Additional Conditions of Use of the Overdraft. 3.5.1. In case the Overdraft limit is established in one currency and the Credit Amount or its portion are issued/used in other currency, official exchange rate established by the National Bank of Georgia by the moment of issuance/use shall apply.
3.5.2. In case the Overdraft limit is established in one currency and the relevant Credit Amount or its portion are issued/used in other currency, exceedence of the volume of the Overdraft limit due to the change of the exchange rate shall not be considered to be a violation of this Agreement and the Customer shall fully and properly fulfill obligations assumed under the Agreement.
3.5.3. The Bank is authorized at any time to reject provision of service through banking products determined by the Agreement (including the release of the Credit Amounts) or their portion, if there is any restriction, including public law restriction imposed (registered) on the property and/or intangible assets of the Customer (including the Account) which puts at risk fulfillment of obligations of the Customer towards the Bank.
3.5.4. If at the time of charging (payment) the Commission Fee and/or the Fine (Penalty) envisaged by the Agreement the rates of the Commission Fee and/or the Fine (Penalty) are established by the Legislation (including Regulations of the National Bank of Georgia) the volume of which rates is lower than the rates of the Commission Fee and/or the Fine (Penalty) envisaged by the Agreement, in such a case the maximum interest rate of the Commission Fee and/or the Fine (Penalty) established by the Legislation (including Regulations of the National Bank of Georgia) (if any) shall apply.
3.5.5. The Customer shall, prior to refinancing of the Credit Amount and/or other similar debts, the charged Interest (including as unearned benefit), Commission Fee and Penalty, as well as any other debts from other financial institutions, apply on the above to the Bank in writing 14 (fourteen) calendar days earlier. Furthermore, if the Сredit Amount envisaged by the Agreement does not exceed GEL 2,000,000 (two million) or its equivalent in other currency (at the rate fixed by the National Bank of Georgia at the date of applying to the Bank in writing), the Bank shall ensure covering the above liabilities on the date of the written application or if the written application was made during off-hours, not later than on the next Banking day. In any other case, the Bank shall be entitled to ensure covering of the above liabilities base...
