Injury or Sickness definition

Injury or Sickness means one which requires treatments by a legally qualified medical practitioner and which results in the Insured Person being certified by the practitioner as unfit to travel or continue with his/her original journey.
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Injury or Sickness means accidental injury, disease, infection, or illness. Sickness includes the total inability of an employee to perform the duties of her or usual employment because of pregnancy or the normal incidents of pregnancy or the termination thereof.
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Examples of Injury or Sickness in a sentence

  • If You suffer one or more Injury or Sickness while on the same Trip, the maximum amount payable for all Injuries or Sicknesses will not exceed the Maximum Benefit Amount shown in the Schedule of Benefits.

  • While your Injury or Sickness may result in the loss or restriction of a professional license, occupation license or certification, that loss or restriction, by itself, does not constitute a Disability.

  • Disability Benefits will no longer be payable for Residual Disability on the date that the first of the following events occurs: • you are no longer Residually Disabled; • your Loss Of Income is no longer solely due to the Injury or Sickness that caused your Disability; • you become Totally Disabled; or • the Maximum Benefit Period ends.

  • Once a period of Disability starts, it will be one period of Disability no matter what Injury or Sickness, or how many, caused the Disability to start or caused you to remain Disabled.

  • If you experience a Recovery from your Disability, we will pay you a Recovery Benefit if: • you are working in your Regular Occupation or any other occupation, and working at least as many hours as you worked prior to Disability; and • you continue to have a Loss Of Earnings of at least 20%, and that Loss Of Earnings is solely due to the previous Injury or Sickness that caused your Disability.

  • If You are not employed when Your Disability begins, Disability always means You are unable, because of a medically determined Accidental Injury or Sickness, to perform the essential functions required of any occupation for which You are reasonably qualified by training, education or experience.

  • If You incur a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are not Medically Fit to Travel to Your Return Destination on Your Scheduled Return Date, the Medical Evacuation and Repatriation benefit will be automatically extended until You are Medically Fit to Travel and transported to Your Primary Residence or You reached the Maximum Benefit Amount shown in the Schedule of Benefits.

  • If you experience a Recovery from your Disability, we will pay you a Recovery Benefit if: • you are working in your Regular Occupation, and working at least as many hours as you worked prior to Disability; and • you continue to have a Loss Of Earnings of at least 20%, and that Loss Of Earnings is solely the result of the previous Injury or Sickness that caused your Disability.

  • When your Disability is caused by more than one Injury or Sickness or from a combination of these, we will pay Disability Benefits as if there were only one Injury or Sickness.

  • This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFIT FOR TOTAL DISABILITY section to read as follows: • you are unable to perform the Substantial And Material Duties of your Regular Occupation; and • you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness.