry or is covered by health care coverage under his/her employer. Spouse and/or qualified dependents are understood to be that person to whom the retiree is married at time of retirement. This benefit is limited to those individuals who are and the spouse and/or qualified eligible dependents of the retiree at the time he/she begins receiving a pension allowance. In the event the retiree dies after retirement between the ages of 50 and 64 inclusive, the spouse, if any, will continue to have the hospitalization insurance premium paid by Management until such time as the retiree would have reached age 65, provided that the retiree was participating in the pre-65 retiree health care plan at the time the retiree died. The surviving spouse would be eligible for City contributions toward the payment of retiree health care plan premium costs on the same basis that the retiree was eligible. Eligibility for continued coverage in the City’s pre-65 retiree health care plan and City contributions toward the payment of retiree health care plan premiums end if the former spouse becomes married to another individual or is covered by health care coverage under the plan of another employer. The parties agree that the hospitalization insurance premium of retirees provides the benefit improvement of student dependent coverage to age 23. Employees who vest their retirement and leave prior to attaining age fifty (50), shall be eligible for hospitalization benefits, at City expense, provided for in this Agreement, upon reaching age fifty (50). The City will make a contribution towards the percentage portion of the cost of the pre-65 service and disability retiree health insurance not covered by the retiree direct contribution (the "City Contribution") based upon the number of complete years of service the retiree had with the City as of their date of retirement. The minimum eligibility for any City Contribution towards retiree health insurance costs is 10 years of City employment, with the amount the City will contribute increasing by each additional complete year of City employment in accordance with the following: 10 years of service 40.0% 11 years of service 44.0% 12 years of service 48.0% 13 years of service 52.0% 14 years of service 56.0% 15 years of service 60.0% 16 years of service 64.0% 17 years of service 68.0% 18 years of service 72.0% 19 years of service 76.0% 20 years of service 80.0% 21 years of service 84.0% 22 years of service 88.0% 23 years of service 92.0% 24 years of service 96.0% 25 years of service 100.0% For any member retiring with less than 25 years of credited service, the City’s contribution rate of 4% per year will be pro-rated for the member’s last partial year of credited service at a rate of one-twelfth (1/12) of 4% for each completed month of credited service in the last partial year of service. Service retirees can begin receiving pre-65 retiree health care benefits at age 50 with ten (10) years of service at their earned percentage. Disability retirees can begin receiving pre-65 retiree health care benefits when they begin to draw a pension as if they had worked the number of years necessary to earn a maximum benefit. The premium sharing contribution (the "retiree direct contribution") to be paid by pre-65 service and disability retirees who retire on or after December 17, 2008, shall be the same as paid by active employees, as the same may be changed from time to time. The pre-65 retiree health care premium sharing payment would be applied uniformly without regard to the category of overage (i.e. single pre-65 retiree, pre-65 retiree and one dependent, and pre-retiree and two or more dependents). Cost would be defined as the blended rate for all active employees and pre-65 retirees. The health care plan for pre-65 retirees will be the same as provided to active employees including deductibles, copayments, co-insurance, and benefit design changes, as the same may change from time to time. Coverage under the City's pre-65 retiree health care plan is limited to those individuals who are the spouse and/or qualified dependents of the retiree at the time he/she begins receiving a pension allowance. In the case of a disability retirement, retirement granted in accordance with under the provisions of Section 1.252 of the City of Grand Rapids Police and Fire Retirement System Ordinance, the spouse and qualified dependents of the retiree (at the time the disability retirement is granted by the Board) shall be eligible for retiree health care benefits until the time the retiree reaches or would have reached age sixty-five (65). If if the retiree and the spouse at the time of retirement should have further children after retirement or legally adopt children after retirement, such children by birth or legal adoption shall also be considered to be a qualified dependent dependents for the first two (2) of such births and/or adoptions only. No further qualified dependents may be added due to birth or legal adoption after the retiree reaches age fifty (50). Xxxxxx The City contribution towards retiree health care shall be earned over a period of twenty-five (25) years with an earning rate of four percent (4%) per year for a maximum of one hundred percent (100%). It is understood that the earning percentages, as contained herein, shall apply except in the case where an employee is