Types of ACH Services. You may authorize RBC CM to make transfers between the Accounts and one or more accounts maintained at financial institutions (“Financial Institution Accounts”, sometimes referred to in this document as “FI Accounts”). You may authorize the following types of ACH transfers (availability for services varies with Account type and may not all be available via the Program): • Transfers from the Accounts to an FI Account. ACH transfers (including, but not limited to, dividends, interest and retirement distributions) will be made to an FI Account in the amounts and at intervals you specify. • One time (telephone authorization) transfers from the Accounts to an FI Account. If you indicate that you want a one time transfer from the Accounts, you may initiate transfers by contacting your Financial Professional, either in person or by telephone, subject to any applicable amount limitations. • Transfers from an FI Account to the Accounts. Subject to applicable banking regulations and RBC CM policy, ACH transfers from an FI Account to the Accounts will be made in the amounts and at intervals you specify. • One time (telephone authorization) transfers from an FI Account to the Accounts. If you indicate that you want a one time transfer to the Accounts, subject to applicable banking regulations and RBC CM policy, you may initiate transfers from specified FI Accounts by contacting your Financial Professional, subject to any applicable amount limitations.
