Designated Beneficiary means the beneficiary or beneficiaries the Participant designates, in a manner the Administrator determines, to receive amounts due or exercise the Participant’s rights if the Participant dies or becomes incapacitated. Without a Participant’s effective designation, “Designated Beneficiary” will mean the Participant’s estate.
Surviving Spouse means the widow or widower, as the case may be, of a Deceased Participant or a Deceased Beneficiary (as applicable).
Retirement Benefit means the benefit set forth in Article 5.
Covered benefits or “benefits” means those health care services to which a covered person is entitled under the terms of a health benefit plan.
Disability Benefit means the benefit set forth in Article 8.