Cardholder Authentication definition

Cardholder Authentication or “3DS” means a protocol that enables cardholders to authenticate themselves with their issuing bank when making card not present (CNP) transactions. The additional security layer helps reduce fraudulent transactions.
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Cardholder Authentication means the process of verifying account ownership during a purchase transaction in an online electronic commerce environment.
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Examples of Cardholder Authentication in a sentence

  • When submitting an authorisation request for a Transaction that will be processed using Visa Secure, you must input the Cardholder Authentication Verification Value your issuing bank or Visa provides to you.

  • Currently prevailing transaction limits can be found in the Merchant Instructions at ▇▇▇.▇▇▇▇▇▇.▇▇▇ Cardholder Authentications are not required on completion of Contactless Payments, unless the transaction amount exceeds the applicable transaction limit, or if the payment terminal prompts Cardholder Authentication.

  • Card Payments that exceed the prevailing transaction limits must be completed in the form of EMV transactions by reading the Payment Card’s chip in the payment terminal and performing Cardholder Authentication by means of PIN entry.

  • This service provides secure internet servers and web pages that allow Cardholder Authentication and Cardholder Enrollment functions compatible with Verified by VISA and MasterCard Secure Code specifications.