Unacceptable Items for Deposit. You understand and agree that you will not use the Services to deposit the following items:
Unacceptable Items for Deposit. You understand and agree that you will not use the Service to deposit the following items: • Any third party check or item, i.e., any item that is made payable to another party and then endorsed to you by such party, checks or items originally payable to any person or entity other than you • Any check or item drawn on your personal account at CU SoCal • Any check or item containing restrictive endorsements • Any check or item that contains evidence of alteration to the information on the check • Any check or item previously converted to a “substitute check,” as defined in Regulation CC • Any check or item issued to you by a financial institution in a foreign country • Any check or item that is a “remotely created check” as define by Regulation CC • Any check or item that is “stale dated,” expired, or “postdated”, checks dated more than six months prior to the date of deposit • Any check or item that is “non-negotiable” (whether stamped in print or as a watermark) • Any check or item that has been re-deposited or returned such as “non-sufficient funds” or “refer to maker” or returned for any other reason • Any check or item that is incomplete • Any check or item not made payable in United States currency • Any check or item drawn on a financial institution located outside the United States • Any check or item prohibited by the Credit Union’s current procedures relating to the Service or which are otherwise not acceptable under the terms of your Account • Cash • Savings Bonds Deposits of this nature may result in the immediate termination of the Service and an immediate reversal of the transaction or credit to your Account. A reversal means the amount of the item(s) deposited will be removed from your Account and will reduce your Account balance. The reversal may also result in a negative balance on your Account.
Unacceptable Items for Deposit. You understand and agree that you will not use Mobile Deposit to deposit the following items:
Unacceptable Items for Deposit. You understand and agree that you will not use the Service to deposit any unacceptable item. Unacceptable items include, but are not limited to the following:
Unacceptable Items for Deposit. You understand and agree that you will not use Mobile Deposit to deposit the following items:
a. Any third party check or item, i.e., any item that is made payable to another party and then endorsed to you by such party
b. Any check or items drawn on your account that you are depositing to that same account
c. Any check or item that contains evidence of alteration to any of the fields on the front of the check or which you know or suspect are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn
d. Any check or item that is “non-negotiable” (whether stamped in print or as a watermark)
e. Any check or item previously converted to a “substitute check”, as defined in Regulation CC
f. Any check or item issued to you by a financial institution in a foreign country
g. Any check or items not payable in U.S. currency
h. Any check or item that is “stale dated”, expired, or “post dated”, or is dated more than 6 months prior to the date of deposit i. Any check or item that is incomplete
Unacceptable Items for Deposit. You understand and agree that you will not use the Services to deposit the following items:
a) Any third-party check (any item that is made payable to another party and then endorsed to you by such party.
b) Any item drawn or otherwise issued by you or any other person on any of your accounts or any account on which you are an authorized signer or joint account holder.
c) Any item that contains evidence of alteration to the information on the check.
d) Any item that is not complete, such as missing payee, signature, date, etc.
e) Any check or item previously converted to a substitute check, as defined in Reg CC.
f) Any items drawn on a financial institution located outside the United States.
g) Any item not payable in United States currency.
h) Any item dated more than 6 months prior to the date of deposit).
i) Any item that has been re-deposited or returned such as “non-sufficient funds” or “refer to make” or returned for any other reason.
j) Any remotely created checks, as defined in Reg CC.
k) Any item prohibited by TB’s current procedures relating to the Services or which are otherwise not acceptable under the terms of your TRB account.
Unacceptable Items for Deposit. Checks drawn on a foreign bank or foreign financial institution Checks payable to an individual not on the Account An item drawn on your Account at Patriot An item that contains evidence of alteration A check previously converted to a “substitute check,” as defined in Regulation CC A stale dated, expired, or postdated item Any item that has been re‐deposited or returned such as “non‐sufficient funds” or “refer to maker,” or any other reason Cash Savings Bonds
Unacceptable Items for Deposit. Checks drawn on a foreign bank Money orders Travelers checks Checks payable to an individual not on the account An item drawn on your account at GHS An item that contains evidence of alteration A check previously converted to a “substitute check”, as defined in Regulation CC A stale dated, expired, or post dated item Any item that has been re-deposited or returned such as “non sufficient funds” or “refer to maker”, or any other reason Cash Savings Bonds Remotely created checks US Treasury checks Hold times are as follows: All checks deposited on one business day will be combined for an aggregate amount The first $200 will be made available the same business day of the deposit The remaining funds will be made available the next business day after the day of deposit All credit is provisional until credit has been received by the paying financial institution We reserve the right to extend any hold placed in an emergency situation where there is a failure of communications of computer equipment or if we have any reason to believe an item will not be paid.
Unacceptable Items for Deposit. Checks drawn on a foreign bank or foreign financial institution Checks payable to an individual not on the account An item drawn on your account at Patriot An item that contains evidence of alteration A check previously converted to a “substitute check”, as defined in Regulation CC A stale dated, expired, or postdated item Any item that has been re‐deposited or returned such as “non‐sufficient funds” or “refer to maker”, or any other reason Cash Savings Bonds
Unacceptable Items for Deposit. You agree that you will not use the Service to deposit any checks or other items as shown below: Availability of Funds. You agree that items transmitted using the Service are not subject to the funds availability requirements of Federal Reserve Board Regulation CC. Funds deposited using the Service will not be immediately available. There also could be a hold placed on the funds at the credit unions discretion. If there is a hold placed on the funds, Downeast may make such funds available sooner based on such factors as credit worthiness, the length and extent of your relationship with us, transaction and experience information, and such other factors as Downeast, in its sole discretion, deems relevant. Business Day and Availability. You agree that you understand the Services are available Monday through Friday between 8:00 a.m. and 4:00 p.m. Eastern Time, except during Federal Holidays or any other day we are not open for business. Transmissions processed after these business hours on a business day, or on any other day that is not a business day are treated as occurring on the next business day.
