Return of Minor Child. If the Insured Person is travelling with his Minor Child(ren) of Age below 18 years and if he suffers an Injury or Illness during the Trip, • We will reimburse the actual cost upto the limits as specified in the Policy Schedule/Certificate of Insurance of a direct route economy class air ticket or equivalent amount incurred through other modes of Common Carrier for the Minor Child(ren) to travel from the place of Hospitalization of the Insured Person to the Country of Residence/City of Residence Or • We will reimburse the actual cost upto the limits as specified in the Policy Schedule/Certificate of Insurance of one round trip economy class air ticket or equivalent amount incurred through other modes of Common Carrier towards one Immediate Family Member of the Insured Person to escort the unattended Minor Child(ren) to take them back to Country of Residence / City of Residence Provided that
i. The Insured Person is Hospitalized for Medically Necessary Treatment which is required in an Emergency for any Injury or Illness suffered or treatment of any Injury suffered whilst on a Trip during the Period of Insurance;
ii. The Insured Person’s Minor Child(ren) are covered under this Policy as Insured Persons or are covered under any other travel insurance policy issued by Us for the same Period of Insurance.
iii. The Insured Person’s Minor Child(ren) are unattended in the place of Hospitalization.
iv. The treating Medical Practitioner certifies in writing that the Insured Person is required to be Hospitalized for at least 5 consecutive days or as mentioned in Policy Schedule/ Certificate of Insurance
v. The Insured Person’s Minor Child(ren) return travel to the Country of Residence shall commence not later than 10 days or as mentioned in Policy Schedule/ Certificate of Insurance from the commencement of the Insured Person’s Hospitalization.
vi. We have accepted a Claim for the same period of Hospitalization of the Insured Person C.I.1 Emergency Medical Expenses (Accident & Illness) or C.I.2 Emergency Medical Expenses (Accident Only)
vii. In case this cover has been opted as standalone basis, the admissibility of the claims shall be determined based on the admissibility of claim under C.I.1 Emergency Medical Expenses (Accident & Illness) or C.I.2 Emergency Medical Expenses (Accident Only) had the same been covered under the policy
