Your Billing Rights: Keep this Document for Future Use. This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act.
Your Billing Rights: Keep this Document for Future Use. This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. If you think there is an error on your statement, write to us at: Attn: Payment Services 0000 X. Xxxxxxx Xxxxx Xxxxxxx, XX 00000 You may also contact us on the web: xxx.xxxxxxxxx.xxx In your letter, give us the following information: • Account information: Your name and account number • Dollar amount: The dollar amount of the suspected error • Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 3 business days before an automated payment is scheduled, if you want to stop payment on the amo you think is wrong. You must notify us of any potential errors in writing or electronically. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.
Your Billing Rights: Keep this Document for Future Use. This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. Visa® Platinum Rewards Credit Card Agreement Annual Percentage Rate (APR) for Purchases/ Balance Transfers 10.25% to 13.25% when you open your account based on your credit worthiness. This APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. Hills Bank will not charge you any interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged interest the charge will be no less than $0.50. For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Transaction Fees • Cash Advance • Foreign Transaction • Either $5.00 or 3.00% of the amount of each cash advance, whichever is greater, with a maximum fee of $15.00. • 1.0% when a currency conversion occurs. 0.8% when a currency conversion is not performed. Penalty Fees • Late Payment • Returned Payment • Returned Convenience Check • up to $27.00 • up to $27.00 • up to $35.00 • We use a method called “average daily balance (including new purchases)” • Variable APRs are based on the 3.25% Prime Rate as of March 17, 2020. • We add 7.00% to 10.00% to the Prime Rate to determine the Purchase/Balance Transfer APR (monthly periodic rate currently .8542% to 1.1042%). • We add 11.00% to the Prime Rate to determine the Cash Advance APR (monthly periodic rate currently 1.1875%).
Your Billing Rights: Keep this Document for Future Use. This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. Account information: Your name and account number.
Your Billing Rights: Keep this Document for Future Use. This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. What to Do If You Find a Mistake on Your Statement: If you think there is an error on your statement, write us at Washington Trust Bank, Attn: Credit Card Services, P.O. Box 2127, Spokane, WA 99210-2127. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In Your Letter, Provide the Following Information: • Account information: Your name and Account number • Dollar amount: The dollar amount of the suspected error • Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You Must Contact Us: • Within 60 days after the error appeared on your statement. • At least 3 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. • You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen after We Receive Your Letter: When we receive your letter, we must do two things:
Your Billing Rights: Keep this Document for Future Use. This Notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. For purposes of this Notice, "we" and "
Your Billing Rights: Keep this Document for Future Use. This notice tells you
Your Billing Rights: Keep this Document for Future Use. This notice tells you about your rights and our responsibilities under the
Your Billing Rights: Keep this Document for Future Use. This notice tells you about your rights and our responsibilities under the Fair Billing Act.
Your Billing Rights: Keep this Document for Future Use. This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. If you think there is an error on your statement, write to us at: You may also contact us on the Web: xxx.xxxxxxxxxxxx.xxx In your letter, give us the following information: • Account information: Your name and account number.