disabled and retired pursuant to the disability provisions of the City of Grand Rapids Police and Fire Retirement System Ordinance. In such case he/she shall be considered to have earned one hundred percent (100%) less any applicable premium sharing contribution. A bargaining unit member who enters the GRPCOA after September 15, 2009 shall enter with the defined benefit program entitlements or with alternative Retiree Health Care Savings Account (RHSA) benefits he/she had in another unit. Bargaining unit members hired directly into the bargaining unit shall be entitled to an RHSA with applicable ongoing contributions required by the employee and the City. A bargaining unit member who retires after September 15, 2009 shall be required to share in the cost of retiree health care by paying a health care premium contribution in the amount applicable to active employees, unless he/she has alternative RHSA benefits. A bargaining unit member as of September 15, 2009 who ceases to be a member, except by death or retirement, before attaining the minimum service retirement age of fifty (50) shall be allowed to qualify for pre-Medicare eligible (or other similar national health insurance benefits) retiree health care coverage provided he/she upon reaching age fifty (50) applies for retirement in accordance with Section 1.250 of the City of Grand Rapids Police and Fire Retirement System Ordinance, and also applies for City pre-Medicare eligible (or other similar national health insurance benefits) retiree health care coverage. Coverage shall be provided at the earned percentage less any applicable premium sharing amount. Eligible service retirees between the age of fifty (50) and sixty-four (64) inclusive and eligible disability retirees between the age of disability retirement and sixty-four (64) inclusive who elect to suspend their coverage because they have other available coverage shall be permitted to re-enter the City of Grand Rapids pre-65 retiree health care plan at a later date, provided however that person to whom a spouse and/or dependents who were not eligible at the retiree is married at time of retirementsuspension cannot be added to the coverage at the time of re-entry.
Appears in 2 contracts
Samples: Collective Bargaining Agreement, Collective Bargaining Agreement
Retiree Health Care. The City of Grand Rapids is the plan sponsor of a group health care plan covering certain hospitalization, surgical, medical, dental, and optical expenses for retired City employees and their eligible dependents. Retired City employees and their eligible dependents participate in this group health care plan. A summary of the coverage available through the city’s group health care plan is contained in the Summary Plan Document booklet. It is agreed that Management will pay the hospitalization insurance premium (at their earned percentage less any applicable premium sharing amount) for the retiree, spouse, and eligible dependents between those years of age of until such time as the retiree between 50 becomes eligible for Medicare or similar national health insurance benefits. If the retiree dies after retirement before becoming eligible for Medicare or similar national health insurance benefits, the spouse and 64 inclusiveeligible dependents (if any) shall continue to have the hospitalization insurance premium (at the earned percentage less any applicable premium sharing amount) paid by the City until such time as the retiree would have become eligible for Medicare or similar national health insurance benefits. Xxxxxx Such coverage shall end if the surviving spouse should remarry or is covered by health care coverage under his/her employer. Spouse and/or qualified dependents are understood to be that person to whom the retiree is married at time of retirement. This benefit is limited to those individuals who are and the spouse and/or qualified eligible dependents of the retiree at the time he/she begins receiving a pension allowance. In the event the retiree dies after retirement between the ages of 50 and 64 inclusive, the spouse, if any, will continue to have the hospitalization insurance premium paid by Management until such time as the retiree would have reached age 65, provided that the retiree was participating in the pre-65 retiree health care plan at the time the retiree died. The surviving spouse would be eligible for City contributions toward the payment of retiree health care plan premium costs on the same basis that the retiree was eligible. Eligibility for continued coverage in the City’s pre-65 retiree health care plan and City contributions toward the payment of retiree health care plan premiums end if the former spouse becomes married to another individual or is covered by health care coverage under the plan of another employer. The parties agree that the hospitalization insurance premium of retirees provides the benefit improvement of student dependent coverage to age 23. Employees who vest their retirement and leave prior to attaining age fifty (50), shall be eligible for hospitalization benefits, at City expense, provided for in this Agreement, upon reaching age fifty (50). The City will make a contribution towards the percentage portion of the cost of the pre-65 service and disability retiree health insurance not covered by the retiree direct contribution (the "City