Cardholder Authentication definition

Cardholder Authentication or “3DS” means a protocol that enables cardholders to authenticate themselves with their issuing bank when making card not present (CNP) transactions. The additional security layer helps reduce fraudulent transactions.
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Cardholder Authentication means the process of verifying account ownership during a purchase transaction in an online electronic commerce environment.
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Examples of Cardholder Authentication in a sentence

  • When submitting an authorisation request for a Transaction that will be processed using Visa Secure, you must input the Cardholder Authentication Verification Value your issuing bank or Visa provides to you.

  • This authentication value is transported using the UCAF (Universal Cardholder Authentication Field) for MasterCard or the CAVV (Cardholder Authentication Verification Value) for VISA.

  • Further information can be found below in section 4.1. • 3D Secure Cardholder Authentication - Cardholder authentication generates new message values to show the level of security being used, plus the result of the authentication.

  • Liability for risks related to the Transaction performance via MirAccept 1.0 and 2.0 Secure Authentication Technology is set in accordance with the System Standard Methods of Cardholder Authentication when Performing Transactions.

  • In case of a Transaction performance with the use of a depersonalized PAN (Token) from the Merchant's mobile application without the Cardholder Authentication via the CD CVM authentication method and further Cardholder’s failure to recognize such a Transaction, the Acquirer shall be held accountable for the risks associated with such a Transaction.

  • This service provides secure internet servers and web pages that allow Cardholder Authentication and Cardholder Enrollment functions compatible with Verified by VISA and MasterCard Secure Code specifications.

  • The Cardholder Authentication Reference Data (PIN.CH and PUK.CH) and the Signatory Authentication Reference Data (PIN.QES, PUK.QES) are used as authentication reference by TSF for human user authentication.

  • Evidence of Imprint and signature or PIN.3. Effective up to and including 14 March 2012, if a Secure Electronic Commerce or “Non- Authenticated Security Transaction” has an ECI value of “6,” proof that Issuer responded to the Authentication Request with a Cardholder Authentication Verification Value and Authentication Identifier (if applicable).

  • For secure eCommerce, the Cardholder Authentication Verification Value (CAVV) validates information provided by a customer at the time of the transaction.

  • The year saw also the first live implementation of an EMV 3DS SCA (Strong Cardholder Authentication) solution in ProCredit Bank Romania, where clients can authenticate themselves through the MobilSign solution (Kobil) instead of using a one-time password.

Related to Cardholder Authentication

  • Multi-factor Authentication means controlling access to computers and other IT resources by requiring two or more pieces of evidence that the user is who they claim to be. These pieces of evidence consist of something the user knows, such as a password or PIN; something the user has such as a key card, smart card, or physical token; and something the user is, a biometric identifier such as a fingerprint, facial scan, or retinal scan. “PIN” means a personal identification number, a series of numbers which act as a password for a device. Since PINs are typically only four to six characters, PINs are usually used in conjunction with another factor of authentication, such as a fingerprint.

  • Authenticating Agent means any Person authorized by the Trustee pursuant to Section 6.14 to act on behalf of the Trustee to authenticate Securities of one or more series.

  • Manual means a document or a set of documents that provide written instructions to staff of the Owner;

  • Authenticate means verifying through reasonable means that the consumer, entitled to exercise his

  • Issuer Order and “Issuer Request” means a written order or request of the Issuer signed in the name of the Issuer by any one of its Authorized Officers and delivered to the Indenture Trustee.