Introduction नमूना खंड

Introduction. Human Resources management is an essential function which holds the key to unlocking the promising future and the growth opportun ities that are available for the Indian Banking industry. SIDBI has a well established Human Resource Vertical whi ch has different cells looking after HR planning and administration, Talent Management, Talent acquisition , Employee performance management , HR Technology, Learning and development, Employee engagement, etc. The Bank has identified the following broad obj ectives for HR, as it continues to realign its HR policies with contemporary industry best practices . • To initiate & institutiona lize globally competitive HR practices in the Bank in the pursuit to become a Bank of international standards and to become an employer of preferred choice; • To put in place relevant HRD strategies and use modern methodologies to undertake organizational re positioning identify and nurture talent, bring about mark ed changes in the mindset of employees at all levels so as to enhance HR Quality; • To create a performance -driven culture and an exciting workplace for the employees • To create a pool of managers and prepare a succession plan ; • To inculcate a strong and effec tive service culture across levels in the organization in order to generate strong stakeholder affiliation; • To create a learning atmosphere for employees’ intellectual growth and creativity; and to r e-skill the workforce to operate in digitally enabled modern core banking environment. With a view to facilitate appointment of consultants for specific tasks in SIDBI and its associates/subsidiaries , which may be taken up simultaneously or in phases, the Bank has decided to broaden its panel of consu lting firms offering services in the following broad categories : 3.1.1. Assessments ( including Competency based assessments, skill - based assessments, behavioral assessments, psychometric assessments, 360 degree, Asses sment Centre -Virtual and /or Physical including IDP etc.) 3.1.2. HR and Management Practices Audits

Introduction. Small Industries Development Bank of India (SIDBI), set up on April 2, 1990, under an Act of Indian Parliament, acts as the Principal Financial Institution for the Promotion, Financing and Development of the Micro, Small and Medium Enterprise (MSME) sector and for Coordination of the functions of the institutions engaged in similar activities. • The MSME financing agenda of the Bank is discharged through the twin interventions of (a) Direct Lending, disseminated through demonstrative lending products to fill existing credit gaps, which could be further scaled up by banking eco-system and (b) Indirect Lending, done through Banks, NBFCs, New Age Fintechs, SFBs and MFIs, which creates a multiplier effect and provides a larger reach. • Keeping in sync with the evolving MSME landscape, SIDBI embraced SIDBI Vision 2.0, to redefine its role as an All India Financial Institution that can create an integrated credit and development support ecosystem for MSMEs, by being a Thought Leader, adopting a credit plus approach, creating a multiplier effect and serving as an aggregator, in the MSME space. • Information Asymmetry in the MSME sector is an area where SIDBI has spearheaded various structural initiatives to address the information gap like MSME Pulse, the health tracker of MSEs and CriSidEx, for gauging the MSE sentiments and aspirations, Microfinance Pulse providing credit insights on Microfinance sector, Fintech Pulse which aims to bring out how emerging technologies are causing disruption in the financial sector and Industry Spotlight, focused on credit trends in Industry sectors. • Assistance to NBFCs increased by 59% to `17,935 crore as on March 2022 from `11,292 crore as on March 2021. During FY2022, the Bank onboarded 35 new NBFCs and the total number of live NBFCs as of March 2021 stood at 54. The portfolio outstanding of NBFC as on September 30, 2022 stood at `25,466 crore. • The bank shall focus on scaling up support to NBFCs through improved risk management of NBFCs to reach underserved/unserved MSMEs.

Introduction. SIDBI has internally prepared a broad concept on SIDBI Vision 2.0. This concept needs to be validated with various stakeholders, developed into a detailed plan, to be followed by transformational changes in the organisational structure, products and processes etc. and implementation thereof in a timebound manner, so as to enable the Bank to play a very active and catalytic role in creating vibrancy in the MSME Ecosystem. It aims to have an integrated Credit Plus approach for MSMEs and its thought leadership. Key elements of the SIDBI Vision 2.0 are as under:- SIDBI as a Thought leader and nodal agency for MSME sector Shaping the MSME landscape SIDBI should continue to play a role in shaping the policies that impact the MSME sector. It should play an activist, coordinating and specialist role in ensuring that the policies and regulations give the right thrust to the sector and continue to remove impediments. SIDBI should also find ways to become a more pervasive All India Financial Institution rather than remaining a DFI focussing on MSME sector in select areas only. This may require getting to backward areas through partnerships and promoting MSME sector to remove regional disparities. It needs to be ensured that interventions of SIDBI don't remain limited to MSMEs in certain pockets / cohort of MSMEs but also reach out to areas / MSMEs not having access to these services. To do this, SIDBI needs to pursue activities that establish the position of SIDBI as the thought leader in MSME ecosystem more firmly. SIDBI can create forums that attract international participation, government and non-government bodies' involvement. SIDBI could fund research on topics that can promote MSME growth finance, create well researched indices that can be used for policy direction, e.g. State-wise MSME friendly policy index. Preferred partner for implementation of government development schemes SIDBI should position itself as a partner for implementation of government schemes in a financially viable manner. This will require developing mechanisms to drive / enable these schemes and measure impact of these schemes. To deliver these SIDBI could establish itself as a platform through which all government and government sponsored MSME focused schemes are delivered. A tech-enabled mechanism that leverages open APIs, curated by SIDBI, could power SIDBI and all the other partner banks to allow MSMEs to access all the schemes in a hassle free manner. Integrated approach for MSMEs - Cr...

Introduction. Small Industries Development Bank of India (SIDBI) was established under an Act of Parliament in 1990. SIDBI is the Principal Financial Institution engaged in Promotion, Financing & Development of the Micro, Small and Medium Enterprises (MSME) sector and in coordinating the functions of various institutions engaged in similar activities. The bidders can visit xxx.xxxxx.xx for more information. The bank provides its services through a network of offices located all over India. Detailed information on the functions of the bank is provided on the website xxx.xxxxx.xx. Since its inception, SIDBI has been playing an active role in promoting MSME sector and provided direct and indirect financial support to entrepreneurs for setting up of new enterprise as well as expansion/diversification/modernization of their existing enterprises. SIDBI has reoriented its focus on MSEs by adopting SIDBI Vision 2.0. It is a strategic initiative by SIDBI aimed at accelerating effort to serve MSME domain by transforming its current role to that of an All India Financial Institution that can create an integrated credit and development support ecosystem for Indian MSEs, thus promoting their inclusive growth. SIDBI envisions to strengthen enterprise ecosystem through interventions and engagements, which are innovative, inclusive and impactful. SIDBI has always initiated a host of measures on policy advocacy, developmental approaches, handholding MSEs, exposure programs and creating financial linkages, to foster entrepreneurship culture in the country along with aligning its operation in National interest. SIDBI provides direct credit to MSMEs mainly to fill credit gaps in the MSME sector through demonstrative and innovative lending products, which can be further scaled up by the Banking system. Direct Finance portfolio outstanding stood at Rs 11581 crore as of March 2021, as compared to Rs 9867 crore as of March 2020. During FY2021, the Bank focused on ensuring uninterrupted flow of credit to MSMEs, especially to those engaged in fighting the pandemic and in implementation of relief measures announced by RBI. Operational set up for direct finance operations is as given under: Regional Offices 10 Branch Offices 82 including 8 branches of North East Region. Express Loan Service Centres (Loan Processing Cell) 6 RFP No. 314/2022/1681/HO1/DCV Issued on January 05,2022 Page:25 of 98 Stressed Asset Recovery Branches (SARB) 3 Further, the Bank has taken steps like widening reach, diversifyi...

Introduction. Ministry of Micro, Small and Medium Enterprises (MSME), Government of India (GoI) launched the Credit Guarantee Scheme (CGS) to strengthen credit delivery system and facilitate the flow of credit to the MSE sector without the hassles of collateral and third party guarantee. For operationalizing the scheme PAN India, Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) was set up in July 2000 with a committed initial corpus of ₹2,500 crore contributed by Ministry of Micro, Small and Medium Enterprises (MSME) and Small Industries Development Bank of India (CGTMSE). Recognizing the contribution made by CGTMSE so far, XxX had increased the corpus of the Trust to ₹7,500 crore. First generation entrepreneurs in the Micro and Small Enterprises (MSE) sector find it difficult to access credit from the organized banking sector. The banks on their part are concerned about the likely defaults in small loans and hence try to collateralize their exposure to the small borrowers. Keeping this in mind, it was thought fit to create the instrument of Credit Guarantee to enhance the comfort level of the banks for financing loans, as well as opening a new gateway for MSE entrepreneurs to get funding without collateral security and / or third party guarantee. Presently, the financial assistance upto ₹200 lakh extended to micro and small enterprises by Banks / NBFCs are being guaranteed by CGTMSE through an automated B2B digital platform. Further details about CGTMSE are available in our website xxx.xxxxxx.xx.

Introduction. 7.1.1 This Section deals with the scope of the work of Annual Maintenance Contract for Office Premises and Quarters at Xxxx Xx.0 xxx Xxxx Xx.0, Xxxxxxxxxxx, Xxxxxx, Xxxxxxxx – 000000. The location and the description of works is given below:- Xx.Xx. Locations Description of Works 1 Office Premises at G S Road, Dispur, Guwahati – 781006 Annual Maintenance Contract, Civil, Plumbing & Sanitary, Carpentry, Housekeeping-Sweeping & Cleaning, Installation of Modular Kitchen, Pest Control Works, Landscaping & Gardening, Cleaning of Water Storage Tanks, Interior Decoration Works, Specialised Structural Repair works, Electrical and Electro-mechanical works like General Electrical Works, Heating, Ventilation and Air Conditioning Works, Fire & Safety Works, Security Systems cum surveillance system works, Telecommunications and networking works and HT Installations of NABARD, Assam RO 2 Officers & Staff Quarters, Xxxx Xx.0, Xxx Xxxx 0, Xxxxx Xxxxxx Xxxx, Xxxxxxxxxxx, Xxxxxx, Xxxxxxxx – 000000 0 Xxxxx Xxxxxxxx, Xxxx Xx.0, Xxx Xxxx 0, Xxxxx Xxxxxx Xxxx, Xxxxxxxxxxx, Xxxxxx, Xxxxxxxx – 000 000. 7.1.2 The contract would involve the above Annual Maintenance Works to include the following: (a) The contractor shall rectify the defects on the basis of instructions given by the NABARD Officers, authorized for the purpose and complaints lodged by occupant officers / staff in a complaint / suggestion register maintained by NABARD’s Care Taker in the said premises. (b) All complaints shall be attended to immediately on receipt of the complaints / information. (c) No complaint shall remain unattended for more than 24 hours. If any complaint is likely to take more time for its resolution, the same will be immediately brought to the notice of Caretaker / Protocol & Security Officer. (d) The complaints of complicated nature and beyond the scope of work shall be reported back immediately to the Caretaker / Protocol & Security Officer. (e) The attendance of all the workers employed by the contractor should be for full time and they should attend the work promptly ad ensure the quality of work. (f) The skilled workers (eg electrician, plumber) of the contractor should have valid license from the appropriate authority. (g) The contractor shall make his own arrangements for tools, safety equipment (hand gloves, helmets, etc) to be provided to his workers.

Introduction