Contribution") based upon the number of complete years of service the retiree had with the City as of their date of retirement. The minimum eligibility for any City Contribution towards retiree health insurance costs is 10 years of City employment, with the amount the City will contribute increasing by each additional complete year of City employment in accordance with the following: 10 years of service 40.0% 11 years of service 44.0% 12 years of service 48.0% 13 years of service 52.0% 14 years of service 56.0% 15 years of service 60.0% 16 years of service 64.0% 17 years of service 68.0% 18 years of service 72.0% 19 years of service 76.0% 20 years of service 80.0% 21 years of service 84.0% 22 years of service 88.0% 23 years of service 92.0% 24 years of service 96.0% 25 years of service 100.0% For any member retiring with less than 25 years of credited service, the City’s contribution rate of 4% per year will be pro-rated for the member’s last partial year of credited service at a rate of one-twelfth (1/12) of 4% for each completed month of credited service in the last partial year of service. Service retirees can begin receiving pre-65 retiree health care benefits at age 50 with ten (10) years of service at their earned percentage. Disability retirees can begin receiving pre-65 retiree health care benefits when they begin to draw a pension as if they had worked the number of years necessary to earn a maximum benefit. The premium sharing contribution (the "retiree direct contribution") to be paid by pre-65 service and disability retirees who retire on or after December 17, 2008, shall be the same as paid by active employees, as the same may be changed from time to time. The pre-65 retiree health care premium sharing payment would be applied uniformly without regard to the category of overage (i.e. single pre-65 retiree, pre-65 retiree and one dependent, and pre-retiree and two or more dependents). Cost would be defined as the blended rate for all active employees and pre-65 retirees. The health care plan for pre-65 retirees will be the same as provided to active employees including deductibles, copayments, co-insurance, and benefit design changes, as the same may change from time to time. Coverage under the City's pre-65 retiree health care plan is limited to those individuals who are the spouse and/or qualified dependents of the retiree at the time he/she begins receiving a pension allowance. In the case of a disability retirement, retirement granted in accordance with under the provisions of Section 1.252 of the City of Grand Rapids Police and Fire Retirement System Ordinance, the spouse and qualified dependents of the retiree (at the time the disability retirement is granted by the Board) shall be eligible for retiree health care benefits until the time the retiree reaches or would have reached age sixty-five (65). If if the retiree and the spouse at the time of retirement should have further children after retirement or legally adopt children after retirement, such children by birth or legal adoption shall also be considered to be a qualified dependent dependents for the first two (2) of such births and/or adoptions only. No further qualified dependents may be added due to birth or legal adoption after the retiree reaches age fifty (50). Xxxxxx The City contribution towards retiree health care shall be earned over a period of twenty-five (25) years with an earning rate of four percent (4%) per year for a maximum of one hundred percent (100%). It is understood that the earning percentages, as contained herein, shall apply except in the case where an employee is disabled and retired pursuant to the disability provisions of the City of Grand Rapids Police and Fire Retirement System Ordinance. In such case he/she shall be considered to have earned one hundred percent (100%) less any applicable premium sharing contribution. A bargaining unit member who enters the GRPCOA after September 15, 2009 shall enter with the defined benefit program entitlements or with alternative Retiree Health Care Savings Account (RHSA) benefits he/she had in another unit. Bargaining unit members hired directly into the bargaining unit shall be entitled to an RHSA with applicable ongoing contributions required by the employee and the City. A bargaining unit member who retires after September 15, 2009 shall be required to share in the cost of retiree health care by paying a health care premium contribution in the amount applicable to active employees, unless he/she has alternative RHSA benefits. A bargaining unit member as of September 15, 2009 who ceases to be that person a member, except by death or retirement, before attaining the minimum service retirement age of fifty (50) shall be allowed to whom qualify for pre-Medicare eligible (or other similar national health insurance benefits) retiree health care coverage provided he/she upon reaching age fifty (50) applies for retirement in accordance with Section 1.250 of the City of Grand Rapids Police and Fire Retirement System Ordinance, and also applies for City pre-Medicare eligible (or other similar national health insurance benefits) retiree is married health care coverage. Coverage shall be provided at time of retirementthe earned percentage less any applicable premium sharing amount.
Appears in 1 contract
Samples: Collective Bargaining Agreement
