Risk Tolerance Descriptions Sample Clauses

Risk Tolerance Descriptions.  Low (Conservative): I want to preserve my initial principal in this account, with minimal risk, even if that means this account does not generate significant income or returns and may not keep pace with inflation.  Moderate: I am willing to accept some risk to my initial principal and tolerate some volatility to seek higher returns, and understand I could lose a portion of the money invested.  High (Aggressive): I am willing to accept high risk to my initial principal, including high volatility, to seek higher returns over time, and understand I could lose all or a substantial amount of the money invested. Customer Financial Information Financial Information The more we know about you and your goals for this account, the better we can serve you. Please answer the following questions about your investment experience and financial situation to help us determine which investment products and strategies are suitable for you. Investment Experience (Include Years of Experience) Annual Income1 (From all Sources) Net Worth2 (Exclusive of Residence) Liquid Net Worth3 (Cash, Securities, etc.) Federal Tax Rate  Stocks  Bonds  Options  Commodities  Futures  Mutual Funds  Other (List)  Under $25,000  $25,000-$49,999  $50,000-$99,999  $100,000-$249,999  $250,000-$499,999  $500,000-$999,999  $1,000,000-$3,000,000  Over $3,000,000  Under $50,000  $50,000-$99,999  $100,000-$249,999  $250,000-$499,999  $500,000-$999,999  $1,000,000-$3,000,000  Over $3,000,000  Under $50,000  $50,000-$99,999  $100,000-$249,999  $250,000-$499,999  $500,000-$999,999  $1,000,000-$3,000,000  Over $3,000,000  10%  12%  22%  24%  32%  35%  37% Additional Customer Information

Risk Tolerance Descriptions. Low (Conservative): I want to preserve my initial principal in this account, with minimal risk, even if that means this account does not generate significant income or returns and may not keep pace with inflation. • Moderate: I am willing to accept some risk to my initial principal and tolerate some volatility to seek higher returns, and understand I could lose a portion of the money invested. • High (Aggressive): I am willing to accept high risk to my initial principal, including high volatility, to seek higher returns over time, and understand I could lose all or a substantial amount of the money invested.

Risk Tolerance Descriptions. Risk tolerance is defined as the degree of uncertainty that an investor can handle in regard to a negative change in the value of his or her portfolio. There is a direct correlation between the level of risk that an investor is willing to take in their portfolio and the potential upside that is possible with that given portfolio. When identifying risk tolerance it is important to note that, in general, investments with a low degree of risk generally will have a lesser degree of upside potential but provide lesser downside risk as well. Conversely, those investments that have a high degree of risk have the potential for greater returns but provide significant risk to the downside as well. SAI has six different levels of risk tolerance that it makes available for account holders to select from in order to determine their particular level of investment risk. Similar to my investment objective, I understand it is my responsibility to identify the level of risk that I am willing to accept for this account. Conservative: This risk tolerance indicates that I am not willing to tolerate large market fluctuations and am willing to forgo significant upside potential to achieve this goal. I want my portfolio to provide an income stream to meet living expenses and am more concerned with protecting my principal than growing my portfolio. Moderately Conservative: This risk tolerance indicates that I am willing to tolerate a bit more risk that the conservative investor but am still averse to large short-term fluctuations. I want to be protected somewhat from large downside market movements and am willing to not fully participate when the markets rally upwards. I understand my portfolio will still fall when markets decline but I want to be somewhat protected. Moderate: This risk tolerance indicates that I want good returns and understand that I must take on more risk to get those good returns. I understand that my portfolio may hold a wide range of asset classes ranging from short term bonds to high risk stock funds. I understand that I will lose money if the markets go down but also expect to participate in gains when the markets are performing well. Moderately Aggressive: This risk tolerance indicates that I seek to outperform stock market indices when the markets go up but am aware and comfortable with the fact that my portfolio will likely be down more than the market indices when the stock markets perform poorly. I am willing to accept more risk that the average inves...